Barclaycard Platinum Credit Card Offer for Barclays Cuctomers @ Barclays apply online or instore
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Barclaycard Platinum Credit Card Offer for Barclays Cuctomers @ Barclays apply online or instore

6
Found 27th Aug 2011
Finally an offer for us customers!! 0% Balance Transfers for 16 months!
This offer has only EVER been available to non Barclays customers but now its not. The rates pretty well match other banks handling fees , so not to be sniffed at.

A Barclaycard Platinumn comes with a great introductory offer-
0% on balance transfers for 16 months from account opening(2.9% handling fee)
0% on new purchases for 3 months from account opening. More benefits included...bla bla...

I had to get a Virgin deal earlier this year as the Platinum deal was only ever available to non Barclay customers so this is great news for us bankers.
Apply before 1st October 2011 to get more of the benefits.

6 Comments

Im with barclays and they offered me (an existing customer) this last year, but with 12months 0% on purchases instead of 3. So they have offered it, hmmm...

Original Poster

I have a virgin loan atm so i assume i can pay it off in full and just pay 2.9% interest on the £1000 i have left to pay. I think that works out at £29 for the handling fee.

I havnt got a clue with figures so can someone correct me if i am wrong.

Original Poster

RhysB

Im with barclays and they offered me (an existing customer) this last … Im with barclays and they offered me (an existing customer) this last year, but with 12months 0% on purchases instead of 3. So they have offered it, hmmm...



So they didnt offer you this if you was offered something different.

I got a loan from Barclays last year and had to pay over 20% interest as i didnt qualify for a Virgin loan. Then when i paid it off i was able to get the Virgin one. I have been waiting for this to happen but i didnt hear about the one you mention.


Edited by: "mymymy" 27th Aug 2011

It's a bit of a poor deal overall when new customers can get 22 months interest free. Or 16 months with only a 1.9% handling fee.

I'd suggest you transfer to Virgin. 0% for 19 months and 2.85% handling fee.

If you HAVE to stay with Barclays though, this deal is good news.

Original Poster

lhurren

It's a bit of a poor deal overall when new customers can get 22 months … It's a bit of a poor deal overall when new customers can get 22 months interest free. Or 16 months with only a 1.9% handling fee.I'd suggest you transfer to Virgin. 0% for 19 months and 2.85% handling fee.If you HAVE to stay with Barclays though, this deal is good news.




It would have saved me a small fortune if this was available last year. As i hadnt had a loan in my name i didnt have a good enough credit score to go outside my own bank. Once i had made 6 monthly payments then i had a good rating and then got the Virgin one.
So yes, this is the best deal Barclays have offered for their own customers.

My Virgin loan was 2.8% and 14 months.
Edited by: "mymymy" 27th Aug 2011

i already have a Barclaycard gold.. do you know if i can just switch to this card, transfering my balance and keeping my credit limit?
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