Aviva Home Insurance £107 plus  £42 from Top Cashback Net cost £65.
Expired

Aviva Home Insurance £107 plus £42 from Top Cashback Net cost £65.

26
Found 25th Jun 2014
Took out a policy with Aviva, one of the top insurers worldwide, - £107 premium for unlimited buildings cover and £100,000 contents cover.

Got £42 from Top Cashback! Net cost is £65.

Just had a letter today, (which reminded me about buying a policy), from AgeUK offering £500k buildings cover and £60k contents cover for £222.99! They compare that with Prudential - £244.86 and L&G - £376.23 for the same cover!!! Of course AgeUK compare themselves with the most/more expensive insurers to try to make AgeUK look cheaper, but this organization, which is supposed to offer good deals for older people do nothing of the sort, as you can see.

Saga are the same - have you seen the prices on their holidays? The only good deal they do is their credit card which does not charge you for foreign currency transactions, but they do not give as good exchange rates as my Santander Zero credit card which I use most abroad but you can no longer apply for it.

Other cards good for spending abroad are Halifax Clarity and The Post Office.

26 Comments

I paid more than that (although still a bargain) this week however there was no option for unlimited buildings/ £100k contents online- it was 50k max for contents. Did you phone up ?
I am currently tracking for TCB.

Thanks, great finding

Banned

This ain't right I just did mine it's coming up to 36.32 £ per month ... ...

Wow we're with them for 2 cars but I had a claim for a broken oven ceramic top 18 months ago so my quote is over £300
Crazy really as I had to pay £100 and then my renewal has gone up over £100...would have been cheaper just buying a new oven in the long run.

amsi19800

This ain't right I just did mine it's coming up to 36.32 £ per month ... … This ain't right I just did mine it's coming up to 36.32 £ per month ... ...


It will depend on the area you live in and any extras.
Actually I've just done a re-quote as having no claims and no extras and its £288...you sure you've got that right OP?
Edited by: "twinkle" 25th Jun 2014

Original Poster

Hi hippichic, Aviva phoned me, as I did have car insurance with them at the time, and I asked for £100,000 contents cover because I have a large collection of books, CDs and DVDs/blu-rays. They are probably worth more than that - maybe next year I will pay for more cover. But of course I ordered online to get the cashback and it is possible to specify the amount of contents cover you want online. Unlimited cover for buildings was already specified. Check for yourself on their website.

I received an e-mail from Top Cashback confirming the transaction. You should have had one - if anyone does not receive a confirmation e-mail from a cashback website within 5 days max., they should immediately ask the site for confirmation.

not really a deal as insurance varies person to person. the only part of this that's a deal is the cashback which is average for home insurance.

amsi19800

This ain't right I just did mine it's coming up to 36.32 £ per month ... … This ain't right I just did mine it's coming up to 36.32 £ per month ... ...


OMG £36.25 a month You most probably live somewere like Bradford.
Edited by: "paulandpam1" 25th Jun 2014

Banned

twinkle

It will depend on the area you live in and any extras.Actually I've just … It will depend on the area you live in and any extras.Actually I've just done a re-quote as having no claims and no extras and its £288...you sure you've got that right OP?



Yes I have done it ryt, added few (3)extras . , really can't understand why have they quoted me that much . I live in Enfield , London .

I had a similar deal in February from Halifax. Gross cost of £164 less £50 cash back from Halifax after 60 days and £50 Cashback from Quidco. Net cost £64 (and yes, I did get both reductions)

My renewal with aviva £215 supposed to have loads of discount as have other policies with them SAME cover legal and general £162

I paid the same recently £107 but got £60 cash back from quidco. Also got a clarity card for trip to USA later in the year.

michelle2306

My renewal with aviva £215 supposed to have loads of discount as have … My renewal with aviva £215 supposed to have loads of discount as have other policies with them SAME cover legal and general £162

. Do not let auto renew, get a new quote.

This isnt really a deal as aint house insurance specific to yourself ?

Aviva were double the cheapest for me for example

Cold. Specific to OP

£50 amazon voucher via MSE

I'm guessing that they classed North London as a warning due to the riots...... Could be wrong.

Original Poster

I am surprised to find some uninformed and shortsighted comments about my OP.

There are 3 deals here tehwabbit - one is that Aviva gave me a very low quote compared to all my other quotes, so other people should also be able to get low quotes from Aviva. While my quote is specific to me, punkrjb and jase.2, there is the obvious implication for other people. Perhaps jase.2 does not think the cashback is a deal either - maybe because it is specific to home insurance?

The 2nd deal is the cashback; I don't see how Frevrod could get cashback twice without paying the premium twice, once via TC and once via Quidco?! Perhaps you could explain so everyone will know how to do it?

The 3rd deal is about the best credit cards to use abroad.

As amsi19800 pointed out, some factors are variable, such as the area you live - I live in Caerphilly, South Wales. So if you don't live in Caerphilly, you are likely to get a different quote e.g. if you live in London, clearly the premium is going to be higher. But it should, in theory, still be lower than comparable quotes. I say in theory because in practice this may not ALWAYS be the case but on the other hand it may be, sometimes at least.

I did not take any add-ons either, so if anyone did, then of course their premium will be higher e.g. cover for accidental damage, legal expenses, home emergency breakdown. You have to compare like with like!



Edited by: "RayB" 26th Jun 2014

Cold I bought Aviva home insurance through Quidco yesterday with £60 cashback.

I know someone who lives in an area with high levels of burglary and arson, and it has also been flooded twice recently. Their home insurance doesn't cost them a single penny because no insurance company will touch them.....

Original Poster

ManiZ - you forgot to mention that on Quidco, while you can get £60 cashback, it says Aviva's home insurance is FROM £135!! So you will end up paying £75 net, (£10 more than my deal), IF your quote is the minimum of £135.

The Quidco offer of £60 cashback expires in 3 days.

I much prefer Top Cashback to Quidco, as I usually have to chase up Quidco to ensure I get my cashback.

RayB

I am surprised to find some uninformed and shortsighted comments about my … I am surprised to find some uninformed and shortsighted comments about my OP.There are 3 deals here tehwabbit - one is that Aviva gave me a very low quote compared to all my other quotes, so other people should also be able to get low quotes from Aviva. While my quote is specific to me, punkrjb and jase.2, there is the obvious implication for other people. Perhaps jase.2 does not think the cashback is a deal either - maybe because it is specific to home insurance? The 2nd deal is the cashback; I don't see how Frevrod could get cashback twice without paying the premium twice, once via TC and once via Quidco?! Perhaps you could explain so everyone will know how to do it?The 3rd deal is about the best credit cards to use abroad.As amsi19800 pointed out, some factors are variable, such as the area you live - I live in Caerphilly, South Wales. So if you don't live in Caerphilly, you are likely to get a different quote e.g. if you live in London, clearly the premium is going to be higher. But it should, in theory, still be lower than comparable quotes. I say in theory because in practice this may not ALWAYS be the case but on the other hand it may be, sometimes at least. I did not take any add-ons either, so if anyone did, then of course their premium will be higher e.g. cover for accidental damage, legal expenses, home emergency breakdown. You have to compare like with like!


Not a deal though, I renewed mine with LG 2 days ago, got £60 cashback and they weren't even the cheapest - I opted for additional cover.
Aviva were about £5 a month more for me, and as I said, insurance varies from person to person.

this is not a deal- this is utter bullsh*t...

Original Poster

valerydarcy - if its not a deal why have over 30 people voted it hot and why don't HUKD take it off?

Aviva is rated 5* in the "defaqto" so it is a reliable insurer.

But I do not think their quotation is competitive
I have done comparison for home insurance (building+content) of my house in London
The comparison before Cashback
Aviva : £289.00 (Quidco £40)
Tesco Value : £186.32 (no cash back AFAIK)
Halifax : £220.84 (Halifax:£50 guaranteed + Quidco £50)

If taking guaranteed cashback into consideration, The winner is Halifax there is where I will be heading. With Quidco the saving is even more. all of the above insurer are rated 5* by "defaqto" as well.

Edited by: "pantaiema" 10th Aug 2014

http://www.reviewcentre.com/reviews66771.htm

Nuf said, the real Aviva.
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