{£20 cashback}on Halifax Clarity Card. Great for withdrawing cash and spending abroad with NO fees whatsoever
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{£20 cashback}on Halifax Clarity Card. Great for withdrawing cash and spending abroad with NO fees whatsoever

55
Found 15th Jul 2017
Halifax is now offering £20 Cashback for people who take out the card from today until 3rd September 2017. All you have to do is spend ANY amount abroad in foreign currency by 30th September 2017

Great for the holidays

- Cashback offer valid on accounts opened by 3rd September 2017
- The £20 cashback will only apply on the first transaction made abroad by 30th September 2017
- The £20 cashback will be applied to your credit card retail balance within 90 days of the transaction being made
- The cashback offer is only valid on one transaction per customer

So if the card wasn't good enough already this might be the reason you want to apple, additional benefits include: (there is also another thread which includes these benefits but though id mention anyway)

- No fee to use anywhere worldwide (interest charges apply)
- No cash withdrawal fee (interest charges apply and some ATM providers may charge a fee)
- No annual fee
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    55 Comments
    repost
    Posted already mate
    vassy1

    Posted already mate



    by me!

    but perhaps that a few weeks ago lol
    Original Poster
    It's a reminder so it can be reposted! And as it ends on the 3rd sept its worth reminding about
    hotukdeals.com/dea…464

    honest, guv

    OP feel free to remind people of this excellent card lol
    I don't think the reminder is necessary
    September the 3rd is very far away anyway
    I got my £20 back 3 days ago, so thanks for the original post I bought a pack chewing gum whilst in Spain, then paid the 50p back . Took 7 weeks to get my £20 but it's free money
    andreasuk

    September the 3rd is very far away anyway



    not really, I make it 6 and a bit weeks

    that's when we fly back from summer hols
    For those going on holiday, the monzo bank card is an excellent option. I'm using mine in peru and saving loads on bank fees
    This would explain the random £20 that showed up on my account.
    Anon323 h, 33 m ago

    It's a reminder so it can be reposted! And as it ends on the 3rd sept its …It's a reminder so it can be reposted! And as it ends on the 3rd sept its worth reminding about


    Is there anyway to purchase something cheap say in France online from UK to qualify for the £20, maybe using a VPN to make appear I'm out of the UK?
    These cards are great. I've been using mine since Nationwide went to Europe only for their free withdrawals, so that's been about 36 months of actual travel over a few trips.
    Check out Monzo for fee free purchase cards.
    Pateo

    Is there anyway to purchase something cheap say in France online from UK … Is there anyway to purchase something cheap say in France online from UK to qualify for the £20, maybe using a VPN to make appear I'm out of the UK?



    El Corte Ingles in Spain will send items to UK nice & cheap
    Edited by: "luvsadealdealdeal" 16th Jul 2017
    Avatar
    deleted1032520
    If you use this as intended i.e for holidays, and have zero balance in between. Then these guys try to close your account due to lack of use. Done it to me twice now.
    OrribleHarry16th Jul 2017

    If you use this as intended i.e for holidays, and have zero balance in …If you use this as intended i.e for holidays, and have zero balance in between. Then these guys try to close your account due to lack of use. Done it to me twice now.

    Had it for years with 6-8 months between uses and never had an issue with any "lack of use"
    Please note that whilst you're not charged for withdrawing cash, you get charged interest from the day you withdraw it, there's no interest free period when you withdraw cash on most credit cards...
    andreasuk

    I don't think the reminder is necessary


    I do as I missed it first time round. Big help for me, thanks op
    Do you get charged interest if you withdraw cash but already have a credit balance which covers the amount?
    trajix36 m ago

    Please note that whilst you're not charged for withdrawing cash, you get …Please note that whilst you're not charged for withdrawing cash, you get charged interest from the day you withdraw it, there's no interest free period when you withdraw cash on most credit cards...


    True but Barclaycard's new travel card doesn't charge interest as long as you repay the statement in full.
    princesslm

    I do as I missed it first time round. Big help for me, thanks op


    Your fault...should be checking things
    Thar1 h, 0 m ago

    True but Barclaycard's new travel card doesn't charge interest as long as …True but Barclaycard's new travel card doesn't charge interest as long as you repay the statement in full.

    I've not checked the market, I'm sure some cards treat cash withdrawals as they do purchases. I just thought the description was a bit misleading - no fees at all. Technically true, but you'll still get charged interest no matter when you clear the balance.
    connect4deals

    I got my £20 back 3 days ago, so thanks for the original post I bought … I got my £20 back 3 days ago, so thanks for the original post I bought a pack chewing gum whilst in Spain, then paid the 50p back . Took 7 weeks to get my £20 but it's free money


    You gotta love a cheap holiday
    andreasuk

    Your fault...should be checking things


    Turns out I didn't need to as it was posted again
    princesslm

    Turns out I didn't need to as it was posted again


    Thats the problem...deals have to be posted again and again because of some people who dont pay attention
    Thar

    True but Barclaycard's new travel card doesn't charge interest as long as … True but Barclaycard's new travel card doesn't charge interest as long as you repay the statement in full.



    Yeah but it's only a introductory offer so will start charging at some point. But I've got one and enjoying the no interest charge this summer
    we need this card for december when we are going to spain
    SteveW

    Do you get charged interest if you withdraw cash but already have a … Do you get charged interest if you withdraw cash but already have a credit balance which covers the amount?



    No interest charges when card is front loaded. Also they have decent balance transfer rates with no fees if you need to shuffle without affecting credit rating.
    karina8029 m ago

    No interest charges when card is front loaded. Also they have decent …No interest charges when card is front loaded. Also they have decent balance transfer rates with no fees if you need to shuffle without affecting credit rating.

    Is that 100%? That could save me a few quid as I'm normally withdrawing £600 a month for 4-8 months a year, so that interest soon adds up!
    A great card, just a shame they stopped the £5 credit each month you spent £300 on the card (other terms and conditions applied).
    andreasuk

    Thats the problem...deals have to be posted again and again because of … Thats the problem...deals have to be posted again and again because of some people who dont pay attention


    It's nothing to do with not paying attention, some people clearly don't have as much time on their hands as you do
    woldranger

    Is that 100%? That could save me a few quid as I'm normally withdrawing … Is that 100%? That could save me a few quid as I'm normally withdrawing £600 a month for 4-8 months a year, so that interest soon adds up!



    Why don't you pay it off the same (or next) day. If you are not able to, then the card isn't right for you in the first place.
    Firefly123 m ago

    Why don't you pay it off the same (or next) day. If you are not able to, …Why don't you pay it off the same (or next) day. If you are not able to, then the card isn't right for you in the first place.

    Because I've better things to do with my time than to try to find somewhere I can securely get online whilst I'm travelling.
    Do you do much long term travel? Which card is right for you that I should choose over this?
    salome834 h, 26 m ago

    Yeah but it's only a introductory offer so will start charging at some …Yeah but it's only a introductory offer so will start charging at some point. But I've got one and enjoying the no interest charge this summer


    It's until 2022.
    Anon3219 h, 6 m ago

    It's a reminder so it can be reposted! And as it ends on the 3rd sept its …It's a reminder so it can be reposted! And as it ends on the 3rd sept its worth reminding about


    Is this£20 cashback only for new clarity customers or existing?
    Avatar
    deleted1032520
    woldranger

    Had it for years with 6-8 months between uses and never had an issue … Had it for years with 6-8 months between uses and never had an issue with any "lack of use"



    12 months seems to be the trigger point
    trajix9 h, 35 m ago

    Please note that whilst you're not charged for withdrawing cash, you get …Please note that whilst you're not charged for withdrawing cash, you get charged interest from the day you withdraw it, there's no interest free period when you withdraw cash on most credit cards...


    Well either pay the balance immediately or load the credit card with a positive balance before.
    Thar

    It's until 2022.


    That's the fee for withdrawals. The interest rate is over 24% that you'll pay that until you've cleared the balance. I got the earlier version that came me 0% interest until August 2018 on cash withdrawals aswell.
    OrribleHarry

    If you use this as intended i.e for holidays, and have zero balance in … If you use this as intended i.e for holidays, and have zero balance in between. Then these guys try to close your account due to lack of use. Done it to me twice now.


    I've had my card for about 2 years and only have a balance on it twice a year. I've never had any problems with my account being closed due to inactivity.
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