Barclayard 17 months 0% Balance Transfer with only 0.99% Fee !
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Barclayard 17 months 0% Balance Transfer with only 0.99% Fee !

12
Found 11th Apr 2015
A very low 0.99% Fee on the balance you move - plus 0 % for 17 months plus 0% on purchases for 3 months.

Seems a good deal with such a low Transfer Fee.

Dave

12 Comments

Unfortunately these "deals" are a bit of a con as they will say you don't qualify for this deal but will offer you a more expensive deal that you do strangely qualify for.
Edited by: "thedvdmonster" 11th Apr 2015

Original Poster

people said that about halifax clarity but they offered me 9 grand limit at 12 percent. i however clear balance every month and use it in usa mostly.

I am paying more than £120 for balance transfer of amount roughly £6000.

I was paying about £70 before transferring to Barclayard.

I am paying more than £120 for balance transfer of amount roughly £6000.

I was paying about £70 before transferring to Barclayard.

I got this mail too. I still don't know how Barclaycard got my damned address.

Really good credit car have from 3 years lower rates than others eg 7% recommended you

can I make use of two different credit cards? make a purchase on one with 0% on purchases then balance transfer it to one with 0% on balance transfers?

eslick

16 months no fee at Halifax http://www.halifax.co.uk/creditcards



Applied and only got 9 months (only 51% applications get the full 16 months) inspite of excellent credit history. I would recommend Santander which gives 15 months balance transfer for 0% interest and no fees

The balance I would like to transfer is on my Barclaycard Could try the Santander deal above.

Matty8787

can I make use of two different credit cards? make a purchase on one with … can I make use of two different credit cards? make a purchase on one with 0% on purchases then balance transfer it to one with 0% on balance transfers?



Yes you can. But what is the point of using 0% purchase card then (you can use any card for that and balance transfer from it immediately).
To maximise you need to keep the expense on 0% purchase card until the 0% is about to end and then do the balance transfer.
Edited by: "AstalaVista" 13th Apr 2015

AstalaVista

Yes you can. But what is the point of using 0% purchase card then (you … Yes you can. But what is the point of using 0% purchase card then (you can use any card for that and balance transfer from it immediately).To maximise you need to keep the expense on 0% purchase card until the 0% is about to end and then do the balance transfer.



Yeah I get that, Just like to pay off one at a time, rather than two, while avoiding the interest hit. Could always just use the other for purchases throughout the time period.

Thanks for the reply though!
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