Audi A6 2.0 TDI Ultra SE Executive. 2yrs £800 initial, £267 per month (both incl VAT). 10k miles p/a @ Blue chilli cars
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Audi A6 2.0 TDI Ultra SE Executive. 2yrs £800 initial, £267 per month (both incl VAT). 10k miles p/a @ Blue chilli cars

154
Found 24th Jul 2017
Brand new Audi A6 for £7,300 over two years (including the rather high £360 vehicle sourcing fee which is potentially negotiable). The depreciation when you drive off the forecourt will be that alone.

I have chosen the lowest initial rental and highest monthly payment but other profiles are available, e.g. £1900 down and £216 per month.

10k miles per annum allowance.
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Original Poster
nobbyonnet

An expensive way to pay for your motoringThe logic of these leasesPCPs … An expensive way to pay for your motoringThe logic of these leasesPCPs seems to be akin to ordering a pint but only paying for half - it seems like a good deal until you discover that you can only have a sip before giving it back to the barman who sells on an almost full pint for half price.I'd rather be having the second half of the deal



Lets unpack this analogy.... how long does a car realistically last before it is shot? Looking at the Audis on the road I'd say about 10 years before you're looking to cut your losses....

The key to successful leasing is all about getting the really cheap deals like this... the first commenter's deal is even better so you can get this £34k RRP car for £3.5k per year...

You do this five times, for ten years, and you have had five new cars.... with new tyres, with full warranties, with new tech and with included road tax for those ten years. This has cost you £35k.

Alternatively you can buy 'the whole pint'... you pay your £34k (less discount but plus finance costs, unless you buy outright) and you get to buy numerous sets of tyres, pay for malfunctions/breakdowns for seven years and pay road tax and servicing yourself too.... You own the car but what do you get?.... you get a banger worth £2-3k. You've probably had to pay for new diesel injectors or similar for four figures and your car is less efficient and less well equipped than all the modern ones on the road....

I'd rather pay for one pint, yet sip one fifth of the five increasingly better ones than finish the first....
Edited by: "lhurren" 24th Jul 2017
nobbyonnet

An expensive way to pay for your motoringThe logic of these leasesPCPs … An expensive way to pay for your motoringThe logic of these leasesPCPs seems to be akin to ordering a pint but only paying for half - it seems like a good deal until you discover that you can only have a sip before giving it back to the barman who sells on an almost full pint for half price.I'd rather be having the second half of the deal



I don't go to pubs that serve second hand beer.
Edited by: "andypolack" 24th Jul 2017
An expensive way to pay for your motoring

The logic of these leasesPCPs seems to be akin to ordering a pint but only paying for half - it seems like a good deal until you discover that you can only have a sip before giving it back to the barman who sells on an almost full pint for half price.

I'd rather be having the second half of the deal
154 Comments
Some great deals on the A4 and A6s currently - due a new car in Dec - hopefully some last until then
Original Poster
m5rcc

£17.42/net/month or £418.08 cheaper as total here:



Have never heard of them before. If they come through then that is a great price.

I have personally leased from Blue Chilli before and their customer service was excellent. Is it +£400 excellent?.... probably not
lhurren

Have never heard of them before. If they come through then that is a … Have never heard of them before. If they come through then that is a great price. I have personally leased from Blue Chilli before and their customer service was excellent. Is it +£400 excellent?.... probably not



Both firms are FCA and BVRLA regulated. I personally wouldn't pay £418 more for the same car elsewhere, unless they can price match (if you have enjoyed previous customer satisfaction).

Yeah but why spend money on this, I have a 12 year old Nova that never … Yeah but why spend money on this, I have a 12 year old Nova that never lets me down



https://media.giphy.com/media/6ocWrFaWjN12o/giphy.gif
lhurren

Have never heard of them before. If they come through then that is a … Have never heard of them before. If they come through then that is a great price. I have personally leased from Blue Chilli before and their customer service was excellent. Is it +£400 excellent?.... probably not



You can always get a quote from them and ask Blue Chilli to pricematch
Is it just me or there search function give me a blank page?
What does 3+23 mean?
When will the car get delivered though?
MickKnipfler

What does 3+23 mean?



Equivalent of three monthly payments as a lump sum at the start of the lease, followed by 23 monthly payments after that.
Avatar
deleted90968
Not a fan of Audis myself but can't argue with this. Great deal.
I booked the same car from Gateway2lease 2 weeks back and they had one in stock being delivered in few weeks. I am paying just a little bit more than this deal.
I'm a bit confused. The 23+9'and 23+3 deals total cost are the same. Why would you choose to pay more upfront??
terencetcf

When will the car get delivered though?



For anyone interested. The car will be delivered by the end of Sep.
Too bad I need a car in Aug....
terencetcf

When will the car get delivered though?



For anyone interested. The car will be delivered by the end of Sep.
Too bad I need a car in Aug....
"The depreciation when you drive off the forecourt will be that alone." Assuming that the leasing companies aren't actually out to make a loss then given the above statement surely the leasing companies must be getting the vehicles at a hugely discounted price - so logic dictates that there must be a reason for the huge discounts on the price?
Is this model about to be replaced?
Can they not actually sell this model without huge discounts?
Are they selling these, (rather than leasing) at hugely inflated prices?
mgk

Some great deals on the A4 and A6s currently - due a new car in Dec - … Some great deals on the A4 and A6s currently - due a new car in Dec - hopefully some last until then


Got any A4 examples?
Thanks.
An expensive way to pay for your motoring

The logic of these leasesPCPs seems to be akin to ordering a pint but only paying for half - it seems like a good deal until you discover that you can only have a sip before giving it back to the barman who sells on an almost full pint for half price.

I'd rather be having the second half of the deal
nobbyonnet

An expensive way to pay for your motoringThe logic of these leasesPCPs … An expensive way to pay for your motoringThe logic of these leasesPCPs seems to be akin to ordering a pint but only paying for half - it seems like a good deal until you discover that you can only have a sip before giving it back to the barman who sells on an almost full pint for half price.I'd rather be having the second half of the deal



Leasing isn't for everyone, but your comments miss out several of the benefits of leasing a new car over buying a nearly new car second hand. First, new cars typically come with full warranties for the entire lease period, meaning that if anything goes wrong with the car, it costs you nothing. This isn't the case with buying secondhand.

The second benefit of leasing is that you can often choose the exact specification of the car. When buying secondhand, you are limited to what is on the market when you are looking to buy, which often means compromising on your perfect specification.

Finally, buying a used car is exactly that - a used car. You have no idea how the car has been treated and possibly damaged during the previous ownership(s). There may also be visible wear and tear that isn't present on a new car.

In short, buying nearly new can save you money, but you save money for a reason - you're not getting everything that you would when buying/leasing new.
Edited by: "Youngsyr" 24th Jul 2017
nobbyonnet

An expensive way to pay for your motoringThe logic of these leasesPCPs … An expensive way to pay for your motoringThe logic of these leasesPCPs seems to be akin to ordering a pint but only paying for half - it seems like a good deal until you discover that you can only have a sip before giving it back to the barman who sells on an almost full pint for half price.I'd rather be having the second half of the deal



I don't go to pubs that serve second hand beer.
Edited by: "andypolack" 24th Jul 2017
Youngsyr

Leasing isn't for everyone, but your comments miss out several of the … Leasing isn't for everyone, but your comments miss out several of the benefits of leasing a new car over buying a nearly new car second hand. First, new cars typically come with full warranties for the entire lease period, meaning that if anything goes wrong with the car, it costs you nothing. This isn't the case with buying secondhand.The second benefit of leasing is that you can often choose the exact specification of the car. When buying secondhand, you are limited to what is on the market when you are looking to buy, which often means compromising on your perfect specification.Finally, buying a used car is exactly that - a used car. You have no idea how the car has been treated and possibly damaged during the previous ownership(s). There may also be visible wear and tear that isn't present on a new car.In short, buying nearly new can save you money, but you save money for a reason - you're not getting everything that you would when buying/leasing new.


The clue was in my opening line. I was making a point about comparative value for money, not the false comfort of saving the prospect of spending a few hundred quid on repairs because you've already torched a few thousand on depreciation.

It's a red herring to assert that if anything goes wrong it "costs you nothing" it costs you a lot.; misunderstanding that the first two years of depreciation far outweighs any likely repair bills costs you very dearly indeed.

I omitted the subjective benefits of leasing a new car because they are trivial when compared to the significance of the cost of selling a car before you've properly used it.

We can agree on one thing - leasing isn't for everyone. It isn't for anyone who appreciates value for money.
I've never really seen lease as being financially attractive either but when you look at the % of new cars that are leased, they must be popular for a reason
Original Poster
nobbyonnet

An expensive way to pay for your motoringThe logic of these leasesPCPs … An expensive way to pay for your motoringThe logic of these leasesPCPs seems to be akin to ordering a pint but only paying for half - it seems like a good deal until you discover that you can only have a sip before giving it back to the barman who sells on an almost full pint for half price.I'd rather be having the second half of the deal



Lets unpack this analogy.... how long does a car realistically last before it is shot? Looking at the Audis on the road I'd say about 10 years before you're looking to cut your losses....

The key to successful leasing is all about getting the really cheap deals like this... the first commenter's deal is even better so you can get this £34k RRP car for £3.5k per year...

You do this five times, for ten years, and you have had five new cars.... with new tyres, with full warranties, with new tech and with included road tax for those ten years. This has cost you £35k.

Alternatively you can buy 'the whole pint'... you pay your £34k (less discount but plus finance costs, unless you buy outright) and you get to buy numerous sets of tyres, pay for malfunctions/breakdowns for seven years and pay road tax and servicing yourself too.... You own the car but what do you get?.... you get a banger worth £2-3k. You've probably had to pay for new diesel injectors or similar for four figures and your car is less efficient and less well equipped than all the modern ones on the road....

I'd rather pay for one pint, yet sip one fifth of the five increasingly better ones than finish the first....
Edited by: "lhurren" 24th Jul 2017
nobbyonnet2 h, 4 m ago

An expensive way to pay for your motoring



Not necessarily. Depends on how you normally arrange to pay for your motoring. Someone who regularly replaces their car every 2/3 years with a new model will normally be better off with a good lease deal rather than buying (or financing) upfront.

nobbyonnet2 h, 4 m ago

The logic of these leasesPCPs seems to be akin to ordering a pint but only …The logic of these leasesPCPs seems to be akin to ordering a pint but only paying for half - it seems like a good deal until you discover that you can only have a sip before giving it back to the barman who sells on an almost full pint for half price.I'd rather be having the second half of the deal



I'd rather have the first sip. I don't want to drink someone else's pint, who knows what types of germs/ diseases they're carrying.

Stop forcing your narrow point of view of 'value for money' down other people's throats.
MickKnipfler

I've never really seen lease as being financially attractive either but … I've never really seen lease as being financially attractive either but when you look at the % of new cars that are leased, they must be popular for a reason


They've become very much more popular recently because manufacturers have been using them to shift stock. Lease and PCP have been used to inflate sales by disguising discounts not available to cash buyers More worryingly for the rest of the us in the economy, in house finance Co s have been loosening lending standards. Agreeing loans to people without checking or caring about affordability. A similar cavalier attitude contributed to the banking crisis in 2008.
lhurren

Lets unpack this analogy.... how long does a car realistically last … Lets unpack this analogy.... how long does a car realistically last before it is shot? Looking at the Audis on the road I'd say about 10 years before you're looking to cut your losses....The key to successful leasing is all about getting the really cheap deals like this... the first commenter's deal is even better so you can get this £34k RRP car for £3.5k per year...You do this five times, for ten years, and you have had five new cars.... with new tyres, with full warranties, with new tech and with included road tax for those ten years. This has cost you £35k.Alternatively you can buy 'the whole pint'... you pay your £34k (less discount but plus finance costs, unless you buy outright) and you get to buy numerous sets of tyres, pay for malfunctions/breakdowns for seven years and pay road tax and servicing yourself too.... You own the car but what do you get?.... you get a banger worth £2-3k. You've probably had to pay for new diesel injectors or similar for four figures and your car is less efficient and less well equipped than all the modern ones on the road....I'd rather pay for one pint, yet sip one fifth of the five increasingly better ones than finish the first....


But the problem from a VFM point of view is that you don't get to sip a fifth, you only get a mouthful.
m5rcc

£17.42/net/month or £418.08 cheaper as total here:



I'm confused. Which is cheaper and the best deal here?

Is this really £205 per month or is there some catch?
Mind you, you can buy this car for £24,404 on Broadspeed
andypolack


Ceased production in 1993. Pinoccio
Original Poster
Dan__

I'm confused. Which is cheaper and the best deal here?Is this really £205 … I'm confused. Which is cheaper and the best deal here?Is this really £205 per month or is there some catch?



m5rcc's is the cheapest. It really is £205 per month but your first payment is £1800 not £800
admpgk3 h, 52 m ago

"The depreciation when you drive off the forecourt will be that alone." …"The depreciation when you drive off the forecourt will be that alone." Assuming that the leasing companies aren't actually out to make a loss then given the above statement surely the leasing companies must be getting the vehicles at a hugely discounted price - so logic dictates that there must be a reason for the huge discounts on the price? Is this model about to be replaced? Can they not actually sell this model without huge discounts? Are they selling these, (rather than leasing) at hugely inflated prices?

Leasing companies can buy them better than we can (when funded externally) and when funded by the manufacturer then it could be that they shove a particular model through leases rather than PCP for whatever reason. I also am under the (possibly false) impression that they benefit from the fact that they won't pay VAT when the car is bought, only when the car is sold at the other end. In the case of this car it can also be bought at a large discount and as I aren't interested in the car I aren't going to do any calculations as to whether owning it is cheaper than leasing it.

But the long and short of it is that sometimes (key word there) the cost of the lease is less than the cost of ownership.

The A6 is due to be replaced next year.
Can't work out whether to do a deal like this or just get another year or two old car as my v40 is getting on :s

Have seen some Gold GTDs or 1 series Beemers for £15-£20k with low millage and year or two old. I do over 10k miles per year which seems to be an issue too.

Anyone stopped buying outright and going pcp or lease?
This does look to be a good deal
nobbyonnet

The clue was in my opening line. I was making a point about comparative … The clue was in my opening line. I was making a point about comparative value for money, not the false comfort of saving the prospect of spending a few hundred quid on repairs because you've already torched a few thousand on depreciation.It's a red herring to assert that if anything goes wrong it "costs you nothing" it costs you a lot.; misunderstanding that the first two years of depreciation far outweighs any likely repair bills costs you very dearly indeed.I omitted the subjective benefits of leasing a new car because they are trivial when compared to the significance of the cost of selling a car before you've properly used it.We can agree on one thing - leasing isn't for everyone. It isn't for anyone who appreciates value for money.





And on what planet is the depreciation of a new car the problem of the person paying a fixed leasing cost...? If people can't do the basic sums necessary to work out whether a lease deal is better for them than finance (should they need it) for a new (or even used) car then leasing probably isn't for them. If, however, you're going to be doing a reasonable annual mileage (c. 10K) and aren't too fussy about extras (unless you get lucky with a well-specced stock car) then it's hard to deny the logic in getting a good lease deal. There are BAD lease deals out there too, of course.
nobbyonnet

They've become very much more popular recently because manufacturers have … They've become very much more popular recently because manufacturers have been using them to shift stock. Lease and PCP have been used to inflate sales by disguising discounts not available to cash buyers More worryingly for the rest of the us in the economy, in house finance Co s have been loosening lending standards. Agreeing loans to people without checking or caring about affordability. A similar cavalier attitude contributed to the banking crisis in 2008.


I suspect we are heading for another bust - manufactured goods are too cheap and borrowing is too easy. Ho hum.
nobbyonnet

The clue was in my opening line. I was making a point about comparative … The clue was in my opening line. I was making a point about comparative value for money, not the false comfort of saving the prospect of spending a few hundred quid on repairs because you've already torched a few thousand on depreciation.It's a red herring to assert that if anything goes wrong it "costs you nothing" it costs you a lot.; misunderstanding that the first two years of depreciation far outweighs any likely repair bills costs you very dearly indeed.I omitted the subjective benefits of leasing a new car because they are trivial when compared to the significance of the cost of selling a car before you've properly used it.We can agree on one thing - leasing isn't for everyone. It isn't for anyone who appreciates value for money.


You seem very confused.
nobbyonnet

I omitted the subjective benefits of leasing a new car because they are … I omitted the subjective benefits of leasing a new car because they are trivial when compared to the significance of the cost of selling a car before you've properly used it.


When a lease is over, you give the car back, not go through the pain of having to sell it thus avoiding both depreciation and repair costs.

Whilst trying berate lease deals, you have actually done a great job of highlighting the benefits.
As mentioned you can get this car for £24,400 at broad speed if you have the money sitting there. You will probably lose the same 7k in depreciation over two years as leasing it. So I would personally lease it to save the hassle selling it after.
I am neutral about these leasing deals... no pun intended either.

What happens in the future when interest rates go up and those leasing car companies cannot lease these new cars to us because we can't afford them or give them back?

The Financial gurus are saying these car leasing businesses could be the next PPI followed by a crash, I hope not.
Edited by: "zippypants" 25th Jul 2017
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