£220 free in points deals when you take out the The Amex Preferred Rewards Gold Card & spend £2000 in your first 3 months - household income requirement £20,000. Various other benefits come with the card.
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£220 free in points deals when you take out the The Amex Preferred Rewards Gold Card & spend £2000 in your first 3 months - household income requirement £20,000. Various other benefits come with the card.

71
Found 14th Feb
No referrals, thanks. Get an instant decision online. The main requirement is that you are on the electoral roll - household/ joint income lower limit is commonly known to be £20,000 but Amex don't check on the income you state on the application. They may, however, run a credit check. Both you & your partner are eligible to apply for the Gold card in your own right as main cardholders, both can use the same joint household income figure. You can even get 4 cards by enrolling each other as supplementary cardholders.

If you hit the spend target £2000 in 3 months, you'll get the 20,000 points bonus + 2,000 points on your spend = £220 in points.

Plus another £10 if you go through TCB.

So effectively you get a £230 discount on your first £2000 spend = 11.5% discount or 'cashback'. You have to be able to use the points of course, they can be used for many things such as flights, see website.

This is a charge card (not a credit card) so must be paid off in full every month. Free in Year 1. Year 2 would cost £140 - you don't need to keep it in Year 2, entirely up to you. If you forgot to cancel it, then saw you'd been charged £140 in Month 13, you can cancel and get back your annual fee, pro rata - ie you'd pay 1/12 of £140 (=£11.67) and get back a refund of £128.33).

Once you get it, you'll be eligible for all the Amex promos that come up regularly here on HUKD.

You also get 2 lounge passes free into airport lounges.




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Feel you should have mentioned the annual fee somewhere....
I get one of these twice a year and just run the points on them. Just do £2k in a month and then close it down. Leave 6 months between cards to ensure you get the 20,000 bonus points.
No fee in the first year.
£10 cashback but has been £20 before.
You also get two free airport lounge entries courtesy of Lounge Club.
Also £15 off a £25 purchase from Amazon when you pay with point (includes partial payment so you can use as few points as you wish).
luvsadealdealdeal8 m ago

Nope - that's the difference between using them in a savvy way or just …Nope - that's the difference between using them in a savvy way or just getting face value @ shops/ Amazon ie 0.5p. That the lowest of the low way to redeem points and one I have never used - except a few 1ps to get the £15 off £25 deal on our Amazon accounts Savvy ways to get more than 1p a point include flights, hotels, holidays etc, Check out headforpoints.com if you want a headstart on how to do that.



If you use them as airline miles then it is quite difficult to value them. They are worth more when used for business class flights but people may not be willing to pay the "fees & taxes" on those flights. When used against economy flights the "fees and taxes" can often be almost as much as a cheap airline ticket.

Don't get me wrong, I use the Gold Card and use them for Virgin miles but the amount hey are worth is very subjective.
71 Comments
Feel you should have mentioned the annual fee somewhere....
dealhunter52532 m ago

Feel you should have mentioned the annual fee somewhere....


sure, will add
Voted hot..
How do charge cards work? Interest?
dealhunter52533 m ago

Feel you should have mentioned the annual fee somewhere....


yes I believe there is a £140 annual fee but they normally waive it for he first year - just be certain to cancel before it is a applied.
Just so people are aware

From AMEX website (as linked above):

“Welcome Bonus
Earn 20,000 Membership Rewards points when you spend £2,000 in your first three months of Cardmembership. That’s enough for a £100 Amazon or House of Fraser Gift Card. “

22,000 points would be worth £110 in store vouchers. They may be worth more when redeeming for flights etc
Mrswitch3 m ago

Voted hot.. 8)How do charge cards work? Interest?


they charge a % on each purchase to the vendor (usually quite high for AMex & Diners which is why they are not as widespread as Visa/mastercard.) plus card holder usually pays an annual fee (often waived in first year). But you have to pay it off each month as OP says - it is not a credit card.
But you do get other 'extras' for being a member - look at Amex website
Mrswitch9 m ago

Voted hot.. 8)How do charge cards work? Interest?


No - there's no interest as you must pay off all outstanding amounts each month. This card's not for you if you can't do that, ie you'd be crazy not to set up a direct debit to pay it off in full each month, as you run into issues with Amex when you default.

How does it work? Amex chargecards make their money/ commission from the retail networks that accept Amex cards. (Broadly speaking - they DO have a few credit cards as well!) Plus annual fee from you if you keep it into Year 2.

They reward cardholders with a loyalty scheme called Membership Rewards that offers flights, holidays, hotels etc plus you can buy items. Points can also be converted to pay for items on Amazon (not a great conversion rate, I'm afraid - flights etc are worth at least 1p/ point, often much more - but on Amazon you only get 0.5p/ point).

Plus they run loads of deals that often appear on HUKD - eg Shop Small gave us £5 credit back in December when we paid for items £10+ in local retailers. And £5 back on £10 spend in Post Office. Currently also £5 back on £10 spend in Aldi.
lukea6211 m ago

Just so people are awareFrom AMEX website (as linked above):“Welcome B …Just so people are awareFrom AMEX website (as linked above):“Welcome BonusEarn 20,000 Membership Rewards points when you spend £2,000 in your first three months of Cardmembership. That’s enough for a £100 Amazon or House of Fraser Gift Card. “22,000 points would be worth £110 in store vouchers. They may be worth more when redeeming for flights etc


Indeed - there are savvy ways to spend the points and rather poor ways.

Just like Tesco Clubcard points. No disprespect if you fall into that camp, but spending your Tesco Clubcard points on groceries is not very savvy, because 1 point = 1p. Far better to get 3p back per points - lots of ways to do this.
How much for flight upgrades long haul?
I get one of these twice a year and just run the points on them. Just do £2k in a month and then close it down. Leave 6 months between cards to ensure you get the 20,000 bonus points.
No fee in the first year.
£10 cashback but has been £20 before.
You also get two free airport lounge entries courtesy of Lounge Club.
Also £15 off a £25 purchase from Amazon when you pay with point (includes partial payment so you can use as few points as you wish).
wallstreetcrash3 m ago

How much for flight upgrades long haul?


Depends on the airline. Ie the process is to convert your Amex points into the airline scheme for points (generally but not always 1 = 1), then upgrade using airline points.

Most airlines only let you upgrade 1 class with points, so going from Economy to Premium Economy is going to be a lot cheaper than going Premium Economy to Business.
How exactly the OP calculated £220 ??
22000 points are worth £110 and not £220
Edited by: "super_brat1985" 14th Feb
super_brat19853 m ago

How exact the OP calculated £220 ??22000 points are worth £110 and not £220


Nope - that's the difference between using them in a savvy way or just getting face value @ shops/ Amazon ie 0.5p. That the lowest of the low way to redeem points and one I have never used - except a few 1ps to get the £15 off £25 deal on our Amazon accounts

Savvy ways to get more than 1p a point include flights, hotels, holidays etc, Check out headforpoints.com if you want a headstart on how to do that.
Whilst this is a useful post for those that aren't familiar with the AMEX gold card, it really isn't a deal as this is the usual account opening offer.

While people are at it they could apply for the AMEX everyday cashback card and get 5% back on their first 3 months (max £100 cashback) which is also a good offer. Also not a deal though.
I still don't understand why we can't get referrals on this site..which is predominantly run by members posting deals
Bonus points have been this for years!
Burgmeister4 m ago

Whilst this is a useful post for those that aren't familiar with the AMEX …Whilst this is a useful post for those that aren't familiar with the AMEX gold card, it really isn't a deal as this is the usual account opening offer.While people are at it they could apply for the AMEX everyday cashback card and get 5% back on their first 3 months (max £100 cashback) which is also a good offer. Also not a deal though.


You are correct in a way but I realised today that many people think Amex Gold Card is just for rich gits, when clearly the household/ joint income requirement is reasonable enough (£20,000). These people have been getting angry every time they see an Amex deal posted here which they can't use, simply because they never bothered seeing if they could apply for an Amex card.

Plus Mrswitch asked me to stick up an explanation!
I’ve just got this card and made the first repayment today. Almost at my £2,000 spend and then I will refer my wife (extra 9,000 points) and cancel it. Wait 6 months and get my wife to refer me back, can make 102,000 points per annum which we will convert to Avios points and use a Companion ticket for 1st class flights somewhere.
Edited by: "P13ULC" 14th Feb
luvsadealdealdeal8 m ago

Nope - that's the difference between using them in a savvy way or just …Nope - that's the difference between using them in a savvy way or just getting face value @ shops/ Amazon ie 0.5p. That the lowest of the low way to redeem points and one I have never used - except a few 1ps to get the £15 off £25 deal on our Amazon accounts Savvy ways to get more than 1p a point include flights, hotels, holidays etc, Check out headforpoints.com if you want a headstart on how to do that.



If you use them as airline miles then it is quite difficult to value them. They are worth more when used for business class flights but people may not be willing to pay the "fees & taxes" on those flights. When used against economy flights the "fees and taxes" can often be almost as much as a cheap airline ticket.

Don't get me wrong, I use the Gold Card and use them for Virgin miles but the amount hey are worth is very subjective.
P13ULC3 m ago

I’ve just got this card and made the first repayment today. Almost at my £ …I’ve just got this card and made the first repayment today. Almost at my £2,000 spend and then I will refer my wife (extra 9,000 points) and cancel it. Wait 6 months and get my wife to refer my back, can make 102,000 points per annum which we will convert to Avios points and use a Companion ticket for 1at class flights somewhere.



There is currently a lot of talk on various forums about AMEX changing the 6 month rule, although nothing official has been announced. I suggest you make hay while you can.
RobHUKD2314th Feb

I still don't understand why we can't get referrals on this site..which is …I still don't understand why we can't get referrals on this site..which is predominantly run by members posting deals


I think it's safe to mention the mechanics of referrals: if referred (on Gold Card), you get an extra 2000 points and your referrer gets a free 9000 points. You and your partner can refer each other, if one is already a cardholder. You can get a friend to refer you - or you, as cardholder, refer a friend.

But I can see why HUKD members touting for referrals is a bit messy, so banned.
luvsadealdealdeal13 m ago

Nope - that's the difference between using them in a savvy way or just …Nope - that's the difference between using them in a savvy way or just getting face value @ shops/ Amazon ie 0.5p. That the lowest of the low way to redeem points and one I have never used - except a few 1ps to get the £15 off £25 deal on our Amazon accounts Savvy ways to get more than 1p a point include flights, hotels, holidays etc, Check out headforpoints.com if you want a headstart on how to do that.


Agreed.
The value is likely to be less than 1p although I just booked a flight from Japan through flying blue with value 1.3p.

Reasonable value will be around 0.666p which is the BA Spending Rate.
Edited by: "haleluohao" 14th Feb
Burgmeister8 m ago

There is currently a lot of talk on various forums about AMEX changing the …There is currently a lot of talk on various forums about AMEX changing the 6 month rule, although nothing official has been announced. I suggest you make hay while you can.


Thanks for the heads up. Got a day return flight beginning of March to Geneva Motor Show so plan to use my 2 free lounge accesses and then ditch the card on my return.
Edited by: "P13ULC" 14th Feb
haleluohao8 m ago

Agreed.The value is likely to be less than 1p although I just booked a …Agreed.The value is likely to be less than 1p although I just booked a flight from Japan through flying blue with value 1.3p.Reasonable value will be around 0.666p which is the BA Spending Rate.



We got around 0.75 for our flights to New York on Virgin. Although, to be fair, it is probably better value than that as flights booked on points are flexible whereas most cheap airfares are not. Obviously you have to be lucky with your dates as rewards seats are quite thin on the ground especially during peak season to popular destinations

Virgin Atlantic has a floor of 0.6p per point/mile as that's how much discount you can claim when using Miles+Money which have better availability than reward seats as they can be used on any fare.
Burgmeister10 m ago

We got around 0.75 for our flights to New York on Virgin. Although, to be …We got around 0.75 for our flights to New York on Virgin. Although, to be fair, it is probably better value than that as flights booked on points are flexible whereas most cheap airfares are not. Obviously you have to be lucky with your dates as rewards seats are quite thin on the ground especially during peak season to popular destinationsVirgin Atlantic has a floor of 0.6p per point/mile as that's how much discount you can claim when using Miles+Money which have better availability than reward seats as they can be used on any fare.


you are correct, plus VA has sales on points redemption, which means it could worth more. Sometime it is to worth to have the points for long haul business flights from UK as the cost is not cheaper than buying a discounted business class(i dont have money for first so cant comment). Although using it with BA 241 is a great option.
If youre going to get one of these, google for a referral cos you get 22000 points rather than just 20000.
Is it a main requirement to be on the electoral role? I’m on it but just asking lol, never knew this
This has been going on for donkey's years.You can also refer your partner at the end of the year for more referral points and then keep doing this forever. From time to time they would also offer you bonus points for supplementary cards as well. PM if anyone is after a referral.
Edited by: "flamethrower" 14th Feb
Ka11ran4 m ago

Is it a main requirement to be on the electoral role? I’m on it but just a …Is it a main requirement to be on the electoral role? I’m on it but just asking lol, never knew this


No, it's just one of the ways - the easiest way - they can establish you exist for real & how long you have been living somewhere - it's not a hard requirement. You might even get rejected for some reason & decide to contact Amex to 'appeal' it on the phone (free 0800) or just discuss why you were rejected/ how you can get accepted. People who do that have a good chance of getting the decision reversed if they get to speak to a manager.

This doesn't mean if you don't get an instant decision you should worry about getting rejected. Mostly you just get accepted a few days later and the first you'll know about it is when the cards arrive in the post.
How does the redemption work say if I were to convert the points into Amazon voucher? Does it send you a gift code?
mmquokka14th Feb

How does the redemption work say if I were to convert the points into …How does the redemption work say if I were to convert the points into Amazon voucher? Does it send you a gift code?


You make Amex a payment card (in your Amazon a/c) which is normally enough, nothing else to do - when you select that card to pay, Amazon offers you the chance to part-pay/ all-pay with your Amex points.

Sometimes you need to go one step further and link the Amex card to Amazon & approve the use of points (got a feeling this is only when the cardholder is a different name to the Amz a/c holder). This is how you get the £15 off £25 Amex offer on Amz to work:

[Use the Amex £15 off £25 when you use at least 1p worth of Amex points towards your purchase (of Amazon-supplied items) & use code - you may need to activate link to your Amex card & points first.

Shop with Points is a fast and convenient way to use American Express Membership Rewards points for purchases at Amazon.co.uk.

Special offer: Shop with Points and get £15 off your eligible purchase at Amazon.co.ukUse your Membership Rewards eligible American Express Card to Shop with Points at Amazon.co.uk and get £15 off an order of £25 or more with promo code AMEX16SWP by 31/03/2018.

To receive your promotional discount, you must:
1. Add £25 or more of eligible items sold and shipped by Amazon.co.uk to your shopping cart.
2. Enter the promo code AMEX16SWP in the box provided on the checkout page and pay for at least a portion of your order with Membership Rewards points.
3. £15 of savings will be reflected on the final order checkout page.

Promotion terms and conditions
1. This is a limited time offer. The promotion will end at 23:59 GMT on 31/03/2018 or when 33,333 customers have claimed the promotion code, whichever is earlier. The promotion code will expire concurrently.
2. To redeem the offer, you must be logged into an Amazon.co.uk account which has been active before 28 October 2017.
3. Offer applies only to the purchase of at least £25 of eligible items at Amazon.co.uk, where Membership Rewards points are used for at least a portion of the purchase and the promotion code is entered at checkout. Taxes, gift-wrap and shipping and handling charges do not apply when determining minimum purchase amount.
4. The maximum benefit you may receive from this offer is £15 per eligible Amazon account.
5. Offer does not apply to the purchase of digital content.
6. Offer only applies to eligible items sold by Amazon.co.uk.
7. Items must be purchased in a single order and shipped at the same speed to a single address.
8. Shipping charges may apply to discounted promotional items.
9. Limit one promotion code per Membership Rewards eligible card.
10. Offer may not be combined with other offers.
11. Offer is available by invitation only, is non-transferable, is not redeemable for cash, and may not be resold.
12. Amazon.co.uk reserves the right to modify this offer at any time.
13. Offer discount will be allocated proportionally among all promotional items in your order.
14. If you violate any of these terms, the offer will be invalid. If any of the items related to this offer are returned, your refund will equal the amount you paid for the item, subject to applicable refund policies.
15. Promotional codes (including those placed directly in accounts) may not be redeemed for Amazon Gift Cards.
16. This promotion is available only to Amazon.co.uk customers with an eligible American Express card issued in the United Kingdom.
Benefits of Shop with PointsIt's flexible: 1,000 Membership Rewards points is equal to £4.50 spend at Amazon.co.uk and you can use as few or as many points as you want, up to your total number of available points. You can even choose to use Membership Rewards points for part of your order and have the remaining balance charged to your American Express Card.
It's convenient: Use Membership Rewards points for electronics, movies, books, and more - millions of eligible products sold at Amazon.co.uk. Certain items at Amazon.co.uk are not eligible for purchase using Points and these items may change from time to time. See Shop with Points Overview within the Frequently Asked Questions section for full details.
It's easy: Your Membership Rewards program account will be linked to your Amazon.co.uk account automatically after you first transaction with your Card. We will then display the number of available points you have to shop with.]
Edited by: "luvsadealdealdeal" 14th Feb
how do people get £220 in points? I usually get £110 max. I feel that the description is misleading. To get £220 you will have to expend alot of time and effort. AND combine with other promos.
Edited by: "meanmoose" 14th Feb
meanmoose1 m ago

how do people get £220 in points? I usually get £110 max


I use mine in savvier ways (mostly BA flights/ Avios reward flights)

I often get 3-4p/ point
luvsadealdealdeal50 s ago

I use mine in savvier ways (mostly BA flights/ Avios reward flights)I …I use mine in savvier ways (mostly BA flights/ Avios reward flights)I often get 3-4p/ point


Thats only usually possible if you combine with BA Amex's 1-for-1 no?
meanmoose12 m ago

Thats only usually possible if you combine with BA Amex's 1-for-1 no?


The 2-4-1 Long Haul is one good use - but for the Reward Flight Saver flights in Europe they can offer a nice saving if you need to fly peak/ school hols - applies both in Economy & Business.

Normally it's 2 Business & 4 Economy Reward flights on every BA flight. But here's a little known fact - on many European flights, ie those with a fair bit of availability left, BA will open up Avios/ 'Airmiles' redemptions opportunities in the week or 5 days before departure, so you can get your Reward flight for the standard points price when others are already paying (say) £300-400 just for an economy seat. You can save a fortune.
Seems a decent deal. So once you attain your £2000 spend and get your points how do you cancel
markoUK4 m ago

Seems a decent deal. So once you attain your £2000 spend and get your …Seems a decent deal. So once you attain your £2000 spend and get your points how do you cancel


On Chat or on the phone
luvsadealdealdeal3 m ago

On Chat or on the phone


Ok. I’m sure they won’t be happy though that you have emploited the offer
Thanks OP. This is a great post, and you have put a lot of effort in it, for which I thank you.
Previously, I did not know about it, and count this as a great deal!
markoUK46 m ago

Ok. I’m sure they won’t be happy though that you have emploited the offer


The Amex agent will just be polite to you & follow your instructions.
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