24 Months 0% Balance Transfer + Free Toy @ Barclaycard
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24 Months 0% Balance Transfer + Free Toy @ Barclaycard

31
Found 27th Nov 2012
The 24 month card is back again!!

I've ended up on a Barclaycard mailing list and I got an email through on Friday telling me that this card is back again.

Mine doesn't expire for another 8 months, but why waste a good deal right?

They're only around for a couple of months, so get it while you can.

**Plus there's a free cuddly toy**

Info added from MSE:

Balance transfer length & fee: 24 mths 0% 2.8% fee
Rep variable APR: 17.9% (Official APR Example)
Card issuer: Visa
Min repayment: Greater of 1% of balance plus interest, 2.25% of balance or 5
Restrictions? Must transfer balance within 60 days!
Min income: £20,000 to apply for card.
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31 Comments
Alternatively theres a 0% 12month deal with a 0.9% fee thru MSE
I make like £200 short of the min income

Balls.
A great deal, you have to pay the fee but it works out a lot cheaper if you can't pay your balance straight away, the interest payments will be more than the fee after a few months.
Great card from Barclays again.
unquestioned

I make like £200 short of the min income :|Balls.



they have no way of checking how much you make, thats a credit fib thats peddled, you can put down however much you like!

Done it myself to get the Gold Card deal!
Edited by: "philjstephenson" 27th Nov 2012
It keeps saying my session has timed out, I literally can't type any faster, it's only taken me about 30 seconds to enter the info! Is anyone else having this?
philjstephenson

they have no way of checking how much you make, thats a credit fib thats … they have no way of checking how much you make, thats a credit fib thats peddled, you can put down however much you like!Done it myself to get the Gold Card deal!



Except that could be fraud.

Lol you need a live a little! oO

wiijeff

Except that could be fraud.



Edited by: "War" 27th Nov 2012
unquestioned

I make like £200 short of the min income :|Balls.



Just hold down the zero button for slightly longer than you should..whoops, but hey presto!
Can you get another Barclaycard if you already have one? The BT runs out next month on it
y2afuk77

Can you get another Barclaycard if you already have one? The BT runs out … Can you get another Barclaycard if you already have one? The BT runs out next month on it



Depends on the card. I have 2 but whatever credit limit they give you will be split between the cards.
J1135

Alternatively theres a 0% 12month deal with a 0.9% fee thru MSE



Link please
CloudHeaven

It keeps saying my session has timed out, I literally can't type any … It keeps saying my session has timed out, I literally can't type any faster, it's only taken me about 30 seconds to enter the info! Is anyone else having this?



For me top
It's scary how easy that just was - two minutes and they gave me over £6k worth of potential debt.
I'm not all that surprised - when I got made redundant last year my bank took away my overdraft facility and at the same time doubled my credit card limit oO
War

Lol you need a live a little! oO



The problem is if you lost your job and then had to default on the card, you could be prosecuted for fraud. It can, and does happen.
Good deal. Hot
philjstephenson

they have no way of checking how much you make, thats a credit fib thats … they have no way of checking how much you make, thats a credit fib thats peddled, you can put down however much you like!Done it myself to get the Gold Card deal!





And people wonder why the world has suffered a banking crisis in the last few years!
unquestioned

I make like £200 short of the min income :|Balls.



It doesn't say "income from main occupation". Get creative. It's not fraud if £200 of your £20k income is from selling odds and sods on eBay, for example.
Can I ask some advice. I have 3 credit cards and only one has a balance. What is the best way to get another credit card which has some benefit (cashback etc) I've never bothered with one before but it seems silly not to use one.

I don't really need a credit card but the combined credit limit of the 3 cards is quite good and thought having credit cards was good for your credit rating? If I close my not used accounts I am assuming that a new company wouldn't give me a limit as high as them combined?
dont close your accounts chris, that will **** your credit rating, if you dont use them just cut the cards up and forget about them....
i applied for a natwest one and it came with a £12k limit! Balance transfers are great for the savvy but the point to make is that they hope you will get into bother and not pay it off before the 20% bum **** kicks in.

not impressed by the free toy though, do they think kids are applying for credit? Its a serious business.

PS i too wouldnt hesitate to tell them a porky if necessary. Another example is saying you have an Amex card on a mortgage app, they dont check but it makes them like you.
Edited by: "joelp" 27th Nov 2012
Great deal, especially for those still struggling to clear credit cards in lump sums.....
Am I the only one to see the "joke" in the picture for this deal?

Seems to me, the monkey is the card holder!!
Great . Thanks
Great deal, got this!
Just got this for a balance transfer. They have given me a 17k limit! lol I wont even be using it once the debt is clear but I could emigrate on that. haha
i started to register, then i noticed the http at the top was missing the s to make https, the simple sign that its a secure website. the links on here could be faulse so be carfull if the deal sounds to good.i also went direct to the barclaycard website and tried to apply there and that did have the s on the bar.
Thanks for this, very useful
Got my monkey yesterday, he's quite nice!
I already have a barclaycard... anyway of me getting a monkey?
shame I already have a Barclay card
I'd go with the newer offer with only 2.1% fee also 0% BT for 24 month, +2k without the toy:
0% on balance transfers for 24 months with a reduced 2.1% fee for transfers of £2,000 and over
barclaycard.co.uk/per…ads
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