12 months interest free credit on orders over £99 with PayPal on eBay

Except you can't use voucher codes and interest free deals at the same time.

Ok I will change this

Broken_Hope15/07/2019 18:18

Except you can't use voucher codes and interest free deals at the same …Except you can't use voucher codes and interest free deals at the same time.Read lessRead more

Yeah it's a bit of a pain that, as soon as you add any kind of code it removes the option.
Can't see what the point of that is.

any credit deal wont cover you if the handset gets blocked after 6 months, you still have to pay.. risky option

philjstephenson15/07/2019 18:45

any credit deal wont cover you if the handset gets blocked after 6 months, …any credit deal wont cover you if the handset gets blocked after 6 months, you still have to pay.. risky optionRead lessRead more

And why would a handset get blocked after 6 months?

Dammit. Just bought our new sofa on there the other day. Typical!

Been around for months ,hasn't it ? They keep pestering me with virtually every purchase ! Or am I missing something ? .

jabbatheshed15/07/2019 18:48

And why would a handset get blocked after 6 months?

Because the original seller has reported it lost/stolen and have claimed a new one on their insurance.

Well if you bought it off ebay you'd have proof that you'd bought it legitimately.
I know that doesn't prove it wasn't stolen but it proves you didn't steal it.
And I personally wouldn't buy from a seller without them having plenty of feedback.


Edit: also everyone that sells on ebay is good and honest and wholesome

Broken_Hope15/07/2019 18:18

Except you can't use voucher codes and interest free deals at the same …Except you can't use voucher codes and interest free deals at the same time.Read lessRead more

It lets you use the voucher if you use the 4 month option i used it yesterday

Also you can only use this once. You can’t make multiple purchases and keep using it

Scrub that they’ve changed it. As many purchases as you like it seems. Annoyingly I tried a couple weeks ago and it only offered 4 months.

If only Cycle Republic had an ebay shop I would buy a new bike.

Do they give you the option of paying a lump sum at the start? cause was thinking this would be a good option to buy a new phone

Neostar15/07/2019 22:35

Do they give you the option of paying a lump sum at the start? cause was …Do they give you the option of paying a lump sum at the start? cause was thinking this would be a good option to buy a new phoneRead lessRead more

yes you can pay it off straight away with credit/debit card mine wasnt accepted for some reason(prob me entering card detail wrong) so selected 4 month option,i will pay it off after 1st statement

jamstaruk197215/07/2019 22:50

yes you can pay it off straight away with credit/debit card mine wasnt …yes you can pay it off straight away with credit/debit card mine wasnt accepted for some reason(prob me entering card detail wrong) so selected 4 month option,i will pay it off after 1st statementRead lessRead more

Oh I meant for example an item costing say £500 can I pay £300 and then the rest in instalments

Neostar15/07/2019 23:21

Oh I meant for example an item costing say £500 can I pay £300 and then t …Oh I meant for example an item costing say £500 can I pay £300 and then the rest in instalmentsRead lessRead more

Select the Paypal option and once the 'payment' has processed go back into Paypal and deposit £300 against your Paypal Credit balance.

philjstephenson15/07/2019 18:45

any credit deal wont cover you if the handset gets blocked after 6 months, …any credit deal wont cover you if the handset gets blocked after 6 months, you still have to pay.. risky optionRead lessRead more

You could then sue Paypal under sale of goods act, where credit providers have joint liability?

Broken_Hope15/07/2019 18:18

Except you can't use voucher codes and interest free deals at the same …Except you can't use voucher codes and interest free deals at the same time.Read lessRead more

I've used ebay voucher codes several times for 4mths 0% offer without problems but don't know how this 12mths offer works with codes...

MeEarlDaniel16/07/2019 13:38

I've used ebay voucher codes several times for 4mths 0% offer without …I've used ebay voucher codes several times for 4mths 0% offer without problems but don't know how this 12mths offer works with codes... Read lessRead more

Never ever got a discount code to work with a PayPal credit order

Recently got 4 months PayPal credit to work with discount code on 3 separate orders

zombrex17/07/2019 01:04

Never ever got a discount code to work with a PayPal credit order

PayPal credit keeps denying me tried 3 times in 2 years but think it negatively affects my credit just checking so not bothering anymore.. I have electric and gas in my ame.. 2 different phone contracts over 30 quid each.. mobile broadband I was accepted for 2 weeks ago, a credit card and a gym membership.. not sure what my credit is but I get accepted for everything but not paypal

MeEarlDaniel16/07/2019 13:38

I've used ebay voucher codes several times for 4mths 0% offer without …I've used ebay voucher codes several times for 4mths 0% offer without problems but don't know how this 12mths offer works with codes... Read lessRead more

You think it worked vut actually didnt. Double check your paypal statement

Wow hot.
Was 4 months interest free before.

So happy PayPal have done this because if I wanted so spread anything, I'd go to a different website that allows this type of payment (usually Very).

So now can find bargains and spread the cost!

comedychris17/07/2019 01:25

PayPal credit keeps denying me tried 3 times in 2 years but think it …PayPal credit keeps denying me tried 3 times in 2 years but think it negatively affects my credit just checking so not bothering anymore.. I have electric and gas in my ame.. 2 different phone contracts over 30 quid each.. mobile broadband I was accepted for 2 weeks ago, a credit card and a gym membership.. not sure what my credit is but I get accepted for everything but not paypalRead lessRead more

It might be worth checking a credit service like clearscore as too many applications at the same time can knock your chances at getting more credit. I applied for 2 different financial accounts in the space of a month and my score dropped 85 points and got a warning not to apply for too many at the same time.

jabbatheshed15/07/2019 20:00

Well if you bought it off ebay you'd have proof that you'd bought it …Well if you bought it off ebay you'd have proof that you'd bought it legitimately.I know that doesn't prove it wasn't stolen but it proves you didn't steal it.And I personally wouldn't buy from a seller without them having plenty of feedback.Edit: also everyone that sells on ebay is good and honest and wholesome Read lessRead more

I had a phone blocked by 3 after over a year of using. They weren't interested in the proof of sale or that I'd owned it for a year. The original purchaser had reported it as stolen and that's all they cared about. Never got it unblocked.

makkax117/07/2019 07:19

I had a phone blocked by 3 after over a year of using. They weren't … I had a phone blocked by 3 after over a year of using. They weren't interested in the proof of sale or that I'd owned it for a year. The original purchaser had reported it as stolen and that's all they cared about. Never got it unblocked.Read lessRead more

Oh dear, well I personally wouldn't buy a used phone off ebay anyway and never will so no worries for me.

PayPal credit does not count to your credit history.

nokiafusion15/07/2019 19:42

Because the original seller has reported it lost/stolen and have claimed a …Because the original seller has reported it lost/stolen and have claimed a new one on their insurance.Read lessRead more

Happened to me. PayPal gave me my money back

comedychris17/07/2019 01:25

PayPal credit keeps denying me tried 3 times in 2 years but think it …PayPal credit keeps denying me tried 3 times in 2 years but think it negatively affects my credit just checking so not bothering anymore.. I have electric and gas in my ame.. 2 different phone contracts over 30 quid each.. mobile broadband I was accepted for 2 weeks ago, a credit card and a gym membership.. not sure what my credit is but I get accepted for everything but not paypalRead lessRead more

Paypal use Callcredit (now Transunion) as their credit bureau so they have access to a lot of information from riskier lenders such as Wonga. Register for Credit Karma and view your score there.

Filczes_17/07/2019 07:51

PayPal credit does not count to your credit history.

Of course it does, check your report on Credit Karma.

Filczes_17/07/2019 07:51

PayPal credit does not count to your credit history.

It does, just takes a while to show up on your accounts, about 5-6 months in my case. Also, be aware that you cannot balance transfer from them as they do not supply a bank number to do it.

philjstephenson15/07/2019 18:45

any credit deal wont cover you if the handset gets blocked after 6 months, …any credit deal wont cover you if the handset gets blocked after 6 months, you still have to pay.. risky optionRead lessRead more

Pretty sure Paypal Credit is covered by Section 75, so you would be covered.

PayPal credit is a total slag, had it once, never again... be prepared to be offered more than you can afford once you make a few payments, and outside of the interest free period be prepared to pay with body parts.... debt isn’t a deal... voted cold.

macamask17/07/2019 22:41

PayPal credit is a total slag, had it once, never again... be prepared to …PayPal credit is a total slag, had it once, never again... be prepared to be offered more than you can afford once you make a few payments, and outside of the interest free period be prepared to pay with body parts.... debt isn’t a deal... voted cold.Read lessRead more

Hopefully you learned how to use credit cards propererly and not to live above your means

padamowicz9318/07/2019 09:39

Hopefully you learned how to use credit cards propererly and not to live …Hopefully you learned how to use credit cards propererly and not to live above your meansRead lessRead more

Just don't use them and live within my means... And I can't tell whether you're being genuine or a nob so I'll let it slide

macamask18/07/2019 10:51

Just don't use them and live within my means... And I can't tell whether …Just don't use them and live within my means... And I can't tell whether you're being genuine or a nob so I'll let it slideRead lessRead more

Not being a nob mate, coming from 20k of debt across 6 different credit cards, I'm the last person to be a nob about it.

padamowicz9318/07/2019 10:52

Not being a nob mate, coming from 20k of debt across 6 different credit …Not being a nob mate, coming from 20k of debt across 6 different credit cards, I'm the last person to be a nob about it.Read lessRead more

Fair play 😁