19 month 0% purchase card + Clubcard points on purchases @ Tesco Bank
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19 month 0% purchase card + Clubcard points on purchases @ Tesco Bank

38
Found 26th Jun 2014
Tesco have increased their 0% purchase card to 19 months, which is the highest in the market.

You also earn Clubcard points on any purchases made on the card:

Tesco stores - 5 Clubcard points for every £4 you spend.
Tesco fuel - 5 Clubcard points for every £4 you spend (excludes Esso Fuel).
Everywhere else - 1 Clubcard point for every £4 you spend.

Handy if you want to make a large purchase and want to pay it back over a period of less than 19 months, and is in effect a 0% loan.

38 Comments

Seems hot to me,

Looks like a deal - but please be aware Tesco Bank very difficult to contact and when I got one of these cards last year it was three months before they sorted out the DD payment and because of their incompetence it very nearly damaged my credit worthiness.

I believe they may now have changed the bank that administers the CC but if not - tread with care

I have the email addresses of various Tesco directors if of course they are still directors
Edited by: "Pipcola" 26th Jun 2014

Pipcola is was RBS who administered this as a joint venture up until 2012, any issues last year were solely Tesco Bank I reckon, I got my card through no probs last year though.

They used to do a refer a friend deal so both you and a friend got 1000 ponts as well, not sure if they still do but it will be listed somewhere.....

Got mine with 18 months few weeks ago, cannot complain so far, also a basic android app is available to check transactions and statements. Have to setup DD so cannot comment on that

I've got a Finest CC and don't have any problems

Does anyone know how does the 18 month 0% APR work. e.g. if I buy something from Currys using this card and the transaction shows up, I can pay it in monthly installments without getting any interest? or does it only work on Tesco purchases?

I've got a Vanquis card with a three k limit.capital one with three k and a flybe with 2300 limit.would I stand a chance with this ?and I'm self employed

kmunir

Does anyone know how does the 18 month 0% APR work. e.g. if I buy … Does anyone know how does the 18 month 0% APR work. e.g. if I buy something from Currys using this card and the transaction shows up, I can pay it in monthly installments without getting any interest? or does it only work on Tesco purchases?


I've had one of these in the past , used it anywhere and everywhere and had no problems so you will be able to use in Curry's , wish I could get this again , never had a problem with payments , I thought it was very good, happy spending

Gavin01

I've got a Vanquis card with a three k limit.capital one with three k and … I've got a Vanquis card with a three k limit.capital one with three k and a flybe with 2300 limit.would I stand a chance with this ?and I'm self employed



Do you have a debt on these? If so the question you should be asking yourself first is do I need more temptation?

Banned

fiffio

Pipcola is was RBS who administered this as a joint venture up until … Pipcola is was RBS who administered this as a joint venture up until 2012, any issues last year were solely Tesco Bank I reckon, I got my card through no probs last year though. They used to do a refer a friend deal so both you and a friend got 1000 ponts as well, not sure if they still do but it will be listed somewhere.....



you can still do the refer a friend points just have to do a bit of googling for the form (http://www.tescobank.com/assets/sections/credit-cards/pdf/tesco-credit-cards-recommend-friend.pdf)

hot

Or apply using moneyexpert form to get £25 cashback

The only downside of the Tesco 0% card is they tend to be a bit stingey with the credit limit. I guess because they don't want you spending too much at 0%.
I've had several of these (just cancel after the 0%) and then take another 6 months later. Well worth using with all those clubcard points.

The only downside of the Tesco 0% card is they tend to be a bit stingey with the credit limit. I guess because they don't want you spending too much at 0%.
I've had several of these (just cancel after the 0%) and then take another 6 months later. Well worth using with all those clubcard points.

good deal, has been there for a while but i believe it was 0% for 18 months on purchases. Would definitely recommend it and I still have & use it since I got the card good 4 years ago

Meistic , no that offer is no longer on.

Took 5 minutes to apply for a £10k+ credit limit for home improvements. Thanks OP!

fedmar

Got mine with 18 months few weeks ago, cannot complain so far, also a … Got mine with 18 months few weeks ago, cannot complain so far, also a basic android app is available to check transactions and statements. Have to setup DD so cannot comment on that

had no idea they have an app. thanks for that.

Good for the interest free but a poor points card generally, gave up mine when I started using the Amazon CC

clubcard deals not what they used to be

Just what I needed. Other 4 maxed out

Voted Hot.

Get a friend who already has one to refer you and you get a bonus 1000 points!

I've referred a couple friends already.
Great little bonus over the life of the card

Does it apply to balance transfer too? If yes, on what percentage or fee?

meistic

Or apply using moneyexpert form to get £25 cashback



Do you have a likn for that? I cant find it >.

Are multiple transactions eligible for 0% interest or is it the 1st transaction ?

Every transaction for the 19 months (apart from cash advances).
Edited by: "Jimmyboy" 27th Jun 2014

Thank you Jimmyboy. Is this applicable for students or part time job holders?

Remember the interest free period only applies if you pay the minimum repayment each month.

I've had one for years, never managed to get the DD payment set up so I just pay it manually each month, although not tried for a couple of years. My OH has one and had no problems setting up DD

Dileep

Thank you Jimmyboy. Is this applicable for students or part time job … Thank you Jimmyboy. Is this applicable for students or part time job holders?


Anyone who successfully applies and gets a card will receive the 0% offer

Thanks OP, applied one and approved immediately. Card is on it's way and will be splashing on some house improvements.

Iv never had any problem with it and very easy to get in touch with its FREE ON THIS NUMBER
01268 508027
PLUS THE NEW TESCO BANK APP IS AWESOME

+ i have 2k limit dont know if its good or not ??

_BargainHunter_

+ i have 2k limit dont know if its good or not ??



On the 0% I've never had more than a couple of thousand limit. One poster earlier in this thread said they got £10k or something which seems extra generous of them. Nothing wrong with my credit history I just don't think they like giving away too much on 0% (from my experience anyway).

jimcat

Do you have a likn for that? I cant find it >.

Link to cashback change to the credit card you want and done. Mine was paid out 2 days after sending the picture of the welcome letter

Edited by: "meistic" 28th Jun 2014

meistic

Link to cashback change to the credit card you want and done. Mine was … Link to cashback change to the credit card you want and done. Mine was paid out 2 days after sending the picture of the welcome letter



This is the LINK you want...

19 months @ 0%

vns146

This is the LINK you want...19 months @ 0%

It doesn't matter which one you choose on moneyexpert site. You'll get cashback anyway

crazymonkey

Do you have a debt on these? If so the question you should be asking … Do you have a debt on these? If so the question you should be asking yourself first is do I need more temptation?



yes i have debt on those but only about 3k in total........was thinking of doing a transfer for all them

Do they offer £25 cashback on all credit card applications, in particular Santander?
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