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Barclaycard Credit Card 0% Interest for 24months with 0% fee + £31.05 TCB
Barclaycard Credit Card 0% Interest for 24months with 0% fee + £31.05 TCB

Barclaycard Credit Card 0% Interest for 24months with 0% fee + £31.05 TCB

TCB Expires 25/12/16
topcashback.co.uk/sea…ard

Just got this deal myself and the 2% got paid back as soon as the pending transfers complete. Just gave me another 2 years for free. What more could you ask for.

" This could be good if you’re looking to transfer a balance but don’t want to pay a fee.

0% interest for 24 months on balance transfers made within 60 days of opening your account (0% balance transfer fee applies. A fee of 2% will be applied to your account at first, but you'll only pay 0% as we'll refund the difference – terms and conditions apply).

0% interest on purchases for six months from the date you open your account
You could use the money you save on interest to reduce the amount you owe."

Merry xmas

15 Comments

TCB offering £31.05 cashback for accepted applications. Ends in 3 days.

Not free as it will eff3ct you credit report for just applying.

farmeruk1

Not free as it will eff3ct you credit report for just applying.


I dont get your point. Applying for any credit will affect your rating.
OP has posted a balance transfer offer with zero interest for 2 years and no transfer fee and its exactly that.

veedubjai

TCB offering £31.05 cashback for accepted applications. Ends in 3 days.


Say £28.05 on mine. Minimum 1.425% payments too. Good deal.

callum84

I dont get your point. Applying for any credit will affect your rating.OP … I dont get your point. Applying for any credit will affect your rating.OP has posted a balance transfer offer with zero interest for 2 years and no transfer fee and its exactly that.


Yeah, it's like saying, "T've got excellent credit rating". "That's fantastic, when did you last use credit?" "Oh, I never get credit, it'd destroy my perfect credit rating". "Oh, right".

Original Poster

mistermoneysaver

Say £28.05 on mine. Minimum 1.425% payments too. Good deal.



topcashback.co.uk/sea…ard

mistermoneysaver

Say £28.05 on mine. Minimum 1.425% payments too. Good deal.



i got the £31 and 6 months for purchases @ 0% apr. really not bad at all.

Question : I already have a barclaycard , with 0 balance ready to be closed when i ring them up can i still apply for this one ?

Original Poster

pimpchez

Question : I already have a barclaycard , with 0 balance ready to be … Question : I already have a barclaycard , with 0 balance ready to be closed when i ring them up can i still apply for this one ?



Unfortunately I don't know much more then what you can read. In my experience you should be able to apply for more then one card.


pimpchez

Question : I already have a barclaycard , with 0 balance ready to be … Question : I already have a barclaycard , with 0 balance ready to be closed when i ring them up can i still apply for this one ?


At one point I had 3 with all the takeovers.

Im pretty sure the rules changed at start of year though and now you can only hold 1 barclaycard.

There was also a 6 month exclusion after closing an account.

Not sure if this is still the case, should tell you in the application T&Cs

farmeruk1

Not free as it will eff3ct you credit report for just applying.



​Yes. You can pass down your perfect credit score down the generations. Might fetch a few quid on Antiques Roadshow...

pimpchez

Question : I already have a barclaycard , with 0 balance ready to be … Question : I already have a barclaycard , with 0 balance ready to be closed when i ring them up can i still apply for this one ?



​i wouldn't as not only you'll get rejected it'll leave footprint on ya credit file, meaning if another card provider offers attractive deal and you apply for it, you'll be rejected too as they'll see previous rejection,

best way to play this game is to close account and wait for 1 year before applying to same card provider.

merry Xmas everyone

tom_hungston

​i wouldn't as not only you'll get rejected it'll leave footprint on ya c … ​i wouldn't as not only you'll get rejected it'll leave footprint on ya credit file, meaning if another card provider offers attractive deal and you apply for it, you'll be rejected too as they'll see previous rejection, best way to play this game is to close account and wait for 1 year before applying to same card provider.merry Xmas everyone




Fair play , they seem to have other ideas by sending me constant applications in the post.

tom_hungston

​i wouldn't as not only you'll get rejected it'll leave footprint on ya c … ​i wouldn't as not only you'll get rejected it'll leave footprint on ya credit file, meaning if another card provider offers attractive deal and you apply for it, you'll be rejected too as they'll see previous rejection, best way to play this game is to close account and wait for 1 year before applying to same card provider.merry Xmas everyone


Thats good sensible advice about waiting and would be my advice, however when a credit check is done the institution can see previous checks but not whether they were accepted or rejected.

One or 2 applications per year should have no real effect on credit worthiness. Its when more are made or applications made in a short space of time as next institution does not know whether you were accepted or rejected for last and the system errs on the side of caution.


Edited by: "callum84" 23rd Dec 2016

Don't count on the TCB cashback.

Cleared cookies etc and applied tracked then declined down the line, manual claim declined also.
Credit agreement even listed Topcashback as credit broker.

Edited by: "wildecat" 15th Feb
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