19 months 0% +£30 to spend in M&S food+ they will beat your renewal car insurance quote by at least £50
487°Expired

19 months 0% +£30 to spend in M&S food+ they will beat your renewal car insurance quote by at least £50

53
Found 26th Feb 2015
Exclusive offer - £30 voucher to spend in M&S
£30 voucher to spend in M&S on food, wine and flowers if you spend using your card by 31 March 2015 (apply by 28 February). You will be emailed the voucher by 30 April 2015. You must use your voucher before 31 May 2015 and the voucher may only be used once. See terms and conditions for more information. Be Drinkaware.
Exclusive offer - only for customers who apply through MoneySupermarket or Money Saving Expert. T&Cs apply.
19 months' shopping with no interest to pay.
M&S rewards – earn M&S points every time you shop with your card.
Balance transfers – if you take out a new M&S Credit Card today, you'll pay no interest for 15 months on balance transfers made within 90 days of account opening (2.9% fee applies, minimum £5).
Up to 55 days' interest-free credit – when you pay your balance in full and on time each month.
Representative 18.9% APR variable.
A bonus points voucher for 500 M&S points worth £5, when you spend in food, clothing or home at M&S. Terms and conditions apply.
Just got one my self but missed out on vouchers but saved £50on Car insurance.
bank.marksandspencer.com/ins…ew/
courtesy MSE

53 Comments

Happy days my car insurance is already only £98

Can't see anything about beating car insurance renewal.

littel helper

http://bank.marksandspencer.com/insurance/car-insurance/overview/


Ok. Thanks. I assumed it was linked to the offer.

Very good deal. Unfortunately I have one already !

Heat added.

can,t find anything on the money saving expert site

Thanks, applied, could do with a 0% on purchases card.

M&S

We guarantee to beat M&S Cardholders’ renewal quotes by at least £50.


Cheaper for me to find a quote with another company than renew plus I usually get at least £50 via Quidco/TCB which M&S wouldn't include in the price I doubt.
Now if I can get my current insurance company to match what Aviva quote me including Quidco which they said they will try I can then get M&S to go £50 lower than that. Need to get them to email me a quote though and they might only do it over the phone. Suppose I could take it out a week prior to current one expiring and then cancel it once I have the documentation to show M&S. Hmm.

Got one of these M+S 0% cards when it was on here a month or so ago.
Car insurance due in 5 weeks so might be able to cash in on that too :-)

Not difficult to beat a renewal quote by £50, my current insurer quoted me online £80 lower than the renewal they sent through the post. They matched it over the phone but the point is the renewal was beaten by £80 with the same insurer. They purposely send out high renewal quotes to catch those people that don't shop around.

Easy enough to get £50 lower quote from M&S if you're a card holder. However there is no guarantee that your next renewal will be equal or lower than that.

There are plenty of ways M&S could claim their cover is not comparable to your renewal's, and hence avoid paying the "beat by £50" guarantee, such as slight differences in excesses and European cover etc. Personally, I regard these "we'll refund you this amount down the line, we promise, honest, 'Guv" as a bit dodgy; if a reputable company can't give a competitive quote without such dubious shenanigans, then I don't bother with them.

YMMV, but my Aviva renewal for next month is £320 - M&S just quoted me £530.

GREAT DEAL THANKS, NEEDED A NEW CC FOR PURCHASES AND BAL TRANS AND MY CAR INS IS COMING UP SOON X

£98 quid! !!! I'm paying £260 with 10 years no claims bonus and with spouse discount!

Unclegeorge

Happy days my car insurance is already only £98


Hi would you like to share why it is so low and who it is with?
Thanks Jane

i've just applied through the hotukdeals link.....is that the same as going through money supermarket?

Heat, got the car insurance!!

Just to clarify, this only applies to the insurance renewal from your current insurer. Shopping around for your insurance with other companies will normally yield a circa £50 saving anyway.

Just insured one of my cars for £212 and will get £73.50 from TCB. Shopping around will save money

There must be some conditions on the car insurance, mine is not much more than £100 per year.

sdoherty1000

£98 quid! !!! I'm paying £260 with 10 years no claims bonus and with s … £98 quid! !!! I'm paying £260 with 10 years no claims bonus and with spouse discount!



Location, what car you have, miles and journey types has a far greater influence. The NCB just gives you a discount over the main calculation.

Original Poster

terriclarkfan

There are plenty of ways M&S could claim their cover is not comparable to … There are plenty of ways M&S could claim their cover is not comparable to your renewal's, and hence avoid paying the "beat by £50" guarantee, such as slight differences in excesses and European cover etc. Personally, I regard these "we'll refund you this amount down the line, we promise, honest, 'Guv" as a bit dodgy; if a reputable company can't give a competitive quote without such dubious shenanigans, then I don't bother with them. YMMV, but my Aviva renewal for next month is £320 - M&S just quoted me £530.


for this offer,there is no pay difference later. they instantly reduce your premium..
that's how i purchased my ins.

I have modified car insurance. So I severely doubt it.

cool

Nanajane

Hi would you like to share why it is so low and who it is with? Thanks … Hi would you like to share why it is so low and who it is with? Thanks Jane



cloudcuckooland.com

Nanajane

Hi would you like to share why it is so low and who it is with? Thanks … Hi would you like to share why it is so low and who it is with? Thanks Jane



comparethebullsh1t.com

Original Poster

littel helper

for this offer,there is no pay difference later. they instantly reduce … for this offer,there is no pay difference later. they instantly reduce your premium..that's how i purchased my ins.


also they did not ask for proof either. i have had insurance wuth them before and i have nothing to complain about. their CS us quite good actually.

Our new m&s card came today

terriclarkfan

There are plenty of ways M&S could claim their cover is not comparable to … There are plenty of ways M&S could claim their cover is not comparable to your renewal's, and hence avoid paying the "beat by £50" guarantee, such as slight differences in excesses and European cover etc. Personally, I regard these "we'll refund you this amount down the line, we promise, honest, 'Guv" as a bit dodgy; if a reputable company can't give a competitive quote without such dubious shenanigans, then I don't bother with them. YMMV, but my Aviva renewal for next month is £320 - M&S just quoted me £530.



Sounds like you are in line for an easy £50 saving on your car insurance! Remember, it isn't refunded down the line - it is an instant reduction...

Nice

Sorry, I am a bit confused. Is this only for new applicants? I already have an M&S credit card, but would quite like the £30 voucher. Had the £50 off insurance for OH's renewal last August.

How are the credit checks?

What does this card mean in terms of purchases I.e. If I pay for items now how long will I get them for interest free before I need to pay them back before charges?

johnmetcalfe75

What does this card mean in terms of purchases I.e. If I pay for items … What does this card mean in terms of purchases I.e. If I pay for items now how long will I get them for interest free before I need to pay them back before charges?



I believe it's 19 months.

Melbury

Sorry, I am a bit confused. Is this only for new applicants? I already … Sorry, I am a bit confused. Is this only for new applicants? I already have an M&S credit card, but would quite like the £30 voucher. Had the £50 off insurance for OH's renewal last August.



You cant get the £30 voucher as this is only for new people applying....

Thanks OP, might be taking up the insurance offer

littel helper

Exclusive offer - £30 voucher to spend in M&S£30 voucher to spend i … Exclusive offer - £30 voucher to spend in M&S£30 voucher to spend in M&S on food, wine and flowers if you spend using your card by 31 March 2015 (apply by 28 February). You will be emailed the voucher by 30 April 2015. You must use your voucher before 31 May 2015 and the voucher may only be used once. See terms and conditions for more information. Be Drinkaware.Exclusive offer - only for customers who apply through MoneySupermarket or Money Saving Expert. T&Cs apply.19 months' shopping with no interest to pay.M&S rewards – earn M&S points every time you shop with your card.Balance transfers – if you take out a new M&S Credit Card today, you'll pay no interest for 15 months on balance transfers made within 90 days of account opening (2.9% fee applies, minimum £5).Up to 55 days' interest-free credit – when you pay your balance in full and on time each month.Representative 18.9% APR variable.A bonus points voucher for 500 M&S points worth £5, when you spend in food, clothing or home at M&S. Terms and conditions apply.Just got one my self but missed out on vouchers but saved £50on Car insurance.http://bank.marksandspencer.com/insurance/car-insurance/overview/courtesy MSE

is the offer for car insurance available in northern ireland
Post a comment
Avatar
@
    Text