32m 0% Balance Transfer Credit Card, just 0.7% fee, £20 TCB/Quidco AND Halifax £20 cashback @ Halifax
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32m 0% Balance Transfer Credit Card, just 0.7% fee, £20 TCB/Quidco AND Halifax £20 cashback @ Halifax

48
Found 9th JanMade hot 9th Jan
Link -

halifax.co.uk/cre…er/

A great deal to get your Xmas spending into shape -

0% for 32 months

Just 0.7% fee

£20 cashback

They also do 43 months with a higher fee if you prefer.

Also £23 Topcashback or £20 Quidco

- cliosport65

48 Comments


0% for up to 43 months from account opening on balance transfers made in the first 90 days.
Minimum £100 balance transfer. At least 51% of customers will get 0% on balance transfers for the first 43 months and a representative rate of 18.9% APR (variable). Others will get 0% on balance transfers for the first 43 months and a rate of 21.9% APR (variable), or 0% on balance transfers for the first 21 months and a rate of 27.9% APR (variable).
3.28% effective fee applies on each balance transfer made in the first 90 days.
An initial 3.5% fee applies; we'll then refund 0.22% within 90 days, so the effective fee is 3.28%. The refund applies for balance transfers in the first 90 days from when we open your account, after which a 3% fee applies for each balance transfer.
0% for 6 months from account opening on purchases.

3.28% effective fee applies on each balance transfer made in the first 90 days.is not 0.7%

Applied a few days ago and it's 0.7% fee

Also £23 Topcashback or £20 Quidco

Heat added by the way just been waiting for the right offer to come along

Just wish my credit score was any good oO .

So, put 1k on this and get £7 charges, but get £20 back plus a further £23 from TCB?

Original Poster

mnneast

Applied a few days ago and it's 0.7% fee



As in description

Original Poster

tek-monkey

So, put 1k on this and get £7 charges, but get £20 back plus a further £ … So, put 1k on this and get £7 charges, but get £20 back plus a further £23 from TCB?



U got it

There is a zero fee with 26 months BT also with Halifax. Stooze pot moved

is this for new customers only as I'm currently with Halifax and my 28month term has come to an end.

Perfect timing - got £1350 to transfer as interest free running out end of this month.

Nice one OP!

Just wish they'd make it easy to overpay the thing without a Halifax account..

abovethewater

Just wish they'd make it easy to overpay the thing without a Halifax … Just wish they'd make it easy to overpay the thing without a Halifax account..



Switch an account to Halifax. Get £100!

abovethewater

Just wish they'd make it easy to overpay the thing without a Halifax … Just wish they'd make it easy to overpay the thing without a Halifax account..


what, you can't overpay unless you've got a Halifax account?
Is this becoming an industry norm?
I know Mortgages were one thing with their introductory discount period and max over payment but this takes bisciuit


srjondhale

3.28% effective fee applies on each balance transfer made in the first 90 … 3.28% effective fee applies on each balance transfer made in the first 90 days.is not 0.7%


can anybody confirm what the 3.28% is in reference to please

Don't see any reference to the 0.7% fee on the website

3.5% fee, reduced to 3.28% fee

bailey87

Don't see any reference to the 0.7% fee on the website 3.5% fee, reduced … Don't see any reference to the 0.7% fee on the website 3.5% fee, reduced to 3.28% fee



You have to view all balance transfer cards, the one that OP has referenced is there, 32 months interest free on balance transfers with a 0.7% fee and £20 cashback credited to your account within 60 days of a balance transfer of over £100 being made.

Go through Quidco and you get a further £20. You could get £23 through topcashback but the minimum transfer has to be £1500.

There are other balance transfer offers for example 43 months or 23 months but those aren't the deals OP has posted.

Use your initiative and you will find the deal, I did so and was able to avail of the offer. Thanks OP

narstar

You have to view all balance transfer cards, the one that OP has … You have to view all balance transfer cards, the one that OP has referenced is there, 32 months interest free on balance transfers with a 0.7% fee and £20 cashback credited to your account within 60 days of a balance transfer of over £100 being made.Go through Quidco and you get a further £20. You could get £23 through topcashback but the minimum transfer has to be £1500.There are other balance transfer offers for example 43 months or 23 months but those aren't the deals OP has posted.Use your initiative and you will find the deal, I did so and was able to avail of the offer. Thanks OP



Or alternatively, the OP could provide a link to the card referred to

halifax.co.uk/cre…er/

Original Poster

loofer

what, you can't overpay unless you've got a Halifax account?Is this … what, you can't overpay unless you've got a Halifax account?Is this becoming an industry norm?I know Mortgages were one thing with their introductory discount period and max over payment but this takes bisciuit



Of course u can over pay whenever u want. Don't know what that comment is about. Set up a Faster Payment / Bill Payment from your internet banking of your current account. Easy

Original Poster

bailey87

Or alternatively, the OP could provide a link to the card referred … Or alternatively, the OP could provide a link to the card referred tohttps://www.halifax.co.uk/creditcards/low-fee-offer/



Done. Hand held

Great deal.. Took 4k balance transfer 0.7.. Considering it gives back 20 £ it's like approx £8.00 cost for 30 months it's no brainer..

I've had this app for months and never do any of the deals but is too good to miss. thanks

samspud

As in description



It was reply to a comment above! Verifying was definitely a 0.7% fee making BT

cliosport65

Heat added by the way just been waiting for the right offer to come along … Heat added by the way just been waiting for the right offer to come along


Dont wait too long ;). Think we have peaked with offers now...

Heat added, now to buy that new phone

samspud

Of course u can over pay whenever u want. Don't know what that comment is … Of course u can over pay whenever u want. Don't know what that comment is about. Set up a Faster Payment / Bill Payment from your internet banking of your current account. Easy



You cannot, unless you have a Halifax account you need to ring up. Well at least to make a card payment.

Cannot recall seeing direct debit details online either.

From Halifax website but check yourself before using:
Make a one-off payment from a current account that is not with Halifax - make a payment from your current account in the same way that you usually pay a bill or a person.
1. Choose the amount you want to pay.
2. Pay it to:
Bank account number: 0000 0000
Sort code: 77 29 00
Payment reference: the longest number on the front of your credit card (often 16 digits)
halifax.co.uk/cre…rs/

Babbler

Dont wait too long ;). Think we have peaked with offers now...



​Learnt a long time ago to do it sooner rather than later so I don't miss out all done and accepted

There are 0%fee as well but not for 32 months

Can this money be transferred into my bank account by any chance to offset a mortgage? Stoozing i believe. There used to be an egg card to transfer this onto as a positive balance and then you could move it a bank account then. Not sure if there is a way now.

Tesco 0% on balance and new purchases (forget the length) fee free plus £30 quidco.

Applied and accepted.... Great timing and thanks for posted....

Original Poster

samuelphilipt

Applied and accepted.... Great timing and thanks for posted....



Pleasure

Original Poster

itsnotmeitsyou

From Halifax website but check yourself before using:Make a one-off … From Halifax website but check yourself before using:Make a one-off payment from a current account that is not with Halifax - make a payment from your current account in the same way that you usually pay a bill or a person.1. Choose the amount you want to pay.2. Pay it to:Bank account number: 0000 0000Sort code: 77 29 00Payment reference: the longest number on the front of your credit card (often 16 digits)http://www.halifax.co.uk/creditcards/help-guidance/existing-customers/



Easy

Original Poster

DaveIB

Heat added, now to buy that new phone



Lol

Original Poster

poopeetoo

I've had this app for months and never do any of the deals but is too … I've had this app for months and never do any of the deals but is too good to miss. thanks



Pleasure

Are you sure it's quidco money on top as well, quidco just explains about the £20 Halifax cashback not that it's £20 through them too ?

Title bit misleading should say £23 TCB / £20 Quidco
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