Asda cashback credit card – 1% cashback on Asda spend (as Asda vouchers), 0.5% elsewhere (drops 0.2% 13/04)
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Asda cashback credit card – 1% cashback on Asda spend (as Asda vouchers), 0.5% elsewhere (drops 0.2% 13/04)

Editor 91
Editor
Found 20th Feb
This is a nice little deal for people who regularly shop at Asda. The Asda cashback credit card offers:

  • 1% cashback on all Asda spend, including Asda stores, Living, Grocery Home Shopping, petrol, and George.com
  • 0.5% cashback on all other purchases
  • 10% cashback on selected Asda Money insurance products
  • 0% interest for 6 months on all George purchases of £200 or more
  • 0% on Balance Transfers for 12 months (BT fee 3%)
  • Standard purchase APR 19.9%

How much cashback can you earn?
According to Asda’s cashback calculator someone spending £50 on week on groceries, £25 on Asda fuel, £25 a week at George and £100 a week on all other spending, would earn £88.92 a year in cashback.

Terms and conditions for Asda's cashback are here.

The golden rule of cashback cards
As always, you should only opt for a cashback card if you can pay off your balance in full every month. If you don’t, the cashback you receive will likely be dwarfed by the interest you pay.

Discount on insurance

It’s worth pointing out that the 10% discount on Asda insurance doesn’t mean Asda will necessarily be the best insurer for you, as quotes vary widely from insurer to insurer. If you’re buying home or car insurance, shop around for quotes using a price comparison
site and compare these with a quote from Asda taking the discount into account.



Edit: Please note the cashback is in the form of Asda vouchers
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CHEAPER TO SHOP AT ALDI ON A DAY TO DAY BASIS.....
Maybe worth just adding to the post that the cashback is in the form of Asda vouchers e.g. its not a monetary amount that will go into your bank account.

Good card if you are an Asda shopper.
Boogieman9920th Feb

What would everyone say the best credit card is fit cashback right now? My …What would everyone say the best credit card is fit cashback right now? My credit scores 940 and I have little trouble getting cards just need to decide on which would be best.




Would probably say Amex

- Fee free card everyday americanexpress.com/uk/…rd/
- Fee card £25 americanexpress.com/uk/…rd/

You would need to work out which one would be better for you based on spend e.g. would you earn enough incremental cashback to cover the £25 fee
The cash back of 0.5% on all other purchases is only until the 13th April. After then it drops to 0.2%
91 Comments
CHEAPER TO SHOP AT ALDI ON A DAY TO DAY BASIS.....
What would everyone say the best credit card is fit cashback right now? My credit scores 940 and I have little trouble getting cards just need to decide on which would be best.
If only could get a cashback card minus the credit bit it would be great
Maybe worth just adding to the post that the cashback is in the form of Asda vouchers e.g. its not a monetary amount that will go into your bank account.

Good card if you are an Asda shopper.
been looking for some sort of reward scheme from asda. BUT 1% come on asda. However heat for the op
Boogieman9920th Feb

What would everyone say the best credit card is fit cashback right now? My …What would everyone say the best credit card is fit cashback right now? My credit scores 940 and I have little trouble getting cards just need to decide on which would be best.




Would probably say Amex

- Fee free card everyday americanexpress.com/uk/…rd/
- Fee card £25 americanexpress.com/uk/…rd/

You would need to work out which one would be better for you based on spend e.g. would you earn enough incremental cashback to cover the £25 fee
healthandsafety22 m ago

CHEAPER TO SHOP AT ALDI ON A DAY TO DAY BASIS.....


Aldi is good for things like milk, bread, eggs, meat, etc but IMO it isn't good for snacks and fizzy drinks

It's not good for ice cream either since they dont sell things big brands like Ben and Jerry's or Häagen-Dazs ( I think, I haven't been in years, I believe they only sell their Store Brand products)
Edited by: "Norseg" 20th Feb
I've got this. It used to be automatic cash back which went into your account. They have changed it, and you have to actively request the money back, via a voucher redemption scheme, and you get vouchers which can only be spent against an ASDA shop. I did this and when I went to spend the vouchers, I had to find the original redemption Email on my phone, hand the phone over and let the cashier delete the Email. Luckily I had the phone on my, or I'd have had to spend the voucher on my next shop.... The people behind me in the Q must have loved me! (This was at the Brighton Asda at Hollingbry)
Not sure why this is a 'deal'? Has been this rate for years and as others say it's no longer 'cashback', but now have to redeem vouchers at Asda
I have the Asda Cashback + card. £3 a month fee but 2% cash back at Asda and 1% everywhere else.
Chanchi3214 h, 48 m ago

Would probably say Amex- Fee free card everyday …Would probably say Amex- Fee free card everyday https://www.americanexpress.com/uk/credit-cards/platinum-cashback-everyday-credit-card/- Fee card £25 https://www.americanexpress.com/uk/credit-cards/platinum-cashback-credit-card/You would need to work out which one would be better for you based on spend e.g. would you earn enough incremental cashback to cover the £25 fee


Yea agre but I got three months with 5% cashback but no more than £120 so that was amazing Also was £25 cashback from quidco or topcashback
I have been using the Asda card for a year or 2 now. I find their section 75 claim policy to be appalling. They instantly try to get you to go through other routes and do not want to help. I've used MBNA before who are much more accommodating to section 75.
Compatible with Google Pay?
healthandsafety17 h, 7 m ago

CHEAPER TO SHOP AT ALDI ON A DAY TO DAY BASIS.....

Norseg16 h, 48 m ago

Aldi is good for things like milk, bread, eggs, meat, etc but IMO it isn't …Aldi is good for things like milk, bread, eggs, meat, etc but IMO it isn't good for snacks and fizzy drinksIt's not good for ice cream either since they dont sell things big brands like Ben and Jerry's or Häagen-Dazs ( I think, I haven't been in years, I believe they only sell their Store Brand products)

And use the ASDA card to pay to get 0.5% back as well perhaps? Then go to ASDA every now and then to use the voucher - for your snacks and fizzy drinks needs.
justboris4 h, 58 m ago

Compatible with Google Pay?


It’s not compatible with Apple Pay and every time you redeem the asda vouchers at checkout the manager has to be called over as they are clueless how to redeem, most managers struggle. I average about 10 minutes to pay, I’m cancelling for this reason
I actually use Aqua Rewards the most. It's Mastercard so everyone accepts it unlike American Express. It's 0.5% cashback for every transaction including in foreign currency. Plus no foreign currency fees. It sure does have huge APR but it shouldn't matter if you're paying it off every month. After initial 1200 pounds they raised my credit limit to 4900 and sent me a new card with added contactless ability. It doesn't support Apple Pay though which would be great. Still not a biggie.
pshemek17 h, 35 m ago

I actually use Aqua Rewards the most. It's Mastercard so everyone accepts …I actually use Aqua Rewards the most. It's Mastercard so everyone accepts it unlike American Express. It's 0.5% cashback for every transaction including in foreign currency. Plus no foreign currency fees. It sure does have huge APR but it shouldn't matter if you're paying it off every month. After initial 1200 pounds they raised my credit limit to 4900 and sent me a new card with added contactless ability. It doesn't support Apple Pay though which would be great. Still not a biggie.


Yeah I’ve found aqua good as well. Cash back yearly against statement balance, but I think it is a maximum of £125. Not 100% sure about this though.
For all the good these store cards are, you'd be as well swiping your stripe with them, as they only encourage you to spend more on groceries than you need to, only for the excess to go into the bin, live within your means and you'll save more in the long run.
Edited by: "M-M" 22nd Feb
pinkstacey21 h, 24 m ago

It’s not compatible with Apple Pay and every time you redeem the asda v …It’s not compatible with Apple Pay and every time you redeem the asda vouchers at checkout the manager has to be called over as they are clueless how to redeem, most managers struggle. I average about 10 minutes to pay, I’m cancelling for this reason


If you go to self-checkout and press 'enter barcode' then type the long number along the bottom of the barcode, this also works. Much nicer if there's no one waiting on you!

(The money off won't show up immediately, but when you go to pay and select by card it'll wait a sec, then a screen will come up saying which vouchers were accepted and your long number should be in that list).
saltandpepper20th Feb

I've got this. It used to be automatic cash back which went into your …I've got this. It used to be automatic cash back which went into your account. They have changed it, and you have to actively request the money back, via a voucher redemption scheme, and you get vouchers which can only be spent against an ASDA shop. I did this and when I went to spend the vouchers, I had to find the original redemption Email on my phone, hand the phone over and let the cashier delete the Email. Luckily I had the phone on my, or I'd have had to spend the voucher on my next shop.... The people behind me in the Q must have loved me! (This was at the Brighton Asda at Hollingbry)


One thing I do like though is the voucher is almost instant - don't have to wait until next month or anything for the cashback to add up.

Has to be at least £2.50 to be made into a voucher, but it's a nice little boost for when we are in Asda!
Cheaper to shop in Lidl on a day to day basis.

Just my tuppence worth..
firstofficer1 h, 44 m ago

Cheaper to shop in Lidl on a day to day basis.Just my tuppence worth..


You can use this card (any other Visa or Mastercard) at Lidl.
WillPS7 m ago

You can use this card (any other Visa or Mastercard) at Lidl.




And can one use the earned vouchers there too?

Kind regards
firstofficer12 m ago

And can one use the earned vouchers there too?Kind regards


Of course not; but if you ever spend anything in Asda you're better off.

If you regularly shop at Aldi/Lidl I'd recommend the Natwest Reward Credit Card - 1% back in cash on all supermarket spend (including Aldi, Lidl and Asda) and 0.5% everywhere else. £24/year fee, refunded if you have a Natwest Reward bank account (£2/month, and I recomment that too as it gives 2% cashback on most utility and council tax DDs).
WillPS24 m ago

Of course not; but if you ever spend anything in Asda you're better off.If …Of course not; but if you ever spend anything in Asda you're better off.If you regularly shop at Aldi/Lidl I'd recommend the Natwest Reward Credit Card - 1% back in cash on all supermarket spend (including Aldi, Lidl and Asda) and 0.5% everywhere else. £24/year fee, refunded if you have a Natwest Reward bank account (£2/month, and I recomment that too as it gives 2% cashback on most utility and council tax DDs).


Nice one...I think I'll inven in one of these (NatWest I mean)

Kindest regards
WillPS1 h, 28 m ago

Of course not; but if you ever spend anything in Asda you're better off.If …Of course not; but if you ever spend anything in Asda you're better off.If you regularly shop at Aldi/Lidl I'd recommend the Natwest Reward Credit Card - 1% back in cash on all supermarket spend (including Aldi, Lidl and Asda) and 0.5% everywhere else. £24/year fee, refunded if you have a Natwest Reward bank account (£2/month, and I recomment that too as it gives 2% cashback on most utility and council tax DDs).


Yes and remember that Asda have the 10% price gurantee. I've saved a great deal of money of my purchases by simply doing an online check after each shop.
The cash back of 0.5% on all other purchases is only until the 13th April. After then it drops to 0.2%
cashback vouchers can also purchase gift cards for amazon etc (same as tesco clubcard vouchers)
Edited by: "neal" 22nd Feb
It's not cashback anymore!

It's effectively ASDA gift vouchers so no different than points from other providers.
At least Tesco, Sainsburys and Waitrose don't misrepresent their credit cards as 'cashback'!
johnson148116 h, 35 m ago

The cash back of 0.5% on all other purchases is only until the 13th April. …The cash back of 0.5% on all other purchases is only until the 13th April. After then it drops to 0.2%


Just seen this on MSE. Rubbish that they haven't updated their website.

Do you know if the 'Plus' variant is being dropped as well?
Chanchi3220th Feb

Maybe worth just adding to the post that the cashback is in the form of …Maybe worth just adding to the post that the cashback is in the form of Asda vouchers e.g. its not a monetary amount that will go into your bank account.Good card if you are an Asda shopper.


?? I get my cashback direct to the card statement every month (a month in arrears)
Edited by: "dré." 23rd Feb
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deleted1797917
It’s not cashback it’s CASHBACK VOUCHERS for use in Asda they are two very different things.....very misleading description.
Tried them last autumn and they were awful. I've never had bad service from a card company until I encountererd this shambles. Asda is our local store and, as we had an Asda card years ago which we were happy with and keen to go back to them. But this is run by a different operator. They were so bad I cut the card up after the second month. CS was very poor and I felt the website was deceitful in the way an important settings screen had no obvious link to it, which meant I incurred charges unnecessarily, so I felt I was being stitched up. They also asked for the same two characters of my logon every time I logged on for weeks and there were other problems with their website that seemed to favor them over the user. I definitely would advise everyone to steer clear. Its not Asda but the operating company that is the problem. Apart from the logo on the website CS seem to disown Asda as most of the texts and emails come from someone else as does what appears on the bank statement, which makes it difficult in this age of scammers to know what is genuine and what is fake. This is especially a worry when they were so incapable of randomising a couple of digits for the logon and I amleft wondering when they will get hacked themselves.
Just had a letter from my Asda card, they are reducing the cashback (probably because of all of you! Just kidding)

0.5% to 0.2% for spend out of Asda and abroad
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deleted1797917
deleted179791723rd Feb

It’s not cashback it’s CASHBACK VOUCHERS for use in Asda they are two very …It’s not cashback it’s CASHBACK VOUCHERS for use in Asda they are two very different things.....very misleading description.


And the mods won’t change the description either......
diverse8 h, 49 m ago

?? I get my cashback direct to the card statement every month (a month in …?? I get my cashback direct to the card statement every month (a month in arrears)


I don't think you do (anymore) it changed.
healthandsafety20th Feb

CHEAPER TO SHOP AT ALDI ON A DAY TO DAY BASIS.....


Is it really though?
Pay £3/month and have 2% back at Asda and 1% everywhere else. It's worth it if you're a big spenda' !!!
johnson148122nd Feb

The cash back of 0.5% on all other purchases is only until the 13th April. …The cash back of 0.5% on all other purchases is only until the 13th April. After then it drops to 0.2%


Thanks for the heads-up. Just got my statement and no mention of that.
I will be looking for another credit card as rarely shop in Asda.
Sometimes these 'deals' end up being negative marketing
firstofficer22nd Feb

Cheaper to shop in Lidl on a day to day basis.Just my tuppence worth..



Indeed tell me when i can order my food online with them and i will switch stright away
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