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Barclaycard Platinum Credit Card - Balance Transfers 0% interest for 17 months (2.9% handling fee applies)
Barclaycard Platinum Credit Card - Balance Transfers 0% interest for 17 months (2.9% handling fee applies)

Barclaycard Platinum Credit Card - Balance Transfers 0% interest for 17 months (2.9% handling fee applies)

- 0% interest for 17 months from account opening (2.9% handling fee applies)

-£20 off your balance transfer fee when you apply to transfer £3,000 or more by 31st January 2011

-0% interest on purchases for 3 months from account opening

-A reward programme like no other, with Barclaycard Freedom automatically earn while you shop at participating retailers.

-With contactless payment technology, a new quick and easy way to pay for purchases of £15 or under

-16.9% APR typical (variable)

60 Comments

hot

This was in the MSE email yesterday, to qualify you must have earning over £20 000 a year.

I applied for a balance transfer deal with Barclaycard but was declined as I had had an open account (with zero balance) from years ago so was classed as an existing customer.

andrewnclark

This was in the MSE email yesterday, to qualify you must have earning … This was in the MSE email yesterday, to qualify you must have earning over £20 000 a year.


yup agree with other poster if you already have a barclaycard the chances u will get this offer are very slim, for those who dont its a great offer, gives u a chance to pay off your bills with no intrest, well if u dont count the 2.9% one off payment

the reference to 0% should be made illegal as you have to pay a 2.9% fee so its NOT 0%!!!!!
Edited by: "royals" 31st Dec 2010

Hello,

can someone confirm to me (not to hot on finance)

I have a credit card with 3 k on it and the interest is 19.9%
If i transfer this amount over to this new card (barclaycard) i wont pay interest for 17 months? but i will have to pay 2.9% transfer fee on the amount (£87)

thanks

Original Poster

Nad_84

Hello,can someone confirm to me (not to hot on finance)I have a credit … Hello,can someone confirm to me (not to hot on finance)I have a credit card with 3 k on it and the interest is 19.9%If i transfer this amount over to this new card (barclaycard) i wont pay interest for 17 months? but i will have to pay 2.9% transfer fee on the amount (£87)thanks



Yes looks correct, but don't forget the £20 off if made before 31/01/2011 making it £67

yorkie

Yes looks correct, but don't forget the £20 off if made before 31/01/2011 … Yes looks correct, but don't forget the £20 off if made before 31/01/2011 making it £67



Brilliant!

Thanks for your help, i have applied and have been accepted! hopefully i will be debt free in 17 months

marmatdav

I applied for a balance transfer deal with Barclaycard but was declined … I applied for a balance transfer deal with Barclaycard but was declined as I had had an open account (with zero balance) from years ago so was classed as an existing customer.


I just got a Virgin card with 16 months 0%. Try that.

howdy

just a quick work for Nad_84.. DO NOT use the new card at all, just pay off your debt

I just got an egg card to transfer my funds from virgin after the 16 months free ran out with them, but MSE site always tells you to not use the card, and I haven't

I got it in December with purchases at 0% for 12 months.
I see that has been reduced to 3 now.
Hot for bt though.

TwistedNerve

howdyjust a quick work for Nad_84.. DO NOT use the new card at all, just … howdyjust a quick work for Nad_84.. DO NOT use the new card at all, just pay off your debtI just got an egg card to transfer my funds from virgin after the 16 months free ran out with them, but MSE site always tells you to not use the card, and I haven't



Thanks for the advice, i am 26 now and learnt the hard way when i was younger.
Believe me i just want to be debt free so i can actually start saving for something good like a house or travelling
Edited by: "Nad_84" 31st Dec 2010

Anyone know how long after paying off and cancelling an old Barclaycard you can apply for a new one?

cold..this is way better > santander credit card 0% balance transfers 16month 0% fee on transfers made for first three months 0% purchase first three months.

Original Poster

phantomx

cold..this is way better santander credit card 0% balance transfers … cold..this is way better > santander credit card 0% balance transfers 16month 0% fee on transfers made for first three months 0% purchase first three months.



A link would be useful, nothing I can see on their website suggests the deal you are quoting, but happy to be corrected.

phantomx

cold..this is way better santander credit card 0% balance transfers … cold..this is way better > santander credit card 0% balance transfers 16month 0% fee on transfers made for first three months 0% purchase first three months.



So post it as a deal!

phantomx

cold..this is way better santander credit card 0% balance transfers … cold..this is way better > santander credit card 0% balance transfers 16month 0% fee on transfers made for first three months 0% purchase first three months.



Link? 13mo and 3% on their website.

IF YOU GO FOR THIS DO NOT USE YOUR CARD FOR ANY OTHER PURCHASES.

If you do any payment made will come off the cheapest rate debt ie your interest free balance transfer. you will be then charged interest on the addistional amountb you have put on the card.

Also best to set up a standing order to pay the minimum monthly payment as the first late payment you make will mean the 0% deal is off and interest will be charged.

andrewnclark

This was in the MSE email yesterday, to qualify you must have earning … This was in the MSE email yesterday, to qualify you must have earning over £20 000 a year.



That's me out then... Poo!

phantomx

cold..this is way better santander credit card 0% balance transfers … cold..this is way better > santander credit card 0% balance transfers 16month 0% fee on transfers made for first three months 0% purchase first three months.



Agreed that this looks better but Santander have, at least in my experience, little idea of what they are doing and how to do it!!

I have a Santander Zero Credit Card and, today, an offer for a guaranteed acceptance for the Santander Credit Card dropped on my doormat. Why on earth would they expect me to apply when I hardly ever use the Santander card that I already have??

By the way, these are two totally separate credit cards - the Zero makes all the difference. The only reasons that I even have a Santander Zero card are the 0% foreign exchange fee and 0% cash advance fee when withdrawing cash from an ATM in the UK or abroad. I don't use it for anything else.

Technically 2.05% APR

The Santander deal mentioned above is for Santander Current Account holders only (the card is called Zero).

Ah Barclaycard..... the first of my credit cards to reduce my limit by half during the recession... Then charged over the limit fee although transaction not approved. Recently doubled limit without any request BUT off to MBNA who have always been the best card supplier...

Original Poster

joshm

The Santander deal mentioned above is for Santander Current Account … The Santander deal mentioned above is for Santander Current Account holders only (the card is called Zero).



I am currently in the process of leaving Santander for both my Current Account and CC as I have never met a bunch of such incompetent bankers in all my life. We have the Zero card (only 6 month 0% and no balance transfer fee) and they still haven't managed to set up a Direct Debit from the Santander current account despite it coming to the end of it's 6 month period in a couple of weeks. So far it's cost them two lots of good will gestures totalling £100, but cost us a lot more in frustration, time wasted on phones and writing letters to morons who don't have the ability to share information with other departments within their organisation.

Rant over, and breathe.

Cold, encourages people to spend more money which they obviously can't afford or they wouldn't have run up so much debt in the first place. If you haven't got it, don't spend it!

Original Poster

Gball

Cold, encourages people to spend more money which they obviously can't … Cold, encourages people to spend more money which they obviously can't afford or they wouldn't have run up so much debt in the first place. If you haven't got it, don't spend it!



lol, don't most of the deals on this site not do that?

Or, it provides people with the opportunity to clear their current debts at a much lower interest rate.

Hardly the fault of Barclaycard if people cannot show self restraint, I know of many people who use cards like this to clear debt without spending.

Moron.

OOHH £20 OFF £290.. dont get yourself in credit card debts a better offer

bargainhunter666

Ah Barclaycard..... the first of my credit cards to reduce my limit by … Ah Barclaycard..... the first of my credit cards to reduce my limit by half during the recession... Then charged over the limit fee although transaction not approved. Recently doubled limit without any request BUT off to MBNA who have always been the best card supplier...



mbna are easily one of the worst and most expensive.

AMEX with 5% cashback for 3 months and 1.5% afterwards is better

Crammage

Or, it provides people with the opportunity to clear their current debts … Or, it provides people with the opportunity to clear their current debts at a much lower interest rate. Hardly the fault of Barclaycard if people cannot show self restraint, I know of many people who use cards like this to clear debt without spending. Moron.



Hahahahaha, oh how funny! I'd say it's you and your scabby friends who are up to their a-holes in debt who are the morons! I don't owe anybody a penny, it's a nice feeling being debt free! Happy New Year peasant!

royals

the reference to 0% should be made illegal as you have to pay a 2.9% fee … the reference to 0% should be made illegal as you have to pay a 2.9% fee so its NOT 0%!!!!!


+1

dodgymix

mbna are easily one of the worst and most expensive.AMEX with 5% cashback … mbna are easily one of the worst and most expensive.AMEX with 5% cashback for 3 months and 1.5% afterwards is better


MBNA have always been the best for me... highest limit and my card is actually amex. bar last year I could always call up and get zero % bal tran + market fee....
Reminds me - must cancel two cards I don't use...

pet2000

+1


But you pay the fee in a lump sum so it isn't APR - so hardly going to be illegal or anything daft like that!

royals

the reference to 0% should be made illegal as you have to pay a 2.9% fee … the reference to 0% should be made illegal as you have to pay a 2.9% fee so its NOT 0%!!!!!



Are you serious??? The 2.9% reference is hardly some hidden small print!

bargainhunter666

MBNA have always been the best for me... highest limit and my card is … MBNA have always been the best for me... highest limit and my card is actually amex. bar last year I could always call up and get zero % bal tran + market fee.... Reminds me - must cancel two cards I don't use...



I agree MBNA have been outstanding. The Play.Com card is easily one of the best rewards cards on the market.

I never balance transfer when there's a handling fee as it can cost more than normal APR interest. Better off finding a card with a low APR. My Barclaycard has a standard APR of 6.8%.

smk77

Are you serious??? The 2.9% reference is hardly some hidden small print!


Are you serious??? Costs are costs, no matter what you call them (interest, transfer fees, set-up fees, etc.). All costs relating to a loan are converted into a annual rate. That's what APR legally stands for.

pet2000

Are you serious??? Costs are costs, no matter what you call them … Are you serious??? Costs are costs, no matter what you call them (interest, transfer fees, set-up fees, etc.). All costs relating to a loan are converted into a annual rate. That's what APR legally stands for.



Are they claiming 0% APR???

phantomx

cold..this is way better santander credit card 0% balance transfers … cold..this is way better > santander credit card 0% balance transfers 16month 0% fee on transfers made for first three months 0% purchase first three months.



Nothing involving santander can be better.!

Have to disagree about AMEX, rates etc. might be good but helping you out is not their forte. I was in the US when the ash cloud hit for 3 weeks with work, both my MBNA cards providers texted me to offer free cash withdrawls and no penalty for exceeding credit limit, AMEX didn't and as I use that primarily they charged me £12 for going over my credit limit, when I rang up they didn't offer any sympathy and couldn't even give me a temporary limit uplift. Next month one of my MBNA's balance transfer ends so I'll be scrapping the AMEX and moving to that for travel purposes.
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