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£100 Halifax switch now made up to £140 with quidco! As well as £5 a month!
£100 Halifax switch now made up to £140 with quidco! As well as £5 a month!

£100 Halifax switch now made up to £140 with quidco! As well as £5 a month!

Buy forBuy forBuy for£200
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Noticed the Halifax switch is still going for £100 as previously posted but up until December 31st you can get a further £40 with quidco!

There's a chance to earn a further £5 a month with the reward account too taking the first years earnings to £200!

About
Switch to the Halifax Reward Current Account and in your first year you could earn up to £200 made up of:
£100 from the Halifax
12 x £5 reward each month from the Halifax
Plus you'll get £40 cashback with Quidco.

Also get £40 quidco on switching to ultimate reward and normal current account.

Apologies if already posted

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129 Comments

If you have an ultimate reward account then you have to pay a monthly fee. I think it's 15 reduced to 10 if you pay in more than 1000. The perks are well worth the money in my opinion, but noting x

*worth noting!

the £5 has already had the tax taken off unless u are a higher rate tax payer

Good find, but shame only for opening a new account

Almost all interest from a bank will have basic rate tax deducted at source unless you fill in a format to tell them to do otherwise

Ta OP.

I have this account and they pay me 5£ monthly. But you must have at least 2 direct debits to get this offer.

Damn i just done this last week. Got £100

namsons

I have this account and they pay me 5£ monthly. But you must have at … I have this account and they pay me 5£ monthly. But you must have at least 2 direct debits to get this offer.


And £750 coming in each month.

I did this deal last week and it only took them 7 days to move my account and all my direct debits over so pain free and well worth a few minutes filling in a form so this gets a hot from me. Only slightly beaten by First Direct who offer £125 but no ongoing payments from them or quidco cashback.

How long does it take to receive a visa debit card anyone?

alisonhart524

I did this deal last week and it only took them 7 days to move my account … I did this deal last week and it only took them 7 days to move my account and all my direct debits over so pain free and well worth a few minutes filling in a form so this gets a hot from me. Only slightly beaten by First Direct who offer £125 but no ongoing payments from them or quidco cashback.



Think first direct lowered it to £100.

Original Poster

Sugarlumps146

How long does it take to receive a visa debit card anyone?



normally about 5 working days

Good account, good deal. Smooth switch and very quick payout.

When you deposit £750 can you just transfer it from another bank account? Ive been sending £750 from nationwide to this account but haven't checked if Im getting the £5. I haven't checked as I cant log in. After 3 months of being with them Ive yet to even see my online balance. Terrible online service. I dont know why they send online activation codes that expire, and how they cant just email new codes out once they've expired. Out of date service imo

Very mid range customer service at halifax according to polls i.e telegraph article. Been a happy first direct customer for a few years. I got £100 but wouldn't switch because their customer service is unbeatable. Good cashback deal though so heat from me

I would love to take up this service but having had a credit card with Halifax in the past I would not recommend if u heavily rely on online banking. Saying that I'm not sure if there is an app and if so how good it is.

My wife and I swapped to Halifax last year. Her account, my account and a joint account got us £300, plus £15 per month from them combined on the reward account. Pays for the TV licence basically. Had no problems swapping, smooth transition, wished we'd done it sooner.

jamsammy99

note that the £5 pm is taxable as unearned income so £4 net for basic r … note that the £5 pm is taxable as unearned income so £4 net for basic rate payers just a note, not a criticism of the deal



Complete rubbish.

It's actually £6.25ish and then the tax taken off it works out at £5 net.

Halifax online banking is shocking. I use 3 different credit cards and 2 different types debit and Halifax has really bad user interface and every time I try balance transfer is says website has an error you have to phone. And that he not changed in years

I have banked with Halifax since I was 16 and I have no issues with the online, it's recently been improved too. I have everything with them, loans, credit cards, house insurance.

monogram

Complete rubbish.It's actually £6.25ish and then the tax taken off it … Complete rubbish.It's actually £6.25ish and then the tax taken off it works out at £5 net.

Thanks for that info - it'll do my head in trying to figure out what I'm supposed to pay. Good to know I don't have to worry about calculating tax
Edited by: "jsty3105" 9th Dec 2014

Halifax online banking used to be terrible but the website is better (though not perfect) and now there's a really decent app. Decent enough service though I'd shop around for things like mortgages/credit cards.

monogram

Complete rubbish.It's actually £6.25ish and then the tax taken off it … Complete rubbish.It's actually £6.25ish and then the tax taken off it works out at £5 net.


So it IS taxable at 20%. Not "complete rubbish" then is it?

jamsammy99

note that the £5 pm is taxable as unearned income so £4 net for basic r … note that the £5 pm is taxable as unearned income so £4 net for basic rate payers just a note, not a criticism of the deal



Nope. £5 is net e.g. the reward after tax .....

If this is the ultimate reward account you pay £15 a month for this and as long as you meet certain criteria each month you are refunded £5. They are not giving you anything extra. Rest of the deal is great though.

Nice little bump

c4t

the £5 has already had the tax taken off unless u are a higher rate tax … the £5 has already had the tax taken off unless u are a higher rate tax payer



no they do deduct tax at the end of the year from your ac

chefjeegar

no they do deduct tax at the end of the year from your ac



me and my partner have had the account for over a year and we receive a straight £5 per month nothing else is ever deducted. As has been said earlier its actually about £6 per month before tax then it comes out at £5 net

jamsammy99

So it IS taxable at 20%. Not "complete rubbish" then is it?



Well no it is complete rubbish as you get £5 a month which has already been taxed rather than £4, your information was wrong accept it

I've had my Halifax account for over a year. Went in 2 weeks ago and was asked if I had any other bank accounts? Yep HSBC, they said they'd give me £100 if I closed it. They did all the work and 2 weeks later my unused HSBC account was closed and I had an Extra £100. I also got the original £100 when switching despite saying on their website you can't do this ....and I get my £5 a month for being in credit.

Edited by: "ihmoody" 9th Dec 2014

I have the ultimate reward account the service with Halifax is fine in my opinion not the best no but it works ok. The internet banking app could be improved yes but I internet bank with American Express, TSB, Lloyd's and Ulster as well as Halifax. They all work eventually . With the home emergency cover built into this ultimate reward account I've had all my locks changed on the house because I moved in to the house and "lost my keys" that saved me paying out for a locksmith to give me piece of mind at night that I wouldn't be killed at night by the existing owner!!! Lol. Also I had a problem with water leaking which, to be fair they came out and fixed straight away saving me paying out there for a plumber to as that was covered by the policy. Then the icing on the cake was when my boiler thermostat control box "thingy" broke down. They had a chap out the same day and it was all fixed the same afternoon after he went out and bought the replacement part, all it cost me was my signature on a line and a cup of tea:) He showed me the part he replaced in the screw fix catalogue and it was over £80!! That's before his labour hours and call out fees would have been added to the equation. So yes the ultimate rewards account is well worth £10 a month. That's before I start going into the travel insurance claims for my broken camera.... Or how I set up a joint account with my farther so he can reap the rewards to like the AA breakdown, although he doesn't bank with me!! But don't wanna go on to much otherwise "trolls" will think I work for Halifax!! Stupid damn internet, can't even speak your mind anymore. Thanks for reading anyways hope this helps someone

I'm always dubious of these offers. Sometimes they are just genuine offers (eg First Direct), but other times it's because they are poor services and they need incentives to draw people in (eg Santander/A&L).
The potential for hassle, incompetence, and random charges from a poor bank outweighs incentives like this imho. Customer service polls for Halifax seems a bit "meh" according to MSE. 35% said it was "ok", and not "great". Compared to First Direct, 92% "great".

MITTY121

I have the ultimate reward account the service with Halifax is fine in my … I have the ultimate reward account the service with Halifax is fine in my opinion not the best no but it works ok. The internet banking app could be improved yes but I internet bank with American Express, TSB, Lloyd's and Ulster as well as Halifax. They all work eventually . With the home emergency cover built into this ultimate reward account I've had all my locks changed on the house because I moved in to the house and "lost my keys" that saved me paying out for a locksmith to give me piece of mind at night that I wouldn't be killed at night by the existing owner!!! Lol. Also I had a problem with water leaking which, to be fair they came out and fixed straight away saving me paying out there for a plumber to as that was covered by the policy. Then the icing on the cake was when my boiler thermostat control box "thingy" broke down. They had a chap out the same day and it was all fixed the same afternoon after he went out and bought the replacement part, all it cost me was my signature on a line and a cup of tea:) He showed me the part he replaced in the screw fix catalogue and it was over £80!! That's before his labour hours and call out fees would have been added to the equation. So yes the ultimate rewards account is well worth £10 a month. That's before I start going into the travel insurance claims for my broken camera.... Or how I set up a joint account with my farther so he can reap the rewards to like the AA breakdown, although he doesn't bank with me!! But don't wanna go on to much otherwise "trolls" will think I work for Halifax!! Stupid damn internet, can't even speak your mind anymore. Thanks for reading anyways hope this helps someone


yeah.. no one is going to read your post mate

dodoegg1

When you deposit £750 can you just transfer it from another bank account? … When you deposit £750 can you just transfer it from another bank account? Ive been sending £750 from nationwide to this account but haven't checked if Im getting the £5. I haven't checked as I cant log in. After 3 months of being with them Ive yet to even see my online balance. Terrible online service. I dont know why they send online activation codes that expire, and how they cant just email new codes out once they've expired. Out of date service imo



thats funny because i literally only just signed up, got my card in a few days, personalised a new one and that came within 2 days, ive set up online banking with all my login details and i can log in easily from my phones app and any computer i fancy using, no fancy user number to remember, just the details i requested. so no, its a great online service if you take the time to set it up properly.

anyone help, I switched from halifax to first direct in april on this year.

can I do this swap? also if anyone remembers the FD deal, it said 100 or 125 if you like us, same again if you don't, would I qualify for that?

thanks

tnpmonkey

Halifax online banking is shocking. I use 3 different credit cards and 2 … Halifax online banking is shocking. I use 3 different credit cards and 2 different types debit and Halifax has really bad user interface and every time I try balance transfer is says website has an error you have to phone. And that he not changed in years


I am using them and have no problems transferring money between accounts. I also find their online banking much better than other banks I have used (e.g. Co-operative). Also they don't have all kinds of electronic devices you have to put a code in if you want to make a payment or login.

Agree with previous posts about poor customer service. Not even the £100+ switch is tempting me.

tnpmonkey

Halifax online banking is shocking. I use 3 different credit cards and 2 … Halifax online banking is shocking. I use 3 different credit cards and 2 different types debit and Halifax has really bad user interface and every time I try balance transfer is says website has an error you have to phone. And that he not changed in years

i have no problem with online banking with them and app is quick on my iphone as well and i do alot of online banking and rely on it.

tnpmonkey

Halifax online banking is shocking. I use 3 different credit cards and 2 … Halifax online banking is shocking. I use 3 different credit cards and 2 different types debit and Halifax has really bad user interface and every time I try balance transfer is says website has an error you have to phone. And that he not changed in years



I have been with them for about 2 years now. The online service and the mobile app have always been straight forward and have always worked for me.
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