Unfortunately, this deal has expired 9 August 2017.
*
327°
Posted 17 October 2015
£24.99 a month for 12 months 0% Finance PS4 1TB (New Model) + FIFA 16 £299.86 @ Shopto
Shared by
MrBoombastic
Joined in 2009
79
61
About this deal
This deal is expired. Here are some options that might interest you:
EXAMPLE FINANCE - BASED ON £299.86 CONSOLE PRICE
£24.99
MONTHLY REPAYMENT
• You are borrowing £299.86
• 11 Monthly repayments of £24.99
• Final payment of £24.97
• The APR will be 0%
• Total interest and fees: £0.00
• Total Repayable: £299.86
Different types of bundles available, including FIFA 16 and Uncharted
£24.99
MONTHLY REPAYMENT
• You are borrowing £299.86
• 11 Monthly repayments of £24.99
• Final payment of £24.97
• The APR will be 0%
• Total interest and fees: £0.00
• Total Repayable: £299.86
Different types of bundles available, including FIFA 16 and Uncharted
More details at
Community Updates
56 Comments
sorted byIt is not zero percent if the item is available elsewhere for less, as if you are paying £30 more, then your interest is £30
I bet you have ordered a coffin even though your not dead yet
Yes I get that - so where can you buy this PS4 for less on finance then?
here
or here
or here even
or maybe here
or just console
or white on its own
etc
(edited)
You get 0% finance if you want it and can buy an offer that's less expensive in the first place.
I love my PS4, but I wouldn't risk my livelihood on it and believe it or not - kids can do without the latest games console. Get a much cheaper PS3 if they have to have a games console.
(This is coming from a gaming nerd that's lucky enough to be able to get the most recent games consoles, etc - not somebody who thinks gaming is a waste of money.)
Not really. I'm on minimum wage myself. Besides if you know it's for Christmas save up monthly and you'd save yourself the £50 difference on this "deal" overall. Wasting £50 due to lack of preperarion or pressure isn't smart.
Also still waiting for the comments saying “If you can't afford to buy outright, don't buy at all"
If you got accepted for a Post Office Matched Credit Card the advantage would be:
a) 0% for 25 months on purchases (so 13 months longer interest free than shopto finance)
b) Possible £25 Quidco http://www.quidco.com/post-office-credit-card/
Always check your eligibility for a credit card before you apply as a credit decline can impact your credit record. The Moneysupermarket pre eligibility tool does a soft search (no impact on credit) and gives likelihood of acceptance
moneysupermarket.com/cre…ASE
Fair enough Chanci32 - I'm glad somebody who knows what they are talking about took the time to explain the possible advantages
So - take longer to pay using a credit card ( subject to status )
Possible £25 quidco advantage? Hmmmm personally I don't bother with quidco although I'm sure it has its benefits!
hotukdeals.com/dea…564
credit cards give you a step up the ladder when applying for a mortgage, if you've had no credit in the past you'll find it very hard to be accepted.
it's always worthwile to have a credit card aslong as you pay it off in full straightaway even if you only use it to do the weekly food shop, the added protection for online purchases is another bonus.
Aslong as you use it right and not just so the wife can have another £400 pair of shoes every week just spend what you can afford , never spend more than you can afford to pay back.
I used to be the never get in debt type too , buying cars outright in cash, mobile phones etc paying in cash meant i didn't have the protection should things go tits up.
now i part pay with cash/debit card and spend a £100 of the balance on the card to get the protection.
If you blow the credit on stuff you wouldn't usually buy then you don't need a credit card
(edited)
Heat added
Get a 0% credit card and buy on that
And the advantage of doing that is? .....
Without getting into a row - assuming this PS4 is well priced? You say ' a hundred times before ' use a zero percent interest credit card - so the advantage over this zero finance deal provided by the OP is what?
Nope. Still wait for a hot deal to come up on HUKD lol!!
The other benefit as i am sure people tried to point out is that you can get a 0% card, and then get a ps4 with games for less than the price at shopto, therefore have games + spend less = advantage
Post us the deal ( PS4 with games ) that should be useful
lol - hope I didn't get you busy on google X) I haven't checked your links - I trust you know what your doing
They did a PS4 for this price last year with Little Big Planet 3 on 0% for 12 months, along with many other bundles.
Send me the link which includes the 1Tb ps4 for that price?
Nothing wrong with finance if it doesn't cost you anything and you can afford it. I make 99% of my purchases on Credit Card. The majority of these get cleared every month and the big ticket items get spread.
I'd rather have my savings working for me rather than just spend them, that would just be stupid.
Have to agree I have a Amex and every thing goes on that as it earns cash back then cleared every month. Credit for credit sake is stupid but not if it's done sensibly
However with a credit card you can get 0% finance - probably for longer too and also get the PS4 cheaper.
BUT BE WARNED - Once you have paid for your PS4 destroy the credit card. Sometimes a mini splurge on things because it says "you have £4,000 to spend" can take years to pay off if you're not careful.
Credit cards are the work of the devil if you don't know how to pay them off and can make you a slave to the wage.
However if you do know how to work them then it's all fine.
maybe for a minimum wage earning family with several kids, this might be the best option for them to give the kids something nice for christmas. not everyone is as lucky as you seem to be.