2% fixed rate saver 1yr [min £50] via app only @ Atom Bank
74°Expired

2% fixed rate saver 1yr [min £50] via app only @ Atom Bank

9
Found 2nd Mar
found via MSE.

atombank.co.uk/fix…ver.

full FSCS protection.

2yr and 3yr fixed also.

9 Comments

Although Atom marketing could rein in the BS a bit !

"Everyone who joins Atom is given their own unique personalised brand. Put simply, they get to name their own bank, have their own logo, finished off with their own colour palette for the App"

Got one of these the other day and have stuck 20k into it. All seems good so far!

Better than Santander 123 if you're happy to lock it away for a year. Full FSA protection to £85k

I cannot see how they can afford to give interest rates so much higher than other banks and having not heard of them before it makes me a bit dubious. I know they Have FSCS but I can't help thinking 'if something seems too good to be true'.

Aren't these guys billed as the "future" of banking? App only, no branches... kind of like banking for me now anyway (_;)

Heat OP, might be in the market soon for some fixed term savings.
Edited by: "slipd" 2nd Mar

Dedcon

I cannot see how they can afford to give interest rates so much higher … I cannot see how they can afford to give interest rates so much higher than other banks and having not heard of them before it makes me a bit dubious. I know they Have FSCS but I can't help thinking 'if something seems too good to be true'.


Very little overhead from what I can see, with big backers (BBVA) looking to the future of banking.

Dedcon

I cannot see how they can afford to give interest rates so much higher … I cannot see how they can afford to give interest rates so much higher than other banks and having not heard of them before it makes me a bit dubious. I know they Have FSCS but I can't help thinking 'if something seems too good to be true'.



​i can only think (wishful) that a rate rise must be on the horizon.. they want people to lock in now at lower rate.

squiby

​i can only think (wishful) that a rate rise must be on the horizon.. t … ​i can only think (wishful) that a rate rise must be on the horizon.. they want people to lock in now at lower rate.



I don't think so - this rate has now gone down to 1.6%. Was just about to go for it too! I'll have to look at other options now, but I suspect this product will still offer the best rate.
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