Amex customers: £9.99 per mth to cover Cardholder & ALL RESIDENT at same address for accidents, loss & theft for all portable gadgets, mobile phones & certain personal possessions up to £1,500 each (eg keys, handbag, camera, watch); max 3 claims pa
34°Expired

Amex customers: £9.99 per mth to cover Cardholder & ALL RESIDENT at same address for accidents, loss & theft for all portable gadgets, mobile phones & certain personal possessions up to £1,500 each (eg keys, handbag, camera, watch); max 3 claims pa

6
Found 3rd Oct 2012
americanexpress.com/uk/…als

(here is the brochure with exclusions etc - seems pretty fair.... americanexpress.com/uk/…pdf )

£9.99 pm

Take out under one householder who needs to be an Amex Card holder
but covers everyone who lives in the same house.

- all gadgets, mobile phones and personal possessions (eg keys, handbag, cameras, watches, sunglasses) under £1,500 covered (items over £250 have to be individually registered ) for anyone who lives in the same house
- this covers iPhones & other expensive mobiles (under £1,500 each ), iPads, Laptops, Cameras etc
- covers theft, accidental damage and loss
- max limit of 3 claims per year
- Note also all such items are covered worldwide for 90 days each year and if a mobile phone is stolen, also cover up to £2,000 of unauthorised usage (£500 on PAYG mobiles)


Much cheaper than individual phone cover. Eg cost to insure for 2 decent mobiles nowadays is often more than this (eg gadget-cover.com/ins…e=1 & eg 2 talkcover.co.uk/quo…ult ).

Amex pay smoothly in event of incidents in my past experience. This covers everything not just Amex purchases. Keeps it separate from home insurance no claims too which is helpful; no excess in the event of a claim but min claim has to be £50.

This multiple cover seems a no brainer, particularly in my case when we have a 2 year old around that has taken a shine to touchscreen phones and has her eye on the iPad too - it's only going to take me saying no to one episode of Peppa Pig and the screen gets it!

HERE IS A LIST OF WHAT IS COVERED:

Telecommunications equipment
Mobile phones, including Smartphones and accessories such as Bluetooth headsets.
Portable audio equipment
Including MP3 players, 2-way radios, portable CD players, headphones.
Portable everyday essentials
Wallets, purses, jewellery, watches, glasses, cosmetics, perfume, pens, sunglasses and more.
Portable TV and games equipment
Portable TV and DVD players, handheld game players.
Photographic equipment
Cameras, camcorders, lenses, binoculars.
Portable computer devices
Laptops, portable hard drives, calculators, personal organisers.
Portable navigation equipment
GPS trackers, speed camera detectors, satellite navigation units.
Luggage items and accessories
Handbags, luggage sets, briefcases, suit carriers.
Small domestic and electronic beauty appliances
Toothbrushes, electric razors, hairdryers, hair straighteners, fitness monitors and more.
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6 Comments
Check again - it does not cover items which are not portable such as TVs.

Have not voted either way.
Thanks for flagging, I've amended to reflect that it is for "portable" gadgets and include a list of what is covered.
Edited by: "londonuk" 3rd Oct 2012
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deleted87949
In the event of a claim do they attempt they attempt to reclaim from your home insurance provider?
no this is a separate insurance.

Had this insurance for well over a year now and had to claim when i dropped my Galaxy Nexus S. Claim went smoothly, top notch repair and no excess to pay. A worthy service IMO.
This is actually pretty expensive by comparison with an all-risks extension to a home contents policy. Not everyone has one of those, though, so it might be useful for some.

Careful, though - they will attempt to reclaim from your home insurance provider, even though it's a separate policy.
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