Unfortunately, this deal is no longer available
Apple - Barclays 0% Finance Option
544° Expired

Apple - Barclays 0% Finance Option

33
Posted 30th Nov 2018Edited by:"Kenny_Ken"

This deal is expired. Here are some options that might interest you:

Apples currently have the 0% Barclays finance option, helps spread the cost over the year on some of them high end items.

  • 0% over 12 months.
    Offer closes 17th January 2019.
  • £399 minimum order.
  • Get an instant decision and have your order shipped directly to you.*
Representative Example
  • £999 Loan Amount
  • Cash Price £999
  • Duration of Agreement 12 months
  • Representative APR 0% APR
  • 12 Monthly payments of £83.25
  • Total Amount Payable £999

How it works.
Shop and make your purchase. Add what you want to buy to your bag. Continue with checkout until you get to Payment & Billing details.


Choose an instalment plan. Click the Instalments button select Barclays Financing. Complete the credit application.


Complete your order. Review your order for accuracy. Then, depending on your financing option, you can have your Apple products shipped to you, pick them up in-store or collect from a pick up point.


Gift cards are not eligible for financing

More T&C's on the webpage.
Community Updates

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Top comments
pasgun30/11/2018 13:10

You can afford to offer free credit when you're margin is 80%


Barclays have an 80% profit margin?! Wow, I guess they have to recoup the amount paid in fines somehow!

Oh... you tried to make a funny point about Apple, totally disregarding the fact that it's not Apple offering the finance? So predictable and boring.
You can afford to offer free credit when your margin is 80%
Edited by: "pasgun" 30th Nov 2018
And so another Apple thread will degenerate into a slanging match. This place is going down hill.

This is a handy post. Thanks OP.
33 Comments
You can afford to offer free credit when your margin is 80%
Edited by: "pasgun" 30th Nov 2018
pasgun1 m ago

You can afford to offer free credit when you're margin is 80%


Exactly, and it should be standard for that very reason.
pasgun30/11/2018 13:10

You can afford to offer free credit when you're margin is 80%


Barclays have an 80% profit margin?! Wow, I guess they have to recoup the amount paid in fines somehow!

Oh... you tried to make a funny point about Apple, totally disregarding the fact that it's not Apple offering the finance? So predictable and boring.
HacKage3 m ago

Barclays have an 80% profit margin?! Wow, I guess they have to recoup the …Barclays have an 80% profit margin?! Wow, I guess they have to recoup the amount paid in fines somehow!Oh... you tried to make a funny point about Apple, totally disregarding the fact that it's not Apple offering the finance? So predictable and boring.


Its an agreement between apple and Barclays. Apple will pay barclays the interest etc..
HacKage17 m ago

Barclays have an 80% profit margin?! Wow, I guess they have to recoup the …Barclays have an 80% profit margin?! Wow, I guess they have to recoup the amount paid in fines somehow!Oh... you tried to make a funny point about Apple, totally disregarding the fact that it's not Apple offering the finance? So predictable and boring.



You think Barclays are offering to 0% finance to Apple customers for nothing in reward? Barclays are going to get some sort of extra business or payment for this from Apple.

If I asked you to give somebody free credit, would you just say 'sure thing'? Don't think so.
Avatar
deleted1054391
HacKage30/11/2018 13:23

Barclays have an 80% profit margin?! Wow, I guess they have to recoup the …Barclays have an 80% profit margin?! Wow, I guess they have to recoup the amount paid in fines somehow!Oh... you tried to make a funny point about Apple, totally disregarding the fact that it's not Apple offering the finance? So predictable and boring.


So you love Apple more than your own family:

Good for you, I hope you're both very happy together
Be careful if you are self-employed applying for Barclays credit... they turned me down twice when trying to buy a Mac in the past. Never had a problem with any other bank. My credit rating is fine as it happens, they just don't seem to like the self-employed.
Avatar
deleted72028
Nice! I can afford that XS now that I can't actually afford!
And so another Apple thread will degenerate into a slanging match. This place is going down hill.

This is a handy post. Thanks OP.
Apparently I bought an XS recently, using this very finance offer. I also used a Lloyd's bank account that I've never had. First I heard of it was when the Barclays Partner Finance letter came through the letter box saying I had taken out over £1,500 of credit.

True story. Stay safe out there people.

(written on my Samsung S8)
Stanmore6330/11/2018 13:55

Be careful if you are self-employed applying for Barclays credit... they …Be careful if you are self-employed applying for Barclays credit... they turned me down twice when trying to buy a Mac in the past. Never had a problem with any other bank. My credit rating is fine as it happens, they just don't seem to like the self-employed.


@Stanmore63 I bought an XS Max last month through this. Had no issue for being self-employed for nearly a decade8)
Barclays have always been known to be pretty strict with finance. You’ll really need to prove you’re able to manage and sustain credit. Some of the worst affected are self employed, or unemployed with lots of money.
HacKage1 h, 1 m ago

Barclays have an 80% profit margin?! Wow, I guess they have to recoup the …Barclays have an 80% profit margin?! Wow, I guess they have to recoup the amount paid in fines somehow!Oh... you tried to make a funny point about Apple, totally disregarding the fact that it's not Apple offering the finance? So predictable and boring.


Don't be that guy. Oops too late.
This is always an option (on iPhones at least, if you can pick up instore) via iPhone Payments, previous thread below:
hotukdeals.com/dea…361

If the link doesn't work go to the Upgrade Programme and halfway down there's a link to it.
Not exactly a deal if this is Apple’s normal service that they offer.
quidmaster18 m ago

Not exactly a deal if this is Apple’s normal service that they offer.



This Barclays 0% is a temporary offer on all products over £399, Normally around 15% for the rest (phones have a 0% purchase option)
Edited by: "Kebabselector" 30th Nov 2018
WaxMechaniK26 m ago

Barclays have always been known to be pretty strict with finance. You’ll r …Barclays have always been known to be pretty strict with finance. You’ll really need to prove you’re able to manage and sustain credit. Some of the worst affected are self employed, or unemployed with lots of money.



I got turned down a couple of years ago when I was looking to get an Apple Watch on 0% - despite having decent credit scores and paying everything on time (also full time employed, small mortgage - I did owe around 7k on a 0% credit card balance). Decided to use my savings instead and thanked Barclays by closing a couple of accounts I had with them.

I didn't meet their lending criteria apparently - but they couldn't tell me why.
Edited by: "Kebabselector" 30th Nov 2018
Stanmorepark30/11/2018 13:55

Be careful if you are self-employed applying for Barclays credit... they …Be careful if you are self-employed applying for Barclays credit... they turned me down twice when trying to buy a Mac in the past. Never had a problem with any other bank. My credit rating is fine as it happens, they just don't seem to like the self-employed.


HAppended to me mate with John Lewis' credit card...
gjc511130/11/2018 14:51

HAppended to me mate with John Lewis' credit card...


My wife applied for this a year back, employed almost perfect credit score,(we went and double checked Equifax as we thought something had to be wrong) she was refused, with no reason given, 30 mins we'll never get bk.
Good to see no lessons learned from the last financial crash.
Bring on the toxic loans....
jamgin9 m ago

Good to see no lessons learned from the last financial crash.Bring on the …Good to see no lessons learned from the last financial crash.Bring on the toxic loans....


I agree but don't offer a service that's so random, I read up on this and the amount of people with good credit that were refused was ridiculous.
deleted105439130/11/2018 13:44

So you love Apple more than your own family:Good for you, I hope you're …So you love Apple more than your own family:Good for you, I hope you're both very happy together


Are you orite? :/
Should be over 24 months at apples current prices
I was going to get the iPad Pro and Pencil. Couldn’t apply for the credit because I can’t pick up in store.

Saved myself £880 I suppose
quidmaster30/11/2018 14:34

Not exactly a deal if this is Apple’s normal service that they offer.


If isn’t, it comes and goes. This current offer ends 17 Jan.
Brace yourselves because they will reject your finance application they're crap like that
doesn't seem to be working in conjunction with student or employer discounts
joe_f5 h, 41 m ago

My wife applied for this a year back, employed almost perfect credit …My wife applied for this a year back, employed almost perfect credit score,(we went and double checked Equifax as we thought something had to be wrong) she was refused, with no reason given, 30 mins we'll never get bk.


Yeah, there reason was that I was self employed. No other reason without looking at my credit score etc
colin100864 h, 58 m ago

If isn’t, it comes and goes. This current offer ends 17 Jan.


Okay, thanks, I stand corrected.
12 months .......surely very deals were better when they take off £100/£150 and offer you 12 months buy now pay later options.
Recently, I was looking at the website of my local Apple premium reseller and noticed that it does 24 months interest-free credit. Since then I’ve checked another reseller and it also does 24 months interest-free.

That said, this is a good spot and I’ve used the same deal before.
How is getting people into debt a deal?
Bigcats302nd Dec

How is getting people into debt a deal?


Well I’ve personally been waiting for this - I can afford to pay for the phone outright as I have saved for it. But if there is an option to spread the payments and keep the money in my own savings for as long as possible then that seems like a good deal for me.

That said, I used this to buy an iPhone 6 and it was great however it allowed you to choose a term of 12 or 18 months - this has a maximum of 12. Does anyone know if they still do a longer term if you go in store rather than online, as they have the 0% offer on permenantly/more frequently than online. If not 12 it is!
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