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Barclaycard 16 months 0% Balance Transfer
Barclaycard 16 months 0% Balance Transfer

Barclaycard 16 months 0% Balance Transfer

Barclaycard have just increased the 0% balance transfer period to 16 months which is the longest 0% duration currently on offer.

This means you can transfer a balance from an existing card and pay no interest for 16 months. Great for anyone hoping to pay off their card without also having to cover the interest charges.

29 Comments

worth mentioning 2.9% transfer fee

thats how they get the money off you now lol

Original Poster

This is true, but there rarely are any cards out there that don't charge this fee these days

Also worth noting that they usually give you a stupidly low credit limit until the offer is over

Is it for new customers?

Yeah it's the damn transfer fee that puts people off
Still a good deal as cc cards go so it's heat from me

I just transferred a balance when their offer was 12months. Did it online very smooth transaction and I found the credit limit most generous:)

I opened one of these a few months back. On the occasions that I've had to phone customer service I find them very fast, efficient, helpful and friendly.

Plus their online banking site for this credit card is very visually appealing and helps you see clearly all the information regarding the account.

I can't recommend them enough. I'm thinking of moving to them for my current account.

the badger

worth mentioning 2.9% transfer fee



oh for the days back when there was 0% interest and no transfer fee.... stoooooooooooozing was easy!

ok, so i currently owe £5k on my hsbc card what will my intrest payment be monthly please if i transfer to barclaycard, any clever clogs out there. was debating transfering to virgin its 0% for 14months 2.98% on balance transfers

Are people stupid.

2.9% transfer fee then 0% for 16 months. Its a no brainer. The transfer fee would cost you far less than paying interest on your existing card for 16 months.

so i could have the card for 16 months then cancel all for nowt>????

adam2116

so i could have the card for 16 months then cancel all for nowt>????



yeah - it would cost you x% of your transfered balance though... although if you can't pay off your current balance then you are better off to pay this..... could be better off paying this too if you can invest money you have on your previous card at more than x%! Doubt it though in current climate!

if you do have any other cards it not bad at all for barclays, Also worth contacting your existing companies too see if they can help you as well. I know virgin (MBNA) can be good at matching deals

B

I've currently got a Barclaycard with a zero balance, anyone know if I can transfer a balance to this and take advantage of the promotion, or is it new customers only?

I've currently got a Barclaycard with a zero balance, anyone know if I … I've currently got a Barclaycard with a zero balance, anyone know if I can transfer a balance to this and take advantage of the promotion, or is it new customers only?



CLASSIC!

broona

I've currently got a Barclaycard with a zero balance, anyone know if I … I've currently got a Barclaycard with a zero balance, anyone know if I can transfer a balance to this and take advantage of the promotion, or is it new customers only?



It's for new customers. There are other companies with good tranefer offers though.
See: money.co.uk/cre…htm

For those who only need 6 months of interest free credit, take a look at the Play.com credit card - the transfer fee is 1.5%
play.com/Cam…868

CLASSIC!



Really?

MBNA Platinum card offers balance transfers for 12 months for just 1.9%.
also you can trasfer money into a current account

hotukdeals.com/dea…702

Spod

It's for new customers. There are other companies with good tranefer … It's for new customers. There are other companies with good tranefer offers though. See: http://www.money.co.uk/credit-cards/balance-transfers-credit-cards.htm



Thank you for a sensible reply.

Think I'll try ringing Barclaycard and see what they can do for me before applying for a new card.

Good enough deal.

Enjoy these while they last. All change in Credit Cards from 1st February 2011 which means Balance Transfer periods are likely to reduce significantly. They may sting you on the BT Fee, but they are still a very cheap way to borrow (if you use them well) and will be sadly missed.

Banned

Are there any credit cards out there that give good reward points or air miles. I pay mine off via direct debit so want the best reward scheme. Thank you

sew109

Also worth noting that they usually give you a stupidly low credit limit … Also worth noting that they usually give you a stupidly low credit limit until the offer is over


Really? I used this card a couple of years ago and was surprised when they gave me a 5k limit

I was just about to apply for this when I noticed that the link supplied is suspiciously on a http:// address. I was just about to provide my bank details too!

WELL DONE HOTUKDEALS FOR PROVIDING A LINK TO A SITE THAT STEALS YOUR IDENTITY AND WOULD PROBABLY RESULT IN YOUR BANK ACCOUNT BEING CLEANED OUT!!

Admin

mrbandersnatch

I was just about to apply for this when I noticed that the link supplied … I was just about to apply for this when I noticed that the link supplied is suspiciously on a http:// address. I was just about to provide my bank details too! WELL DONE HOTUKDEALS FOR PROVIDING A LINK TO A SITE THAT STEALS YOUR IDENTITY AND WOULD PROBABLY RESULT IN YOUR BANK ACCOUNT BEING CLEANED OUT!!



The embedded link goes to the same portal as offered on the Barclaycard home website. It's just a banner advertisement. I've updated it to go directly to the application page as opposed to the banner ad now. It's not a security risk by the look of it.

Ref

barclaycard.com/wha…tml

The fact that the previously linked application allowed submission via a http rather than https connection; the fact that the whois shows the site was anonymously registered in the US and the fact that barclays didnt consider the banner ad link to be legitimate all suggest that the original link was highly suspicious.

Anyone who used the original link (www.barclaycardcreditcards.com) to sign up should contact their bank and advise them that their account details have been compromised.

(and thats not a "should" as in "Im unsure" its a "you should unless you want your bank account emptied in the next few weeks")
Edited by: "mrbandersnatch" 6th Sep 2010

Would actually appear the form on barclaycardcreditcards.com is an embedded secure HTTPS iframe... Wouldn't be worried myself.

Been declined online, should I be worried as per all the above posts?
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