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£150 Switching Incentive + £70 Cashback = £220 to Switch to The Co-Op Bank
£150 Switching Incentive + £70 Cashback = £220 to Switch to The Co-Op Bank

£150 Switching Incentive + £70 Cashback = £220 to Switch to The Co-Op Bank

Buy forBuy forBuy for£220
GETGet dealVisit site and get deal
£70 from Quidco and £150 from Co-Op Bank.

T&C's apply- see Quidco Page.

quidco.com/co-…ts/

208 Comments

Link don't work!

Page doesn't exist OP

Original Poster

The link has been updated, quidco.com/co-…ts/

Works best if you copy and paste for some reason?!
Edited by: "caroline57" 20th Sep 2016

already posted in the mega thread.

Wow. Doesn't matter where this was posted before. I wouldn't notice without this post. Thanks Op for saving me £220!!!
Edited by: "Sliwka" 20th Sep 2016

Just a note, but they have recently updated the mobile app and it collect "anonomous" data by default now, with no way to stop them.

I already have done this Last year. got email says comeback and we will give you £150.
but on same email under t&c it says only for new customers!
don't know weather to give it a go

sjohnst4

Just a note, but they have recently updated the mobile app and it collect … Just a note, but they have recently updated the mobile app and it collect "anonomous" data by default now, with no way to stop them.


So What's the best way to get cash back from quidco? Using the laptop?

Sliwka

So What's the best way to get cash back from quidco? Using the laptop?



​sorry should have been clearer. i was talking about the co-op mobile banking app. i uninstalled mine straight away.

cmncomp

already posted in the mega thread.



mega threads are a waste of time unless they appear on the main page which sometimes does happen, no one will see it unless you know its there or keep checking the older top threads

Anyone know if the offer also includes the £5.50 bonus every month if you pay £800 or more into the account and have 2 standing direct debits?

whiteranger87

Anyone know if the offer also includes the £5.50 bonus every month if you … Anyone know if the offer also includes the £5.50 bonus every month if you pay £800 or more into the account and have 2 standing direct debits?



​yes it will just opt in for everyday rewards

cliosport65

​yes it will just opt in for everyday rewards



Its £4 not £5.50 and you need 4 Direct Debits , not 2

For the additional £1.50 each month you have to use your card 30 times which is rewarded at a rate of 5p per transaction
Edited by: "rooney10" 20th Sep 2016

eslick

mega threads are a waste of time unless they appear on the main page … mega threads are a waste of time unless they appear on the main page which sometimes does happen, no one will see it unless you know its there or keep checking the older top threads



I disagree.

I still get the odd hot vote every couple of days along with a comment.

Currently, 3rd hottest active deal of all time, can be seen on the main page on right hand side under the 'all' tab.

Firstly this is a great deal. But secondly, the Co-op are a great bank and the only ones I'm aware of with an ethical policy. So unlike most, your money doesn't ever get invested in third world dictatorships, arms deals or anything similarly nasty. HSBC for one have been exposed for this kind of thing in the past. So if this is important to you, I'd say grab it with both hands.

I've been a member of the Co-op for the last ten years for this reason and it's worth more to me than the incentives of switching to any other bank.

Edited by: "schnide" 20th Sep 2016

spatter

Link don't work!


Doesn't

littel helper

I already have done this Last year. got email says comeback and we will … I already have done this Last year. got email says comeback and we will give you £150.but on same email under t&c it says only for new customers!don't know weather to give it a go


What does the weather have to do with anything?

The problem here is that my "donor" account doesn't have 4 direct debits. Any idea on how to get round this?

littel helper

I already have done this Last year. got email says comeback and we will … I already have done this Last year. got email says comeback and we will give you £150.but on same email under t&c it says only for new customers!don't know weather to give it a go


In the terms it reads some details about returning customers, you might be eligible!

JkF50

The problem here is that my "donor" account doesn't have 4 direct debits. … The problem here is that my "donor" account doesn't have 4 direct debits. Any idea on how to get round this?



Add until u have 4,

JkF50

The problem here is that my "donor" account doesn't have 4 direct debits. … The problem here is that my "donor" account doesn't have 4 direct debits. Any idea on how to get round this?



Various methods mate.

1) Set up direct debits with your credit cards if you haven't already.

2) A little more tricky if you don't have one already but the transfers from Tesco Bank to their associated savings accounts actually use direct debits. I have two £1 DDs going from my main account to Tesco Bank internet savings accounts. I'd strongly suggest opening a Tesco Bank account now as it is incredibly useful for the future (direct debits when you need them plus 3% interest on £3000 for the main current account)

3) In the mean time you could eek over the line and set up a £2 a month direct debit with one of many various charities

Edited by: "drummerdickens" 20th Sep 2016

Damn it, I did this the other week but using the £58 tcb offer. The service so far has been exceptional. switch only goes through next week but first impressions have been great. It takes up to 45 days for the £150 to be paid.

Bubuka83

+1And to contribute to that, anyone in banking stress testing will easily … +1And to contribute to that, anyone in banking stress testing will easily find out why this bank is among the first ones to crush, when (not if) the next crisis hits the market. Stay away!P.S. On the side note, for all those that have voted hot, think for yourselves, why does a bank offer so much more incentives than the other ones? Good luck!



Practically all banks are offering incentives. It's called competition. Again, your money is protected up to £75,000.

If a situation arises where your £75,000 cannot be covered by the scheme then we will probably be in one of the worst economic depressions the country has ever seen and we'll be back to bartering services for tins of beans anyway!

Might go looking for a tin foil hat deal. I'll be sure to get a cracking heat score based on some of the people browsing the site today...
Edited by: "drummerdickens" 20th Sep 2016

drummerdickens

Various methods mate.1) Set up direct debits with your credit cards if … Various methods mate.1) Set up direct debits with your credit cards if you haven't already.2) A little more tricky if you don't have one already but the transfers from Tesco Bank to their associated savings accounts actually use direct debits. I have two £1 DDs going from my main account to Tesco Bank internet savings accounts. I'd strongly suggest opening a Tesco Bank account now as it is incredibly useful for the future (direct debits when you need them plus 3% interest on £3000 for the main current account)3) In the mean time you could eek over the line and set up a £2 a month direct debit with one of many various charities



Nice one - not going to have any of this done by the time this offer kicks the bucket but that Tesco account sound interesting! Cheers

sazandy

Add until u have 4,




drummerdickens

Various methods mate.2) A little more tricky if you don't have one … Various methods mate.2) A little more tricky if you don't have one already but the transfers from Tesco Bank to their associated savings accounts actually use direct debits. I have two £1 DDs going from my main account to Tesco Bank internet savings accounts. I'd strongly suggest opening a Tesco Bank account now as it is incredibly useful for the future (direct debits when you need them plus 3% interest on £3000 for the main current account)



But the DD needs to be between the coop account and another account, not between the 2 tesco accounts, so how do you increase the DDs?

Bubuka83

But the DD needs to be between the coop account and another account, not … But the DD needs to be between the coop account and another account, not between the 2 tesco accounts, so how do you increase the DDs?



Not sure what your question is, but to clarify I have a Tesco Current account with two internet savers. Each saver allows you to set up a separate direct debit with any of your bank accounts.

Therefore in my main current I have 4 direct debits going out.These are:

1) Phone direct debit
2) Credit card direct debit
3) Tesco Saver 1 direct debit
4) Tesco Saver 2 direct debit

My Santader account has virgin media and the two tesco savers as well, for example.
Edited by: "drummerdickens" 20th Sep 2016

Haha, I am currently in a transfer from Co-op to Halifax for my 'donor' account. For some reason I missed out on the eligibility of Co-op cashback last time so when that completes at the end of the week, I could make sure there are enough DDs on the new account and then hopefully transfer back again before the offer ends.

I would say an easy four for most people paying their household bills without having to sign up to anything new would be:
1. Electric/gas
2. Water
3. Council tax
4. Landline/broadband
All these are likely to be constant at the same value, so it is easy to set up a single monthly transfer from your master account to this one.

Other options if needed:
5. Mobile phone
6. Magazine subscription
7. Credit card (more likely to be variable unless you have a card specifically for small purchases)

Then you get into things like mentioned above, savers, charities, etc.
Edited by: "nige182" 20th Sep 2016

No loyalty any more with banks, been with them for years great customer services but rubbish interest on savings and ISA.

drummerdickens

Not sure what your question is, but to clarify I have a Tesco Current … Not sure what your question is, but to clarify I have a Tesco Current account with two internet savers. Each saver allows you to set up a separate direct debit with any of your bank accounts.Therefore in my main current I have 4 direct debits going out.These are:1) Phone direct debit2) Credit card direct debit3) Tesco Saver 1 direct debit4) Tesco Saver 2 direct debitMy Santader account has virgin media and the two tesco savers as well, for example.



Ok, now i understand, but it sounds a bit strange. Why aren't the 3+4 credit transfers above classified as standing orders instead?

Sounds like a good deal but sometimes when the deals sound too good there is a reason why .... in this case
the Co-op is not in good shape despite someone earlier saying they are a great bank - sorry but they're not. This deal is good to use as a way to get some free money, but it's not a long term prospect IMHO.

I just switched to them a month back. Still in the switching process. Never seen a bank as slow as co op. £150 incentive and £48 via TCB
Heat added op.

ccnp

If it looks like a ***d and smells like a ***d, then it probably is a … If it looks like a ***d and smells like a ***d, then it probably is a ***d. £220 to switch = desperatee for business. Not even Santander try this. You have got to be kidding. Co-op is NOT a great bank. We actually used them for a while (business and personal) until we got so fed up with them, nothing would have made us stay. THEN we heard all about the defrocked, drug snorting, not even remotely qualified to be Chairman of a bank Rev Flowers. https://en.wikipedia.org/wiki/Paul_Flowers_(banker).And finally, they bank rolled the Labour party. OK, someone has to but is that the kind of business judgement you want to protect your money?If it's your money and you dont mind losing it, move to them by all means. Don't expect good Customer Service.



Santander are cutting their interest rates from November
As long as they stay in business and give me cash I don't care about the rest

nige182

Haha, I am currently in a transfer from Co-op to Halifax for my 'donor' … Haha, I am currently in a transfer from Co-op to Halifax for my 'donor' account. For some reason I missed out on the eligibility of Co-op cashback last time so when that completes at the end of the week, I could make sure there are enough DDs on the new account and then hopefully transfer back again before the offer ends.



Ha, I'm going the other way! The Halifax 5 pounds a month is apparently under review whereas CoOp have said they are definitely keeping their £4 a month reward. I reckon that's what is going to swing it for me (£220 is pretty sweet as well mind!).

Bubuka83

Ok, now i understand, but it sounds a bit strange. Why aren't the 3+4 … Ok, now i understand, but it sounds a bit strange. Why aren't the 3+4 credit transfers above classified as standing orders instead?


Dunno. It's just how they operate. It might change one day but there we go; they qualify as DD's so happy days!

Paypal transactions appear as a direct debit too.

drummerdickens

Not sure what your question is, but to clarify I have a Tesco Current … Not sure what your question is, but to clarify I have a Tesco Current account with two internet savers. Each saver allows you to set up a separate direct debit with any of your bank accounts.Therefore in my main current I have 4 direct debits going out.These are:1) Phone direct debit2) Credit card direct debit3) Tesco Saver 1 direct debit4) Tesco Saver 2 direct debitMy Santader account has virgin media and the two tesco savers as well, for example.



​are you sure it's not internet saver and instant access tesco accounts you have?

drummerdickens

Ha, I'm going the other way! The Halifax 5 pounds a month is apparently … Ha, I'm going the other way! The Halifax 5 pounds a month is apparently under review whereas CoOp have said they are definitely keeping their £4 a month reward. I reckon that's what is going to swing it for me (£220 is pretty sweet as well mind!).



Halifax under review? Link please?

Direct debits don't need to pay out? Can they just be 'active' ? Like with Santander, just need 2 direct debits to sit there and you'll get monthly interest
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