£20 Amex Pre Pay (gift) Card with free postage and no montly fee
-163°Expired

£20 Amex Pre Pay (gift) Card with free postage and no montly fee

37
Found 19th Dec 2013
Hi,
This is my first post so please go easy!

If you are out of ideas what to buy for your loved one, this might be helpfull as a christmas gift, this is an american express gift card with no fees unless you dont use up the credit within the first year, and they are currently offering free postage with the code GCNF2. You can also add a personal message, so you can send it to someone not living at home with you.

Also if you loose the card they will replace it for free (unlike cash!)

So you pay £20 and get £20 to spend in any store or online store that accepts amex.

£30, £50 and £100 denomination also available.

They are accepted in many stores nowadays

Its like a prepay credit card but they normaly charge atleast £5 per moth

You can use your credit card to buy it, so recieve points
Spend the minimum spend on a credit card within a promotional period without buying something you dont need

Any orders placed on Amazon with this card will save £5 with code AMEX5OFF

37 Comments

Don't see how in any way that this is a deal?

After the 1st year if you have any balance on it they take £1.50 every month for you to carry around this bit of plastic.

Expect this to be colder than Christmas in Antarctica.
Edited by: "mclovin9091" 19th Dec 2013

Original Poster

mclovin9091

Don't see how in any way that this is a deal?After the 1st year if you … Don't see how in any way that this is a deal?After the 1st year if you have any balance on it they take £1.50 every month for you to carry around this bit of plastic.

Why would you not spend it up in a year???

Original Poster

Can people explain why it is getting cold?

why not just give some a £20 note??

Original Poster

spjburns

why not just give some a £20 note??

Try that, and see what they think of it!

Mori

Try that, and see what they think of it!



as opposed to heres a £20 amex card, if you don't spend it all in 1 year they will start to charge you for it .... brilliant can see their faces now!!! brrrr cold in here!!

Mori

Can people explain why it is getting cold?



Probably because you spend £20 to get a gift card of £20 value that isn't as widely accepted in as many places as the original £20...

Mori

Try that, and see what they think of it!



I'd rather have a £20 note that i can use anywhere in the Uk, than a £20 'gift card' that won't be accepted in every shop...

Oh we got a biter!

No one would save money with this "deal" gift cards can be obtained from various locations without charge, you cannot use this gift card in as many places as Amex/AE would have you believe, they are the only company (that i am aware of) that charge for a gift card before AND after it has been sold.

I don't dislike Amex/AE as i currently have a Gold card, where i got the 1st years membership waived (£125) , £80 cashback, and many benefits through out the year, including a 100% free calendar from photobox (normally £25) and 2 free visits to the posh lounges at airports. That was a deal.

This however is not, that is why its going cold,

Original Poster

winifer

I'd rather have a £20 note that i can use anywhere in the Uk, than a £20 ' … I'd rather have a £20 note that i can use anywhere in the Uk, than a £20 'gift card' that won't be accepted in every shop...

The issue it solvs is it can be given as a gift, as opposed to a £20 note and that if you loose a £20 note you have lost it!

Could you combine this with the following I wonder, for a fiver off something at amazon? Would be a bit of a round about way of doing it though!

http://www.hotukdeals.com/vouchers/get-5-off-a-20-min-spend-for-amex-cardholders-using-promotional-code-amazon-1733177

Edited by: "humanshield" 19th Dec 2013

If I give this as a gift and then the person I've given it to doesn't use it next year, i'll be stuck paying £1.50 a month out of my own account until they do use it?

Original Poster

spjburns

as opposed to heres a £20 amex card, if you don't spend it all in 1 year … as opposed to heres a £20 amex card, if you don't spend it all in 1 year they will start to charge you for it .... brilliant can see their faces now!!! brrrr cold in here!!

Do you sincerely think a year is not enough time to spend £20 in Tesco Asda Sainsburys Morrisons Debenhams M&S and the ist gores on....

Original Poster

kinobestew123

If I give this as a gift and then the person I've given it to doesn't use … If I give this as a gift and then the person I've given it to doesn't use it next year, i'll be stuck paying £1.50 a month out of my own account until they do use it?

No it will come off the gift card

If this is your idea of a gift you're going to have to wear protection next week oO

Not a deal, in any sense of the word.
Edited by: "ClumsyUK" 19th Dec 2013

humanshield

Could you combine this with the following I wonder, for a fiver off … Could you combine this with the following I wonder, for a fiver off something at amazon? Would be a bit of a round about way of doing it though!http://www.hotukdeals.com/vouchers/get-5-off-a-20-min-spend-for-amex-cardholders-using-promotional-code-amazon-1733177



No because gift cards don't count for this promo.
Edited by: "mclovin9091" 19th Dec 2013

Mori

The issue it solvs is it can be given as a gift, as opposed to a £20 note … The issue it solvs is it can be given as a gift, as opposed to a £20 note and that if you loose a £20 note you have lost it!



You can give £20 notes as gifts you know, they make special money cards and everything. I'd not value this as highly though simply because it is amex, they charge the retailer a very high fee to process so many smaller ones wont accept it. When I worked in retail they were the only people we wouldn't touch.
Edited by: "tek-monkey" 19th Dec 2013

Original Poster

humanshield

Could you combine this with the following I wonder, for a fiver off … Could you combine this with the following I wonder, for a fiver off something at amazon? Would be a bit of a round about way of doing it though!http://www.hotukdeals.com/vouchers/get-5-off-a-20-min-spend-for-amex-cardholders-using-promotional-code-amazon-1733177

Thanks, I will add that

kinobestew123

If I give this as a gift and then the person I've given it to doesn't use … If I give this as a gift and then the person I've given it to doesn't use it next year, i'll be stuck paying £1.50 a month out of my own account until they do use it?



Nope, the money is taken from the balance on the card until there is less than £1.50 on it.
Edited by: "mclovin9091" 19th Dec 2013

Original Poster

mclovin9091

No because gift cards don't count for this promo.

It works as a regular amex

Mori

Do you sincerely think a year is not enough time to spend £20 in Tesco … Do you sincerely think a year is not enough time to spend £20 in Tesco Asda Sainsburys Morrisons Debenhams M&S and the ist gores on....



do you sincerely think this is a good gift idea?? £20 for a limited £20 spend?? Granted if it was £20 for £10 or something but ...

Original Poster

ClumsyUK

If this is your idea of a gift you're going to have to wear protection … If this is your idea of a gift you're going to have to wear protection next week oONot a deal, in any sense of the word.

Have you never given a gift card as a present?!

Mori

Have you never given a gift card as a present?!



No, not a prepaid credit card and i never would do. I seriously wouldn't want to receive one either. If someone wants to take on a card like this themselves, then fine, but i won't be the one gifting them a potential future debt problem.

Also Mori, you say its your 1st post and ask that people go easy, you then proceed to argue the toss whether this is a good deal or not. That is what the HOT/COLD buttons are for. You ask why its going cold? Well i gave a reason in the 1st reply.

My post for the calendar only went to 80. And that was for something worth £25 FREE!! Which i now have hanging on my wall waiting for January to arrive.

hotukdeals.com/fre…164

I bought £500 worth. Great for hitting minimum spend on a bonus/cashback credit card without actually spending the money on stuff I don't need.

Original Poster

mclovin9091

Also Mori, you say its your 1st post and ask that people go easy, you … Also Mori, you say its your 1st post and ask that people go easy, you then proceed to argue the toss whether this is a good deal or not. That is what the HOT/COLD buttons are for. You ask why its going cold? Well i gave a reason in the 1st reply.My post for the calendar only went to 80. And that was for something worth £25 FREE!! Which i now have hanging on my wall waiting for January to arrive.http://www.hotukdeals.com/freebies/complimentary-2014-photo-calendar-from-photobox-via-american-express-1741164

Your offer says you can email them to let them know that i havnt recieved the offer?1

Mori

No because gift cards don't count for this promo.

It works as a regular amex[/quote]

I stand to be corrected.

Original Poster

I have expired it to prevent it getting colder, but if i have helped someone i am glad

LOL, At least you realised it was a poor deal. But like i say "If I help one person then thats all that im after."

Had I seen this last week, it would have been a great way to meet the spending levels I needed on my credit card in order to get my bonus. Far preferable to the alternative I had to use - buying hundreds of pounds of Asda vouchers!

Good for using with companies that you don't trust - they can only take the balance and no more or pass your card details to fraudsters. Or good for companies that require a new card for each new account.

Mori, despite what a few say here, the idea is actually a good one. Personally, I'd much rather have £20 on a Amex card, that £20 to spend at a pre-designated store like WHSmiths. A lot of people, especially Aunts and Uncles, still give gift vouchers for Xmas. Tucked up in a card with glitter and robins on. They never know what 'store' to get the card for, so they choose ones they'd maybe buy from, like WHSmiths, M&S, etc. THis allows them to let the received decide exactly where to spend it.

However, it isn't a DEAL, and that, more than anything else, is why it's going cold.

Mori

Can people explain why it is getting cold?


when deals are not good, people click on a button that says cold

Original Poster

frank321

when deals are not good, people click on a button that says cold

ok, thanks....

Is freezing in here

Basically a gift card then - As an AMEX user simply put it is just a gift card, save yourself the hassle and give them a £20 note instead?

But I suppose you could buy it for yourself and use it when bespoke offers etc have offers like the amazon n M&s one. Where you can't use the same card more than 1-2 times. These would be good for that because they accept amex. And if no offer does materalise then it can always be used to pay for groceries in supermarkets or fuel. So no loss.
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