Balance & money transfer for 32mths 0% @ Virgin Money. Lowest fee ever seen according to MSE site..
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Balance & money transfer for 32mths 0% @ Virgin Money. Lowest fee ever seen according to MSE site..

18
Found 18th Nov 2015
Cardholders can both balance transfer & money transfer at 32mths 0% for a one-off fee of 1.69% of the amount shifted.

This new 0% 'money transfer' credit card pays cash into your bank account, so it works as a loan, but at 0%

0% interest for 32 months on money transfers
made in the first 60 days
0% interest for 32 months on money transfers, with a fee of 1.69%
Move money from your credit card to your current account. And unlike some others, the Virgin Credit Card lets you do just that.
0% interest for 32 months on balance transfers, with a fee of 1.69%
Move a balance from another credit or store card and get 32 months at 0% to pay it off.
0% for 3 months on card purchases
From the date your account is opened.

The promotional period starts from the date your account is opened and applies to transfers made in the first 60 days. Now for the fun part, please choose your card design.
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18 Comments
Thanks to HUKD and MSE that posts like these that have helped me cleared all my credit cards, 1 loan and overdraft.....
looks like it's only 1.5% on the balance transfer if you don't need the money transfer, check out their website, it's a 32 month deal also.
Hmm, very tempting for a new car.. I wonder how long the offer will stay open for. Heat Added
1% minimum payment on balance too. I have one, £10k limit. Bought a car on it. Heated added
cold as its not for existing customers
Looks good
Got accepted for this yesterday provisional limit was £7000. Great deal. Will pay off existing 12% loan with this now.
Great deal for people spending more than they earn.
They have refused me but i'm not bitter... COLD!! (joke)

Have some heat
DealJourno

Great deal for people spending more than they earn.



If you're paying it off before the 0% runs out you're not actually spending any more than you would if you'd saved the money up over the same period. Simmer down.
I think this card has a 4% fee for moving money into bank account
technocraft

cold as its not for existing customers



When are these offers ever for existing customers????
jezzery

I think this card has a 4% fee for moving money into bank account


You need to choose the card further down the list.
Has the same name but different rates.
Kev`

If you're paying it off before the 0% runs out you're not actually … If you're paying it off before the 0% runs out you're not actually spending any more than you would if you'd saved the money up over the same period. Simmer down.


Yep it means I keep my cash in premium bonds and pay as much as I want off using monthly income and still get £50-£75 a month from PB wins. Then review in 2018 when the rate finishes!
vulcan903

Yep it means I keep my cash in premium bonds and pay as much as I want … Yep it means I keep my cash in premium bonds and pay as much as I want off using monthly income and still get £50-£75 a month from PB wins. Then review in 2018 when the rate finishes!


What is PB wins?
Original Poster
lutek1000

What is PB wins?



Presuming Premium Bonds?
Guys, anybody know how good are Virgin money compared to MBNA regards to giving the credit limit? Who is likely to give a higher credit limit? Tx.
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