1.64% 2-year fixed rate mortgage (max 65% LTV) with £345 product fee from Yorkshire Building Society
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1.64% 2-year fixed rate mortgage (max 65% LTV) with £345 product fee from Yorkshire Building Society

13
Found 19th Jan 2015
Yorkshire Building Society is now offering a 2 year fixed rate mortgage at 1.64% with a £345 product fee, for mortgages between £25,001 and £5,000,000. Maximum 65% LTV.

13 Comments

thats a good rate, barclays is offering 1.99% no fee

Original Poster

humadoon

thats a good rate, barclays is offering 1.99% no fee



That's a difference of 0.34% a year, or approx. 0.68% over the 2 years of the fix. That means any mortgage over about £50,600 will be cheaper on the Yorkshire deal than on the Barclays one, if my math is straight.
Edited by: "Genki" 19th Jan 2015

Genki

That's a difference of 0.34% a year, or approx. 0.68% over the 2 years of … That's a difference of 0.34% a year, or approx. 0.68% over the 2 years of the fix. That means any mortgage over about £50,600 will be cheaper on the Yorkshire deal than on the Barclays one, if my math is straight.



how i count a mortgage is (correct me if i am wrong) Monthly payments x 24 (or product end date) + fee = Final amount for 2 years if its cheaper than thats for me.

do they offer 5 times the salary or 5.5 like barclays?

i need a 2 year fixed only 5 years left on mortgage borrow £18.200 any ideas

cheapest i've found is skipton 1.95% no fee cheaper but with fees

Yeah, stop showing off
We have 189k left

Pikman

Yeah, stop showing off ;)We have 189k left


i am 65 lol and our house is not worth that

when you look them up is the product fee in the monthly payment or is that separate

not sure if widespread but terrible service on our mortgage. So bad that we switched to another lender prior to exchange!

johnnyboyuk

not sure if widespread but terrible service on our mortgage. So bad that … not sure if widespread but terrible service on our mortgage. So bad that we switched to another lender prior to exchange!


which one ?

£90 montage fee and £130 application processing fees are they separate?

Genki

That's a difference of 0.34% a year, or approx. 0.68% over the 2 years of … That's a difference of 0.34% a year, or approx. 0.68% over the 2 years of the fix. That means any mortgage over about £50,600 will be cheaper on the Yorkshire deal than on the Barclays one, if my math is straight.


MATHS.

joangreen50

which one ?



We switched to Leeds who have been very quick and helpful with any queries. The "Case Manager" for Yorkshire couldn't have been more unhelpful, it was like we were asking for a Kidney any time we asked for an update.
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