AA Credit Card - 0% for 24 months balance transfer with NO fee - longest fee free balance transfer on the market + £30 possible cashback
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AA Credit Card - 0% for 24 months balance transfer with NO fee - longest fee free balance transfer on the market + £30 possible cashback

116
Found 17th May 2016
AA credit card 0% for 24 months balance transfer with no balance transfer fee

Makes it the longest fee free balance transfer on the market

Cashback is a bonus - TCB £30/ Quidco £26 for an activated card

Links in comment 1

>>>>>
The AA card is provided by the Bank of Ireland UK..

bankofirelanduk.com/cor…aa/

- 008

You can use the Quidco highest cash back guarantee, if you prefer them to TCB
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116 Comments
Chanchi32

...


http://reactiongifs.me/wp-content/uploads/2013/08/at-work-cookie-monster.gif
Chanchi32

...



http://2.bp.blogspot.com/-go6eKiLPFH0/UnYgZyHTkNI/AAAAAAAAOko/4iaTvSmv--I/s1600/cookie-monster-waiting.gif
Sounds like free money to me

http://media3.giphy.com/media/xDqnFsdTb1i2Q/giphy.gif
http://i67.tinypic.com/s10vib.gif

Free Money!!!!!!!

FREE that`s for me, nice find chanchi, heat added
Free money? Very nice...
http://laslow.net/reactiongifs/Batch04/Money.gif
Ta chanci.
If your card gets lost or stolen do they send round a yellow van with flashing lights to help you?
Automobile Association or Alcoholics Anonymous?
Can you transfer money from a personal loan on to this? Or can i do that on my current Credit card and do a balance transfer from that credit card to this one?

you can transfer your current CC debt to this new one...if you get it of course

Deefadog

Can you transfer money from a personal loan on to this? Or can i do that … Can you transfer money from a personal loan on to this? Or can i do that on my current Credit card and do a balance transfer from that credit card to this one?

Excellent. Thanks for posting this deal ... just in time !
Stooooooze
Awesome Thanks! Got it! 22 months though, but still good!
Just a double check yes or no ... One would be able to transfer debit from a credit card to this AA credit card. & in doing so have no interest to pay until the 24 months end?
My first looking into a balance transfer of debit (for a senior citizen).
HugoLuca

Just a double check yes or no ... One would be able to transfer debit … Just a double check yes or no ... One would be able to transfer debit from a credit card to this AA credit card. & in doing so have no interest to pay until the 24 months end? My first looking into a balance transfer of debit (for a senior citizen).



​oh yes. I do this regularly saves paying interest
They are not good for giving generous credit limit.
HugoLuca

Just a double check yes or no ... One would be able to transfer debit … Just a double check yes or no ... One would be able to transfer debit from a credit card to this AA credit card. & in doing so have no interest to pay until the 24 months end? My first looking into a balance transfer of debit (for a senior citizen).



I really hope it works out for you/or the person you're doing it for gets the card, it will take a lot of pressure off of them, especially as you've said they are a SC

It's a great deal for that very reason and there are absolutely no hidden fees, just need to make sure it's all paid off before the interest free time is up
Edited by: "maccy1" 17th May 2016
Awesome, £3900 24 months TCB tracked in minutes. Thanks OP!
can I transfer from this card to my current account? I don't know anything about credit card! cheers
yohanntessier

can I transfer from this card to my current account? I don't know … can I transfer from this card to my current account? I don't know anything about credit card! cheers



This card is more for people who want to transfer an outstanding balance from a loan/credit credit to benefit from 2 years 0% lending.

If you want to transfer money directly to your bank account then a money transfer credit card is probably what you are looking for, which transfers money from your credit card to your bank account for a small fee. The best money transfer deal on the market is Virgin Money 0% for 32 months with a 1.69% fee.

uk.virginmoney.com/vir…ds/

If you are not comfortable borrowing on a credit card the other option would be to look at a loan.

thanks
I love free money
thank you
I did this the last time round. AA quidco tracked but still not confirmed from January. Quidco says it well within 'their timeframe'. 5 months is not within mine. I would avoid if you're just after the cashback. Card was poo too as you could only use an app and it never stored the card you made payments from. Ended up clearing it and destroying. Not closed account yet for the fabled cashback.
there are minimum repayments to make each month.....?
Not eligible for this but I just noticed this card appears to be provided by Bank Of Ireland, in case that info is useful to some.
11111alex11111

there are minimum repayments to make each month.....?



yes all credit cards have a monthly minimum repayment - AA is 2.5%

thanks
thanks chanchi32
Thanks, looks like a great deal
srp111

​oh yes. I do this regularly saves paying interest


And when interest free period is over you close your credit card?
Tomas88

And when interest free period is over you close your credit card?


You have a few options. Lets say you have £2400 on a card with another company. You balance transfer to this card thus giving you 24 months to pay off the £2400. £100 a month to pay back. If you cannot afford to pay £100, lets say £50, you would have £1200 left at the end of the 24 months. At this point and timing is crucial, you balance transfer to another 0% on balance transfers card with as low a fee as possible -0 fee if you can. Lets say you had 12 months on the new card, that gives you this long to pay the £1200. Again, if you pay £50, it will have a balance of £600 at the end. You can then apply for another card until the whole amount is paid off. Hope this helps.
Edited by: "mistermoneysaver" 18th May 2016
Cheers
Can you transfer your balance at a later date. Just going through the process now and want to make a purchase on my current credit card before I transfer the balance. It is currently asking me to transfer the balance on my application, but I don't want to transfer just yet?.pending TV Purchase
This may help if you need to find out who owns your credit card as you cannot transfer from Bank of Ireland card to another Bank of Ireland card

uswitch.com/cre…rd/
mistermoneysaver

You have a few options. Lets say you have £2400 on a card with another … You have a few options. Lets say you have £2400 on a card with another company. You balance transfer to this card thus giving you 24 months to pay off the £2400. £100 a month to pay back. If you cannot afford to pay £100, lets say £50, you would have £1200 left at the end of the 24 months. At this point and timing is crucial, you balance transfer to another 0% on balance transfers card with as low a fee as possible -0 fee if you can. Lets say you had 12 months on the new card, that gives you this long to pay the £1200. Again, if you pay £50, it will have a balance of £600 at the end. You can then apply for another card until the whole amount is paid off. Hope this helps.


Thanks for your reply, I understand that, I wanted to find out about balance transfer card, so when my balance is paid off in full, it's not worth to keep that card? It's better just to close it down?
i got a 70% chance of getting it on the eligibility calculator... did and get the card with this or less of a percentage
sorry did anyone get it on 70% or less?
mistermoneysaver

You have a few options. Lets say you have £2400 on a card with another … You have a few options. Lets say you have £2400 on a card with another company. You balance transfer to this card thus giving you 24 months to pay off the £2400. £100 a month to pay back. If you cannot afford to pay £100, lets say £50, you would have £1200 left at the end of the 24 months. At this point and timing is crucial, you balance transfer to another 0% on balance transfers card with as low a fee as possible -0 fee if you can. Lets say you had 12 months on the new card, that gives you this long to pay the £1200. Again, if you pay £50, it will have a balance of £600 at the end. You can then apply for another card until the whole amount is paid off. Hope this helps.



Thank you for info, I always wondered this!
Chanchi32

yes all credit cards have a monthly minimum repayment - AA is 2.5%thanks



Is that quite higher than average?
Chanchi32

[quote=yohanntessier]. The best money transfer deal on the market is … [quote=yohanntessier]. The best money transfer deal on the market is Virgin Money 0% for 32 months with a 1.69% fee. http://uk.virginmoney.com/virgin/credit-cards/money-transfer-cards/thanks


Seriously need to check these out for maximum amount I can borrow as I want to switch my mortgage but the only decent rates have silly fees. If I got one of these I could pay of a few hundred a month and if theres much on at the end just transfer to a different 0% balance transfer

Would also mean My home would be unencumbered with only consumer debt on my experian
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