A current account with NO monthly fee and more - Nationwide
62°Expired

A current account with NO monthly fee and more - Nationwide

19
Found 27th Oct 2012
An Online Bank backed by our Online Bank Promise
Visa debit card and optional cheque book
Overdraft facility (subject to approval)
Free European travel cover, plus exclusive discounts and offers for our main current account customers
UK only call centres open 24/7
Branch banking and self service ATMs
Telephone Banking, FREE text alerts and coming soon our Mobile Banking app
Free European travel insurance

To qualify for Free European travel cover you must be aged 18-73 and hold a current account with a Visa debit card (not cash card+), and:

Have been paying in £750+ (excluding internal transfers) a month for the last three months; or
Complete an account transfer to us (from a non-Nationwide account) using our Account Transfer Service
To maintain cover you must pay in £750+ each month.
Access to exclusive rates. Available for credit cards, mortgages and personal loans
Flexclusive Saver - a branch based instant access account created exclusively to reward our main current account customers.
Simply Rewards. Available for Visa debit or credit card customer, offering great deals with well known brands.

Exclusive credit card:
The Nationwide Select Credit Card offers commission-free purchases abroad, unlimited cashback on all sterling purchases and introductory offers for purchases and balance transfers.
12.9% APR Representative (variable). Rates of interest from 9.9% to 19.9%

19 Comments

Might want to mention Nationwide in title...

Nationwide is excellent

davewave

Nationwide is excellent



I've always found them to be anything but excellent. Everything about Nationwide seems to be geared up for the benefit of the staff, rather than their customers. On the occasions that I've been forced to visit their branches the experience has been awful, and the website's equally dreadful.

Not a patch on First Direct, and the 'freebies' don't make up for that.

Have had no problems with Nationwide for many years and am on this deal - just watch out for the Travel Cover though, if you have any
'pre existing conditions' they will charge extra to cover you properly.

Been with nationwide since i was little, never had a problem yet. Find them to be very accomodating

i've always found them to be hepful in branches, they are slow to serve but this is due to the amount of old people with book accounts that want to have a chat as they hae no one else to talk to. very much like the post office on pension day.

Banned

great service in all my years with NW. Although ths account has been around for yonks so not exactly a deal really.
Edited by: "csiman" 27th Oct 2012

Wheres the deal? In terms of offers most new bank accounts trump this.... Cold.

"A current account with no monthly fee!"

At the moment thats most of them isnt it? and the freebies arent worth bothering with for the majority...

Whether your experience of Nationwide is good or bad... there's no deal here... Its like advertising something at RRP and calling it a deal because you like the item!

Banned

They are good, but they pay no interest on this account!

I know. Let me pay you to look after my money. I'm a 'tard.

Thanks to OP for highlighting this , the free travel insurance and commision free credit card is worthwhile

aish

Been with nationwide since i was little, never had a problem yet. Find … Been with nationwide since i was little, never had a problem yet. Find them to be very accommodating


me too, been with them almost 20 years

mairey

i've always found them to be helpful in branches, they are slow to serve … i've always found them to be helpful in branches, they are slow to serve but this is due to the amount of old people with book accounts that want to have a chat as they have no one else to talk to. very much like the post office on pension day.


...and every other shop they visit...can be a pain when you only want to pay money/cheque in, so i've now begun using the automated machines inside when the queues are huge!!


Edited by: "watson44" 27th Oct 2012

Original Poster

Nettle_Warrior

Might want to mention Nationwide in title...

Thanks. Yes. I should have done that.

Banned

Deal? What deal?

so if you don't get paid one month,how long is the travel cover invalidated for?

dazza99

Thanks to OP for highlighting this , the free travel insurance and … Thanks to OP for highlighting this , the free travel insurance and commision free credit card is worthwhile



You don't need their current account to get the credit card.... but IMHO you are better off with the Halifax credit card where you get commission free credit card transactions AND free cash withdrawals abroad (just pay interest from date of cash withdrawal but that is very minimal assuming you pay off your card when you get back off hols). Halifax customer service isn't the best though.

Anyway - as others say - this is no deal.
Edited by: "Searcher2" 29th Oct 2012

Banned

dazza99

Thanks to OP for highlighting this , the free travel insurance and … Thanks to OP for highlighting this , the free travel insurance and commision free credit card is worthwhile


but their credit card isnt commission free abroad anymore, hence why I use the halifax clarity card now......

I use Nationwide, HSBC, Halifax and Cahoot.

Nationwide is no better than any of the others, their savings interest rates are lower than many others, their service is at best mediocre.

The insurance deal is only real any good for those with no pre-existing conditions.

Original Poster

I have used HSBC a bank before Nationwide. I prefer the building society than a Banker. Nationwide is on par with the bank wrt to technolgy. Yeah their counters may be slow but they are nice people. Internet banking is fantastic. Select Card is commotion free abroad just like Post Office and Halifax Clarity. Apart from current offers Nationwide Felx Account holders enjoyed two offers 01. Flex Exclusive ISA at 4.25% and Fle Exclusive Saver at 6% i have availed both and Those who missed can vote Cold.

For some deal has to be at 99p or 1 Quid / Cheap current price with historical high price for a stuff which did not sell. I believe in the value for money which I need for use not for attic storage or to dump on friends as gifts.
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