6 month interest free (and 0% fees) for balance transfers for existing Post Office credit card customers

Thanks. I'm just out of my 0% period. Will check.

Heat added

I have the offer (i think) but I'm confused (this is my first and only credit card). I currently owe £500 on the card. The offer page says I have £3,302.11 available for balance transfer.. It's asking me how much I want to transfer..
So do I ask for £500 or what? (my credit limit is £4100). I dont really need more than 1k at any time as I pay it off quickly.

splatsplatsplat38 m ago

I have the offer (i think) but I'm confused (this is my first and only …I have the offer (i think) but I'm confused (this is my first and only credit card). I currently owe £500 on the card. The offer page says I have £3,302.11 available for balance transfer.. It's asking me how much I want to transfer..So do I ask for £500 or what? (my credit limit is £4100). I dont really need more than 1k at any time as I pay it off quickly.Read lessRead more

You don't do anything, as this isn't suitable for what you want. Although to be fair the post doesn't mention anything about this being a balance transfer, so I can see how the mention of 6 months interest free could be confusing for those not familiar with transfers between cards.

A balance transfer is used to move funds from another credit card. If you only have a Post Office card, having a balance transfer offer from them is useless to you.

looks to be only for Balance Transfers

You will pay 0% interest on balance transfers for 18 months. A fee of 3.5% will apply. Terms and conditions apply, please see below.

this is for existing customers and balance transfer from existing other cards! Account specific but Barclays run account specific stuff like interest free and low interest rates on balance transfer for life etc... Not really hot as you might as well balance transfer to a new card and get 33 months plus .58% fee and £20 cashback therfore reducing your balance!
I understand people get sick of changing but maybe a low fee card such as the looyds one at 5.7% apr is less than .5% a month makes it good for small to medium size purchases.

Good idea for anyone in debt. Great time to pay it off

Not on my account.