I always reduced my credit limit to suit my needs , so that I don't have too much available credit ;)
I work in finance (retail banking) so deal with this on a daily basis, it does affect new applications
just wondering - with these BT+purchase cards...do you pay the purchase part separate, or will it automatically pay this off first with your payments?
Where did you get your info regarding available credit left on other cards goes against you? I have credit being unused elsewhere and wondering if reducing this would really make any difference when applying...
Does anyone know of you can do a balance transfer into a bank account with this card