Barclaycard customers - Free Experian Credit Checks
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Barclaycard customers - Free Experian Credit Checks

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Found 23rd Nov 2015
As of Friday part of the Barclaycard package includes free Experian Credit Reference checks - no catches, no free deals for 28 days etc just a total free offer.

I did mine on Friday and on Sunday was able to login and check the credit reference I had with relevant information etc.

Thought this would be useful for a few folks?
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can u check the score too or just search? few days back I checked but the site told me it's on last stage to launch! gonna check in home.
Yep gives you the actual score and graph etc
Edited by: "nictry" 23rd Nov 2015
Nice! Is this done through the Barclaycard web portal or direct with Experian?
Direct through Barclaycard - you login as normal go to the 'Transfers and Offers' at the top of the page then click the 'Experian Credit Score'

I believe it then automatically updates your score/graph every month until you 'cancel' the request - all at no cost.

Update - It updates every 60 days and plots any change on the graph.

Edited by: "nictry" 23rd Nov 2015
Thanks, didn't know about this. It's under Accounts & Services on the main Barclaycard page, by the way.
Ok looks good as its free
This is brilliant. I just finished a free trial with them and would have kept the service if it wasn't so expensive. Good find ,have some heat

Edited by: "Tino_G" 23rd Nov 2015
can they randomly start charging
Yeah I saw this when I paid my bills before the weekend, will check back to see if it's come through yet.
You can get £5 cashback, for taking a free trail of this via Quidco. I did it a few months back, just need to remember to cancel the trail after a month, which was no problem to do just a phone call, no hassle.
just use noddle, always has been free
Thanks op, just requested myself, very interested to see my exemplary credit rating


Edited by: "whatyadoinsucka" 23rd Nov 2015
I did mine last week. They would update once in 60 days.
moneychop

can they randomly start charging


not without changing the t&c's - the pricing is described as free there
whatyadoinsucka

Thanks op, just requested myself, very interested not looked at mine in … Thanks op, just requested myself, very interested not looked at mine in 10 years, Not had a late payment, or paid interest on a credit card in years, as pay off monthly,Took out a cca on an iPad last week, which may have added points too, so in theory should be good



at the risk of sounding obtuse, do you think anyone on this site cares? this is about a deal, not your financial history
Is this service likely to leave a search footprint(s) or have any other detrimental effect? Thanks.
Getting a technical error at the moment, anyone else?
Thanks OP

Very handy to know


























Thanks OP

very handy to know
Edited by: "notoriouschucky" 23rd Nov 2015
AndyRoyd

Is this service likely to leave a search footprint(s) or have any other … Is this service likely to leave a search footprint(s) or have any other detrimental effect? Thanks.



Requests for your Experian credit score will not be taken into … Requests for your Experian credit score will not be taken into consideration in any lending decision made by any lender (including the Bank).



I guess not?
I have a barclays account and a debit card but not a credit card which I assume barclatcard is, can I still do this?
ianbirtwistle

Getting a technical error at the moment, anyone else?



Nope works fine for me.
MadonnaProject

I have a barclays account and a debit card but not a credit card which I … I have a barclays account and a debit card but not a credit card which I assume barclatcard is, can I still do this?



Only Barclaycard as far as I can see (so unfortunately looks like its a no )
Good news, I currently pay £14.99 per month for my Experian and I have a Barclaycard so will try and cancel today.
benlondon

at the risk of sounding obtuse, do you think anyone on this site cares? … at the risk of sounding obtuse, do you think anyone on this site cares? this is about a deal, not your financial history


Get finding some deals Ben, I see you have posted some crackers..
Agreed I have edited my comments
nictry

Nope works fine for me.


Tried a couple of times over the past week or so, hasn't worked for me at all yet.
benlondon

just use noddle, always has been free



Noddle is callcredit not experian. It's similar but not the same thing. Most lenders use experian only a small amount use call credit if I'm not mistaken.
sotomonkey

Noddle is callcredit not experian. It's similar but not the same thing. … Noddle is callcredit not experian. It's similar but not the same thing. Most lenders use experian only a small amount use call credit if I'm not mistaken.



the point I was getting at is a credit score is a credit score, whether you pay for it or not, the data they use is all largely the same, and banks use their own metrics anyway, so the score you get from one will by and large be the same as from another, it is just a good indicator
There is another free credit checking website - clearscore
whatyadoinsucka

Get finding some deals Ben, I see you have posted some crackers.. Agreed … Get finding some deals Ben, I see you have posted some crackers.. Agreed I have edited my comments



unlike you, who seems to have an inordinate amount of time on your hands

still, if "reputation" on a website amongst your virtual friends is what's important to you, then so be it X)

at least you saw sense and agreed with the point I was making though
this is what popped up when I tried to do it.....

Thanks, we've received your Experian Credit Score request

We've shared your information with Experian, who will now generate your Experian Credit Score. We'll send you an email when you can log in and see your Experian Credit Score. Alternatively, go to 'Accounts & services' in the next few days.
I don't know if they still offer it for new customers, but I get access to Experian's credit monitoring service with my capital one card.
benlondon

the point I was getting at is a credit score is a credit score, whether … the point I was getting at is a credit score is a credit score, whether you pay for it or not, the data they use is all largely the same, and banks use their own metrics anyway, so the score you get from one will by and large be the same as from another, it is just a good indicator



The banks do use their own criteria but the phrase "a credit score is a credit score" doesn't chime with the weird credit world I'm sorry to say.
Edited by: "sotomonkey" 23rd Nov 2015
benlondon

unlike you, who seems to have an inordinate amount of time on your … unlike you, who seems to have an inordinate amount of time on your handsstill, if "reputation" on a website amongst your virtual friends is what's important to you, then so be it X)at least you saw sense and agreed with the point I was making though


i dont care about reputation on here, check out my deals, i post hot and very cold ratings, usually around things a like or do, it takes as long to post a deal as it does to make a comment.



Another free credit checking website is clearscore.com I have done it myself. There's no trial. You don't even need to put your card details
Been waiting for mine since friday,got an email today saying its done,logged in it isnt
Would I have to call up the Experian call centre to cancel this service? I had to last time I signed up for a free report, and it took an age (and was probably expensive, too).
VintageShrimp

Would I have to call up the Experian call centre to cancel this service? … Would I have to call up the Experian call centre to cancel this service? I had to last time I signed up for a free report, and it took an age (and was probably expensive, too).



No it's free and no commitment
benlondon

just use noddle, always has been free



...who use call credit.

Clearscore use Equifax, meaning using this you have access to all 3 credit reference agencies.

Telling people to use a service that only shows 1/3 of the picture isn't really helping, is it?
Been waiting for this. Thanks OP!
excellent find....will check it out.
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