£20 cashback from Lloyds Credit BT card 33 months @ 0% apr .57% fee
248°Expired

£20 cashback from Lloyds Credit BT card 33 months @ 0% apr .57% fee

10
Found 31st Oct

This Lloyds* credit card offers up to 33 months 0% and comes with £20 cashback if you transfer at least £100 within 90 days.

As this card is an 'up to' you could be offered only 18 months at 0% if accepted, which won't make it as good a deal. However, if you apply with our eligibility calculator you can be pre-approved - meaning you'll definitely get the headline deal if accepted.

Need-to-knows
  • To be eligible for the £20 cashback, you need to apply before 27 Nov and make a balance transfer of at least £100 within the first 90 days of opening the account.
  • The £20 will be credited to your card account within 90 days of account opening.
  • You need to transfer a balance in the first 90 days to get the 0% interest period.
  • You'll either get 33 months or 18 months at 0%, or be rejected.
  • You can't transfer from a Lloyds card but you can from its sister firms, Halifax and Bank of Scotland.
  • After the 0%, it's 18.9% interest on any remaining transferred debt.
  • Always pay at least the minimum monthly repayment, or you'll lose the 0% deal.
  • Don't spend/withdraw cash on this card. It usually isn't at the cheap rate and cash withdrawals hit your credit file.

Transfer less than £3,400 and the cashback will actually pay off your balance good deal for balance transfer

With rates rising and deals being cut a perfect way to transfer your debt from high interest rates

10 Comments

Last time I applied for an "up to" card from Lloyds, they told me I *might* have got the advertised rate and 0% period. Nobody could confirm. I applied elsewhere and closed their card.

You really like this deal don't you Anon32?

Its not really a great deal, is it?

What is the best deal for BT guys as I am looking to do BT in near future ???

waheedaamir11 h, 0 m ago

What is the best deal for BT guys as I am looking to do BT in near future …What is the best deal for BT guys as I am looking to do BT in near future ???


When’s the near future? I’d check MoneySavingExpert & HUKD when the time comes. Offers are always changing.

fahimkhair22 m ago

When’s the near future? I’d check MoneySavingExpert & HUKD when the time co …When’s the near future? I’d check MoneySavingExpert & HUKD when the time comes. Offers are always changing.


In couple of weeks time ... sooner is better
Thanks for kind reply

Original Poster

waheedaamir12 h, 33 m ago

What is the best deal for BT guys as I am looking to do BT in near future …What is the best deal for BT guys as I am looking to do BT in near future ???


This one as per money saving expert

Anon3213 m ago

This one as per money saving expert


So this is the best offer at the moment.
Thank you for your effort.
It states that should apply through their eligibility checker but cant find it if click this link
Any idea about that ???

just on the phone to them and they said they can't honour the 2.43% refund as I never applied for the balance transfer on application even though it says that it will revert back to 3% transfer fee after any balance transfers made after 90 days. Crazy!

jezzery10th Nov

just on the phone to them and they said they can't honour the 2.43% refund …just on the phone to them and they said they can't honour the 2.43% refund as I never applied for the balance transfer on application even though it says that it will revert back to 3% transfer fee after any balance transfers made after 90 days. Crazy!



I have this card and we made BT's upto 2.5 months after getting the card , all BT's were refunded the 2.43%. My last refund was a few weeks ago , takes about 3 weeks to credit into your account iirc.
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