Barclaycard 0% - 20 Months Interest free - @ 1.9% fee
81°Expired

Barclaycard 0% - 20 Months Interest free - @ 1.9% fee

2
Found 22nd Nov 2013
A good low rate for balance transfer.

Purchases is only 3 months

Offer expires 19th Jan 14

2 Comments

Don't be tempted, unless you have strong self spending control. By this I mean transfer your balance and then just repay back the debt without further spending. Spend instead on another card and keep tight control on affordability. These 0% balance transfer is a treat to get you into more debt (not everyone of course, but financially modeled on past customer debt data to do so). They are in the business to make more profit from increasing debt so overall average from this offer is that customer loose out more money as interest payments.

splender

Don't be tempted, unless you have strong self spending control. By this I … Don't be tempted, unless you have strong self spending control. By this I mean transfer your balance and then just repay back the debt without further spending. Spend instead on another card and keep tight control on affordability. These 0% balance transfer is a treat to get you into more debt (not everyone of course, but financially modeled on past customer debt data to do so). They are in the business to make more profit from increasing debt so overall average from this offer is that customer loose out more money as interest payments.



Well said and some good advice there, they sure want to keep you in debt!!
But I think it's all about managing your balances,knowing how the system works (playing the game) and of course paying on time. Do this by setting up a direct debit for minimum payment and should you want to pay more then do so, this way you don’t incur any charges and keeps you safe from loosing your 0%

If you don't need it, don't be tempted oO

Ps.Have some HEAT same way
Edited by: "MRPRO_MO2012" 22nd Nov 2013
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