£185 of M&S vouchers for switching your current account
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£185 of M&S vouchers for switching your current account

10
Edited by:"Anon32"Found 4th Aug 2017
From mse

The M&S Bank* Current Account gives you a £125 M&S gift card, with no minimum pay-in, plus reward points when you shop in M&S. You also get a decent £100 0% overdraft, and a linked 5% regular saver.

As an extra perk, you can get another £5 added to the gift card each month for the first year when you deposit £1,000/mth. This means that you could get up to £185 for switching to M&S and keeping the account for at least 12 months.

Need-to-knows
  • To get the £125 gift card you must open the account and fully switch your account using M&S Bank's switching service within three months.
  • You need to switch at least two active direct debits to qualify for the bonus (M&S Bank classes an active direct debit as one that's paid out in the last 13 months).
  • Once you've switched, you'll get the bonus within a month.
  • You must not have previously switched a current account to M&S to be eligible for the bonus.
  • There's no minimum monthly pay-in to get the £125, but if you want the extra £5/mth you must pay in £1,000 each month, and keep 2+ direct debits active.
  • There's a linked 5% regular savings account that you can open when you've switched to this account, as long as you have two active direct debits. Max. £250/mth
  • Branches are in larger M&S stores, so have longer opening hours than some other banks.
  • If your current bank isn't signed up to CASS, you can still get the bonus by doing a manual switch. See key questions for more.
  • M&S Bank has the full £85,000 UK savings safety guarantee.

Can be combined with the regular saver and m&s credit card to make an extra £146. So a total of £331 if you save the full £250 a month and take put the m&s credit card and making a purchase of at least £100

Credit card deal here hotukdeals.com/tag/dea…970
Community Updates
10 Comments
Well researched Thank You
not bad, my bank tsb is just doing nothing, expect holding money but i like all my accounts on one bank
Saved to read into later. Thx
Nice
What if you have joint accounts attached to your current account?
Can we open a joint account with this?
jonmarz8919 h, 57 m ago

not bad, my bank tsb is just doing nothing, expect holding money but i …not bad, my bank tsb is just doing nothing, expect holding money but i like all my accounts on one bank


I thought with the plus account you get a fiver a month plusextra fiver for spending a fe times on debit cards.
FrugalFergal10 h, 8 m ago

Can we open a joint account with this?


Why not open one each and get double the money? Then join them later...
it only last a year, i signed up. to reward Last year with just 5 pounds using cash back, now i got nothing and rubbish interest rates, the tsb offers are bonus that last year
Check nationwide.... no dd requirement for £206.25... and 2 dd for refer a frnd and switch

£100 refer a frnd and switch
£125 if you can keep £2500 in savings account
£81.25 if you can put aside £250 per month (this was £500 sometime back)

Total - £306.25

Next option first direct.
£100 switching
£97.50 if you can put asidr £300 max 5% regular saver

Total - £197.50

check moneysavingexpert website.... some good options there...
Edited by: "Rkp" 6th Aug 2017
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