Barclaycard Essential Mobile & Gadget Insurance £5.99/month

Barclaycard Essential Mobile & Gadget Insurance £5.99/month

Found 11th Feb 2011
Life isn't predictable but that doesn't mean you can't be prepared. Barclaycard Essentials can help you through life's little hiccups, like the bus sailing off with your wallet still on it, or watching your mobile go through a spin cycle. We've gathered five kinds of cover and services into one great-value selection, all for just £5.99 a month.

Remember, Barclaycard Essentials is a monthly contract with an initial 12-month commitment. So your monthly payments mean you can enjoy all of the benefits for a year or more.
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Mobile & Gadget Insurance or idiot tax? You decide
Idiot Tax
You'll also find that they likely hit your home insurance when you claim under subrogation.
If your phone wasn't in your direct possession at the time of loss, theft or damage, you can only make a claim if it was securely locked away and out of sight.

You can make two successful claims a year, and there's an excess of £25 for each successful claim.
can somebody please explain why this is cold? and is there better cover for less?
I voted a similar deal hot a week or two ago... Then I did some homework. Not much different than the usual insurance you get rammed down your throat from the likes of cfw. Stick it on your contents insurance. Pay once a year. And pay less.

Oh yes... Look after your phone. Heheh!
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