£75 Amazon voucher for £25 @ Aviva.co.uk
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£75 Amazon voucher for £25 @ Aviva.co.uk

Avatardeleted139113961
Avatardeleted1391139
Found 23rd Nov 2015
Take out life insurance online for £5 a month.

After 5 months you qualify for a £75 Amazon voucher.

Life insurance can be cancelled at any time though don't take out finance.
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Sounds good... esp if one's remember to cancel it
urinthematrix

Sounds good... esp if one's remember to cancel it



​put a reminderin or on a calendar for 5 months from the sign up date to cancel it.
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hassansf

​put a reminderin or on a calendar for 5 months from the sign up date to c … ​put a reminderin or on a calendar for 5 months from the sign up date to cancel it.



Surely we all check our bank account online these days. Every month you'll get a reminder!
Hey why is this getting cold? It's actually a good deal
Heat...for the photo
Why cold? Seems a good deal. Well it's HUKD so no surprise but thanks OP for taking time to post it.
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urinthematrix

Hey why is this getting cold? It's actually a good deal



I've seen an awful lot of nice deals go cold - voted on by those who don't get it, shame to say it but there are a lot of nice but dims.

All the Amex deals used to go icy cold before Morgie converted a few non-believers.

The rest of us just mopped up the free money lol
Good deal, an extra £50 credit for just £25 outlay. What's not to like if you intend to spend with Amazon anyway.

Seems like a good deal for sure, but can you explain why we think we are allowed to cancel after 5 months?

Policy termThe minimum policy term is 1 year. The maximum is 50 years. T … Policy termThe minimum policy term is 1 year. The maximum is 50 years. This is subject to the oldest life covered being 90 years of age or less at the policy end date.We show your policy term in the policy schedule

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SuperDan

Seems like a good deal for sure, but can you explain why we think we are … Seems like a good deal for sure, but can you explain why we think we are allowed to cancel after 5 months?



It means that the minimum policy term you can CHOOSE is 1 year.

However, by law, all insurance policies can be cancelled at any time, with no need to pay the full term, just pro rata. [However, do NOT take out a finance vehicle to fund your insurance policy.]
This won't be £5.00 a month for everyone as I'm pretty sure this would be risk assessed.
luvsadealdealdeal

It means that the minimum policy term you can CHOOSE is 1 year.However, … It means that the minimum policy term you can CHOOSE is 1 year.However, by law, all insurance policies can be cancelled at any time, with no need to pay the full term, just pro rata. [However, do NOT take out a finance vehicle to fund your insurance policy.]



Ok good, I didn't know that little gem! So just free amazon money then!
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JohnnyUtah

This won't be £5.00 a month for everyone as I'm pretty sure this would be … This won't be £5.00 a month for everyone as I'm pretty sure this would be risk assessed.



So make your risk profile a £5 one lol

You're not doing this for 5 months of insurance.
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Cold voters: that's not a real heart attack victim.

Talk about 1 watt people lol
Legal and general offer insurance from £6pm and reckon they will send you a £75 M&S voucher after four months, in case that suits anyone better.
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SuperDan

Legal and general offer insurance from £6pm and reckon they will send you … Legal and general offer insurance from £6pm and reckon they will send you a £75 M&S voucher after four months, in case that suits anyone better.



Why not get both?
haha heat for pick!!!
luvsadealdealdeal

So make your risk profile a £5 one lolYou're not doing this for 5 months … So make your risk profile a £5 one lolYou're not doing this for 5 months of insurance.


You can lead a horse to water, but you can't stop it from being thick as s@*®!
dont forget, you are allow the company access to your medical records and any
other information they require, Pretty sure they will make a record of this transaction and so
in the future, you could be stopped from getting some life insurance.

You may think you are getting a quick amazon voucher but you are actually
giving away much of your privacy as they will use your details for marketing
purposes etc.. No worth it unless you do want some life insurance cover

[quotheresadealdealdeal]

SuperDan

Legal and general offer insurance from £6pm and reckon they will send … Legal and general offer insurance from £6pm and reckon they will send you a £75 M&S voucher after four months, in case that suits anyone better.


Why not get both?[/quote]
Now theres an idea. What are the rules on multiple insurance policies? Are aviva and L&G part of the same group? Any risk of breaching t&cs?
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shabbird

dont forget, you are allow the company access to your medical records and … dont forget, you are allow the company access to your medical records and any other information they require, Pretty sure they will make a record of this transaction and so in the future, you could be stopped from getting some life insurance. You may think you are getting a quick amazon voucher but you are actuallygiving away much of your privacy as they will use your details for marketing purposes etc.. No worth it unless you do want some life insurance cover



No offence - but most of that is complete & utter nonsense. If you are low risk profile, they will not be remotely interested in your medical record. And even if they were - say, by random selection - the worst they could do is decline your application.

You certainly WON'T be prevented from applying elsewhere (and being accepted) in the future.
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SuperDan

[quotheresadealdealdeal]Why not get both?

Now theres an idea. What are the rules on multiple insurance policies? Are aviva and L&G part of the same group? Any risk of breaching t&cs?[/quote]

You can have as many going at the same time as you like.

However, there IS a credit check.
shabbird

dont forget, you are allow the company access to your medical records and … dont forget, you are allow the company access to your medical records and any other information they require, Pretty sure they will make a record of this transaction and so in the future, you could be stopped from getting some life insurance. You may think you are getting a quick amazon voucher but you are actuallygiving away much of your privacy as they will use your details for marketing purposes etc.. No worth it unless you do want some life insurance cover


You worry too much about the future - live fast, die young, leave a nice little insurance payout for wife and kids.
Don't get this site at all. You get smoking hot deals for a £7 amazon gift card when you buy £30 worth of credit blah blah blah. And then you get a deal like this - which gets voted cold! Do the maths people, which is better? A £30 spend to get £37 back or a £25 spend to get £75 back?

For reference I have been buying these kind of policies for years. It's a hell of a lot easier now with the internet and all that jazz. You couldn't do these kind of things over 20 years ago, certainly not on this scale. I go for deals that at least double my money.

Sunlife is the best. £4 outlay for a £75 return - twice a year for the past 10 years. I've probably received over £10,000+ in vouchers over the past 15 years, but spent £2000 getting them.
urinthematrix

Hey why is this getting cold? It's actually a good deal



I went for this a while ago and just got my vouchers last week. Cost me £5 a month for 5 months. No problems at all and cancellation was very quick and easy. Voted hot!
PhoenixRising

I went for this a while ago and just got my vouchers last week. Cost me … I went for this a while ago and just got my vouchers last week. Cost me £5 a month for 5 months. No problems at all and cancellation was very quick and easy. Voted hot!


how did you cancel? 0800 no? email? thanks
Actually, I lie about not doing these kind of things in the past.

Picture the scene - it's 1993 and I buy a Hoover appliance for £100. A few weeks later I get some return flight tickets from heathrow to los angeles. Rinse and repeat.
snack_attack

Don't get this site at all. You get smoking hot deals for a £7 amazon … Don't get this site at all. You get smoking hot deals for a £7 amazon gift card when you buy £30 worth of credit blah blah blah. And then you get a deal like this - which gets voted cold! Do the maths people, which is better? A £30 spend to get £37 back or a £25 spend to get £75 back?For reference I have been buying these kind of policies for years. It's a hell of a lot easier now with the internet and all that jazz. You couldn't do these kind of things over 20 years ago, certainly not on this scale. I go for deals that at least double my money.Sunlife is the best. £4 outlay for a £75 return - twice a year for the past 10 years. I've probably received over £10,000+ in vouchers over the past 15 years, but spent £2000 getting them.


Good work, fella.
I'm guessing you use other family member details if you're doing it twice a year (with their consent obvs).
urinthematrix

how did you cancel? 0800 no? email? thanks



Just cancel the direct debit with your bank. Far easier and less hassle. Cancelling the policy doesn't always cancel the direct debit!!
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snack_attack

Actually, I lie about not doing these kind of things in the past.Picture … Actually, I lie about not doing these kind of things in the past.Picture the scene - it's 1993 and I buy a Hoover appliance for £100. A few weeks later I get some return flight tickets from heathrow to los angeles. Rinse and repeat.



one of the best, not sure a co would pay up like that these days or be quite so useless
snack_attack

Just cancel the direct debit with your bank. Far easier and less hassle. … Just cancel the direct debit with your bank. Far easier and less hassle. Cancelling the policy doesn't always cancel the direct debit!!


Well, I called the number on Aviva's website, 0800 092 5367. Took about 5 minutes max including the on hold time.

I've cancelled the direct debit as well, just in case.
paypeanuts

Good work, fella.I'm guessing you use other family member details if … Good work, fella.I'm guessing you use other family member details if you're doing it twice a year (with their consent obvs).



I did initially but now I just stick with my own policies. Works well with cashback sites too. Royal london had a good one a year ago, £100+ cashback for a few quid or something like that. Sunlife over 50 is the best. 1875% return rate for your wonga ain't bad. What kind of bank offers that kind of credit interest? Wonga.com does!!
snack_attack

I did initially but now I just stick with my own policies. Works well … I did initially but now I just stick with my own policies. Works well with cashback sites too. Royal london had a good one a year ago, £100+ cashback for a few quid or something like that. Sunlife over 50 is the best. 1875% return rate for your wonga ain't bad. What kind of bank offers that kind of credit interest? Wonga.com does!!


Is there a sun life under 50? I'm in for a bit of a wait if not!
paypeanuts

Is there a sun life under 50? I'm in for a bit of a wait if not!



Don't think there is. But have a play with some of these bad boys

http://www.quidco.com/life-insurance/
http://www.topcashback.co.uk/life-insurance/cashback/

Just cancel after the minimum number of months. 'But cashback's not guaranteed' I hear you all deplore! 1 out of 76 ain't bad. Go for ones with 90% or more tracking and pay out rates. Simple.
snack_attack

Don't think there is. But have a play with some of these bad … Don't think there is. But have a play with some of these bad boyshttp://www.quidco.com/life-insurance/http://www.topcashback.co.uk/life-insurance/cashback/Just cancel after the minimum number of months. 'But cashback's not guaranteed' I hear you all deplore! 1 out of 76 ain't bad. Go for ones with 90% or more tracking and pay out rates. Simple.


Gonna have to do my homework on these. Quick look at Royal London life insurance via Quidco shows it's a non-starter - £180 cash back but gotta pay £30 minimum premium for at least six months. It's like some of these companies don't want to give away money!
paypeanuts

Gonna have to do my homework on these. Quick look at Royal London life … Gonna have to do my homework on these. Quick look at Royal London life insurance via Quidco shows it's a non-starter - £180 cash back but gotta pay £30 minimum premium for at least six months. It's like some of these companies don't want to give away money!



Yeah just make sure you go for the right ones. RL have learned from their last mistake!!
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snack_attack

Yeah just make sure you go for the right ones. RL have learned from their … Yeah just make sure you go for the right ones. RL have learned from their last mistake!!



They gave me (us) £250 lol
luvsadealdealdeal

They gave me (us) £250 lol



Remind me of the outlay again? Converted mine to amazon vouchers for an extra 5%.
Scrap that just looked back. £15 outlay for £120 return. Not bad. Not bad at all.
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