Barclaycard Shop Deals

Barclaycard Shop Deals & Offers

62 hot deals
Barclaycard is the credit card arm of Barclays Bank, the UK’s second largest retail bank. Part of the international VISA network, Barclaycards are a great way to process payments at home and abroad, with a flexible range of packages for all customers. The company also offers plenty of introductory discounts and other savings, all of which can be found at the Barclaycard HotUKDeals listings. Read more

All Barclaycard Shop Deals, Discounts & Sales for June 2019

Barclaycard withdraw cash and get till the statement date to pay it off Also .25% cashback and £15 back if you spend £1500 in 3 months
52°Expired
Posted 25th MarPosted 25th Mar
This has got to be better then Clarity Card as the cashback will make up for the visa rate. Also you get until the statement date to pay off foreign cash withdrawals. If you withd… Read more
DAZZ2000

Excepted at enough places that the few it’s not accepted by makes zero difference really. When I used to pay for my own fuel I was getting plenty of cashback as you’d be hard pushed to find a petrol station that won’t accept them. Most supermarkets do too; can’t recall one that doesn’t.

DAZZ2000

Wow 0.25% cashback eh? Almost worth ditching the Amex with 0.5% cashback that increases to 1% the more you spend (and 5% cashback for first 3 months use)....oh wait 😜 Barclays are so late to the party that the music has stopped, the police have turned up and everyone’s finally passed out (lol)

rogparki

For a limited period after you get a card , but not accepted everywhere as they charge such a high rate to retailers :( .

yw2126

amex is best cashback

rogparki

I get 0.5% cashback on my Barclaycard Cashback card for UK use and withdraw cash abroad with my Clarity card (pay off same day via on line banking to avoid interest ) for the better Mastercard rate . Can't really see the point of this one (confused) .

Barclays travel credit card no fees abroad including cash withdrawals. Plus .25% cashback plus £15 off if you spend £1500 in three months
93°Expired
Posted 4th FebPosted 4th Feb
Barclays travel credit card no fees abroad including cash withdrawals. Plus .25% cashback plus £15 off if you spend £1500 in three months
This has got to be better then Clarity Card as the cashback will make up for the visa rate. Also you get until the statement date to pay off foreign cash withdrawals. If you wit… Read more
Kneidel

How do you know that cash withdrawn overseas does not incur interest straight away?

pavanto

This time you got it correct. I got upset with the mat. As you said in long term Tandem would be better.

Anon32

Barclays you need to spend £1500 to get £18.75 back as you get the special offer. With tandem you would have to spend £3750 to get the same. I wish people would not rush and engage brain first. i agree once the purchase is made then tandem is better. So i’m not sure why you are getting so upset

pavanto

Do your maths first. Don't rush. You need to spend £3000 to get £15 back. Also with this card you need to spend £1500 in 3 months. There is no restriction for Tandem.

obsydian

Really will be giving them a bloody call

Barclaycard Platinum credit card No balance transfer fee and 20 month interest free balance transfer & £20 cashback @ Barclaycard
361°Expired
Posted 19th JanPosted 19th Jan
Barclaycard Platinum credit card No balance transfer fee and 20 month interest free balance transfer & £20 cashback @ Barclaycard
0% interest for 20 months on balance transfers made within 60 days of opening your account. Your 0% offer will start from the date you make your balance transfer. (0% fee appli… Read more
alltheothernamesweretaken

I contacted them and they told me I owed nearly £15k with £12k at 6.9%... I haven't put a thing on the card yet so they gave me another person's details, gave me a fright for a moment! Contacted on fb, they rang me, they were far more more helpful and very apologetic

HTK21

if you contact customer service team they should be able to advise on this.....

alltheothernamesweretaken

How do you find out how long you have interest free? I was given a bigger credit limit than I expected, slightly different offer as its the 27 month one, I can see it on balance transfers but not on purchases :/ its 3% fee for transfers so I was going to put some purchases on here whilst I paid off my last card but all it keeps saying is see your statement which I obviously haven't got yet!

manicmidlander

Barclaycard are usually pretty generous.

mitchb

Just did pretty much the same, decent limit given as well.

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Barclaycard 0% Interest 27 Months on Purchases (and Balance Transfers - 2.7% fee)
334°Expired
Refreshed 15th JanRefreshed 15th Jan
Barclaycard 0% Interest 27 Months on Purchases (and Balance Transfers - 2.7% fee)
A credit card that actually gives you 0% on purchases for the whole period unlike some competitors ! (Where purchases have to be made in the first 60 days or so) Use the check eli… Read more
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tuziol84

What is max limit I can use to keep my 27mnths BT & purchase fee free period

RF88

Barclaycard trying their chances with some free advertising (lol)

raulvibes

Can balance transfer be done from any credit card balance. Does it have to be same person?

steve765

Cant see 36 months 0% purchase with Virgin Money anymore...only 26 or 28 months 0% purchase. I’ve read Virgin, Barclaycard & PO give out decent credit limits. Yes I know this is based on your credit history mainly but sone providers are known for being more generous than others.

steve765

Ok. Thanks. Don’t have a PO account. Just a BOI mortgage.

Barclaycard £10 cashback (selected customers) - Spend over £30 in store* by 25 January 2019 and we’ll give you £10 cashback. (Apple Pay)
626°Expired
Posted 11th JanPosted 11th Jan
*Please note this offer is for selected accounts only* Say hello to £10 cashback Here’s another reason to use Apple Pay. Simply spend over £30 in store* by 11.59pm on 25 January… Read more
arsenalj123

Nearly 7 weeks and no credit back

kakar125

I wonder if this is the one

cfaboy

Anyone got their credit yet?

kakar125

Just be on the safe side, make .50p or a quid above (just in case)

cfaboy

Will a purchase of exactly £30 qualify?

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Barclaycard initial  credit card with upto £40 cashback +£20 from QuidCo
-153°Expired
Posted 26th Dec 2018Posted 26th Dec 2018
Barclaycard initial credit card with upto £40 cashback +£20 from QuidCo
£40
You could receive £10 cashback every 3 months from the date you open your account, when you make at least your minimum payments on time and don’t exceed your credit limit. The offe… Read more
bristolleedsfan

Quidco link when clicked through doesnt mention the up to 40.00 Cashback offer from Barclaycard, HDUK link does as well as some direct links, couple of years ago both offers were available via cashback sites

bringbring

Why is this cold? I don't see any downside.

Sonic_18

You can make a purchase and pay it off by direct debit so you don't get charged interest. After 1 year you get £40 into your account and possibly £20 via Quidco.

antismtc1

Thanks mate

djk

No, you need to make a purchase in each 3 month period

Barclaycard up to 20mths 0%, no fee (19.9% interest after) Decent no-fee 0% period, plus £20 cashback if you transfer £2,000+
968°Expired
Posted 22nd Dec 2018Posted 22nd Dec 2018
Barclaycard up to 20mths 0%, no fee (19.9% interest after) Decent no-fee 0% period, plus £20 cashback if you transfer £2,000+
This Barclaycard offers 20 months @ 0% period,and some poorer credit scorers will be offered even fewer interest-free months. However, apply by 4 Feb and transfer £2,000+ within … Read more
DelboyDave

Booo! 👎🏼 I complete two transfers...I think they’ve identified their mistake as nothing doing for me either.

Karmazyn83

From what I understood you have 60 days to make the balance transfer to get 0%. I like it.

sportyfae

Bummer. Not happened to me. Yet!

flyingflea

I received 2x £20 cashback credits as well for doing 2 balance transfers but looks like they've spotted their mistake and re-debited the £20 again.

alltheothernamesweretaken

Just received a message telling me that I owe over £15k with so much being a balance transfer with 6.9% interest. I have no faith that I'll get the correct information!

Barclays travel credit card no fees abroad and you get till the statement date to pay it off including cash withdrawals. Plus .25% cashback
276°Expired
Posted 15th Dec 2018Posted 15th Dec 2018
Barclays travel credit card no fees abroad and you get till the statement date to pay it off including cash withdrawals. Plus .25% cashback
This has got to be better then Clarity Card as the cashback will make up for the visa rate. Also you get until the statement date to pay off foreign cash withdrawals. If you withd… Read more
jimroy

There's a sign up bonus offer on this card now too from Barclaycard. £15 if you spend £1.5k in the first 3 months and 1 week of account opening. They apply it sometime in June. Details on their site.

mascot99

Barclay card wins for cash withdrawals which is quite important when travelling.

Thar

You used to be able to. I have two. I got rejected for version 2 of this card (without the cashback), as it would mean I had three. Just got one in the other half's name and got a spouse card (y) Now they've changed the t&c's so you can only have one Barclaycard at a time.

varunadas

Not sure about Visa, but noted that Mastercard rate is around 0.45% worse than the interbank mid-rate. I was about to make a payment in USD for a large amount using my Clarity card and noticed using indicative Mastercard rate it turns out to be almost same as Transferwise payment. Finally pulled paying by credit card as the merchant wanted me to split the charges they would bear. This makes me wonder how much worse off we would be if we simply use a normal credit card which has a 2.99% load on the Mastercard rate.

crumpetman

Isn't the visa exchange rate usually worse than 0.25% than the MasterCard rate meaning you will still be worse off even with cashback reward? Go for aqua or tandem instead, 0.5% cashback AND MasterCard exchange rate.

Barclaycard Platinum cashback with 0.25% - No fees worldwide and can withdraw cash abroad and get till the statement day to pay it off
240°Expired
Posted 9th Nov 2018Posted 9th Nov 2018
Barclaycard Platinum cashback plus gives you cashback on all your everyday spendin g This has got to be better then Clarity Card as the cashback will make up for the visa rate. Al… Read more
Wammer

Chuffed to be approved for this to add to my arsenal of overseas cards. No panic now to pay off cash advances ASAP. Will let the DD do it.

Crossbow

Going to answer my own query here. I asked them directly & this is the answer I received.... "You won't be charged any fees on any non sterling transactions done online or otherwise until 31-08-2023 if you are approved of this card." Unfortunately, I'm not approved for the card & I can't swap my present Barclaycard Platinum card for this either. Oh well, life goes on....

crumpetman

I looked at the wrong tandem card, they do a credit builder one with only low limit. I think the max limit on their other cards is £12k.

chamelion

Tandem gave me 6k credit limit off the bat.

Thar

I don't know but will try and find out. I know someone on here applied for version 1 of the travel card (this is at least the 3rd version) and when version 2 came out with a longer offer period, they extended the date for them.

Barclaycard Platinum travel card - no fees on spending or cash withdrawals overseas till August 2022,
334°Expired
Posted 28th Sep 2018Posted 28th Sep 2018
Barclaycard Platinum travel card - no fees on spending or cash withdrawals overseas till August 2022,
The Barclaycard Platinum travel card has no fees on spending or cash withdrawals overseas till August 2022, giving a decent amount of certainty. And if you pay off your balance … Read more
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be2st

I didn't know if we could do this.

bcajw1

Not if you go into the bank. Over counter withdrawal is free and shown as a payment. So no charges from Halifax.

Nihaar_Cherodian

Like a Halifax clarity but with an expiry date

chrispcollins

Use starling

Anthonyuk

I have been with Barclays all my life. And with Barclaycard since I was 16. I have a perfect credit rating. Never once ever defaulted with them. And constantly am written by them with letters saying "we have upped your amount on the card as you have been so good". But Barclays will not issue me this card in replacement to my standard visa credit card. I tried like crazy in 2014. And spoke to various managers of the call centres and fought like hell to get it and who would not budge saying I cannot have it. I did it again this year in June, and told the manager in the indian call centre to just close my account with them if I cannot have it as I was so sick. Thinking it would be a negotiating tactic. And he just upped and did it on the call. I therefore went to the store and spoke to the personal banker after my account was closed, who was also adamant I could not have this card and my account is now closed so need to wait 6 months at least to reactivate it. This is barclays customer service for you. So in the 4 months since this is cancelled I have got a Halifax, Post office, Sterling and Revolut free foreign currency credit cards and am not missing Barclays at all. Barclays are an awful company with dreadful customer service. And no customer loyalty at all inside of them. Being a perfect customer to them means nothing. So I woud say, go elsewhere with them.

Ends Friday - 0% Balance Transfer for 24 Months (NO fee) - 30 Months (0.55% fee) + £20 Barclaycard cashback @ Barclaycard
1365°Expired
Refreshed 9th Oct 2018Refreshed 9th Oct 2018
Ends Friday - 0% Balance Transfer for 24 Months (NO fee) - 30 Months (0.55% fee) + £20 Barclaycard cashback @ Barclaycard
*Updated 9th October - offer ends Friday 12th* If you are looking to shift an outstanding balance from other credit cards to a 0% offer, you could get paid for a 2 year balance tr… Read more
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sydney871

Can anyone explain please what this means when it says pay the balance over 19 months with no fees or interest from money.co.uk? Is it 19 months or 24 months? See photo . https://www.money.co.uk/credit-cards/balance-transfers-credit-cards.htm

Timmyboy555

There are probably better option credit cards to boost your rating. Alternatively - this will also work.

sayenn

Hi all. I need advice. I've never had a credit card. I need this for make my credit score better. Is it a good option ? Thsnx

marceldulgheriu9

Can I use this one just for shopping and pay it back each month without a fee ??? Or after 3 mo this I will be charged a monthly fee even if I use it just for shopping? Thank you

christhedrummer

Good deal and appreciate the detail in the description OP!

Barclays platinum travel credit card. Near perfect exchange and Can withdraw cash abroad upto £500 a day (subject to your cash limit) and get till the statement date to pay it off. Also 12 months 0% apr interest free on purchases.
222°Expired
Posted 31st Aug 2018Posted 31st Aug 2018
Barclays platinum travel credit card. Near perfect exchange and Can withdraw cash abroad upto £500 a day (subject to your cash limit) and get till the statement date to pay it off. Also 12 months 0% apr interest free on purchases.
Barclaycard Platinum travel credit card 0% interest on purchases for 12 months from the date you open your account No non-sterling transaction fees on your foreign spend … Read more
singh007

Bit confused with this deal, specifically the time you have to pay off the balance OP states that "No non-sterling transaction fees on your foreign spend and ATM withdrawals until 31 August 2022 (4 years to go)" Then states "But if you can pay your balance off in full then this card wins every time! As it would be up to 56 days interest free! However that's only foreign currency withdrawals." Can someone please clarify? For example, if I was to withdraw $200 from at ATM in USA with this card, do I have 56 days to pay this off, or until 31/08/2022? Not sure where the 56 days came from, as can't see that in the t's and c's on their website

balsingh458

Good to know that. I assumed Visa and Mastercard were pretty much equally accepted everywhere

kfs

Worth having both this a Mastercard (I have what was originally an Abbey National, now Banco Santander Zero card) as not all cash machines the world over take both. Asia especially tends to favour Visa.

Pricklerickle

i have the Barclays card and love it, a normal simple card where i can take money out the ATM and not worry about it till after the holidays, like just using it at home, get good rates And never spend more than lot's, so that little difference i don't mind. when the year ends in four year's time i probably switch to clarity, but there's both good cards ,

Anon32

No they are not. Check this out. Sure these peopke love revolut

Barclaycard Travel Credit Card. 12 months interest free on purchases. Also NO fees worldwide and if you withdraw cash abroad you get until the statement date to pay it off! No need to worry about online banking
344°Expired
Posted 4th Jun 2018Posted 4th Jun 2018
Barclaycard Travel Credit Card. 12 months interest free on purchases. Also NO fees worldwide and if you withdraw cash abroad you get until the statement date to pay it off! No need to worry about online banking
Barclaycard Platinum travel credit card 0% interest on purchases for 12 months from the date you open your account No non-sterling transaction fees on your foreign spend and A… Read more
Anon32

I agree! Too many people keep banging on about cash. Any application 'affects' credit score. It can go up and down. So what? As they say give people some information! Surely late and missed payments are what would 'affects' your score negatively. They might see that you have taken cash and might conclude that they don't want you but this card is designed to do exactly that. What happens if you take this out and then don't get any new credit cards and you already have a mortgage. The 'affect' in my crefit score i couldn't give a flying monkeys about! This is far better and cheaper than payday loans. However UK withdrawal is not cheap as you have the cash machine fee and pay interest straight away and at 27.9% The better card might be the creation as its only 12.9% apr on cash and spending and no fees worldwide and including the UK. Thats about 1% a month so for every £100 if you took two weeks to pay it off it eould cost you 50p. I don't agree with "person so desperate for cash he had to use a credit card" For a start tradesman don't always have the facility for credit cards. Izettle is changing that but before you had to have a metchant id etc... So cash withdrawal was good. Also if I need the basics in tesco, lidl, aldi etc... I can use the credit card for spending there and not cash. I agree it shows up different but there seems to be a hysteria about cash withdrawal on this site and its just plain nonsense

amour3k

Nice!. :-)

jinkssick

Probably has to do with your income. Take your income with someone who is just breaking even every month, tries to apply for extra credit and the lenders see various cash withdrawals abroad. Mind you, why is he on holiday in first place but my point is still valid.

HaroFreestyler

As long as you cover the minimum payment each month you can pay it off when you like providing you get the 0% offer. Mine took about 2 working days to come and the pin is given online so I could use it immediately.

HaroFreestyler

I’ve used a Halifax Clarity card abroad for cash lots over the last 2 years, as well as using it every now and then in the uk. I also got one of theseBarclaycard travel cards for a trip to Whistler last month and again drew out plenty of cash on it during that trip. When you get the card you can get the Barclays app which shows your Experian score and mine was 999 which I believe is the best score you can get. That doesn’t fit with what you say.

Barclaycard offer 0% balance transfer for 22 months with a 0% fee  Offer ends 4 July 2018
135°Expired
Posted 9th May 2018Posted 9th May 2018
Barclaycard offer 0% balance transfer for 22 months with a 0% fee Offer ends 4 July 2018
Platinum 22 month balance transfer with a 0% fee Now you've received your offer it's easy to apply. Here's a reminder of what you'll get with your Barclaycard: 0% interest for 22 m… Read more
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esensitive

Received a letter from Barclays that they are going to increase my credit limit but no offers of balance transfer for few months now.

Photek1000

Not on mine either, haven't had an offer for a long time now

denboy10

No offer on mine either.

person16

Lloyds same, new and existing customers

mpturner2001

Looks like new customers only, no offers showing like that on either of my 2 Barclaycards :(

Barclaycard 27 month purchase and 27 month balance transfer offer @ Barclaycard
268°Expired
Posted 5th May 2018Posted 5th May 2018
Barclaycard 27 month purchase and 27 month balance transfer offer @ Barclaycard
Plus £25 cashback until the 14th May. 0% interest on purchases for 27 months from the date you open your account 0% interest for 27 months on balance transfers made within 60 da… Read more
Mrswitch

I suppose, I've never had a problem, so really can't comment.

HyperLuminal

Its the principal for me. There's no good reason for them to change their deal like that.

James_cleeve73

Wow, what a pile of pants! I won't waste my time then! I have to admit I had alarm bells at the 'A transfer fee of 3.5% will be applied to your account at first, but you'll only pay 1.45% as we'll refund the difference' bit. I mean, WTF is that all about?

RobJones-48174.61446

Happy with mine. Can you apply for a second card? Not to transfer a BC balance, but from another company or do you share the original BC credit limit?

rogparki

Just to suck in the buy now -pay sometime - maybe - generation - avoid :( :S

Barclays offering £20 cashback off its balance transfer credit cards. There is a 25 month card that charges no fee so you can get £20 off your debt by transferring.
42°Expired
Posted 10th Apr 2018Posted 10th Apr 2018LocalLocal
Barclays offering £20 cashback off its balance transfer credit cards. There is a 25 month card that charges no fee so you can get £20 off your debt by transferring.
This Barclaycard* offers 25 months with £20 back if you apply by 14 May and shift at least £1,000 within 60 days. So unless you need the extra months, this card is likely t… Read more
one2omg

Voted cold as I like the Chanchi deal better. (y)

Saver_UK

why cold? Am I missing something?

deeky

Thanks jimmy lad (y)

jimmythehoover

Not as irritating as you.

HSG1

No .. You did not go there (cheeky)

Best credit card and debit / prepaid card deals 2019 (see post for details)
1392°Expired
Refreshed 28th JanRefreshed 28th Jan
Best credit card and debit / prepaid card deals 2019 (see post for details)
*Credit card deals : Last updated 26th March* This thread aims to give you the latest financial card deals for new customers across both borrowing and spending. Whether you need… Read more
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Alansmithee

To provide information to credit companies - they never see the score you see - that's simply to upsell you services - it's a scam.

Ryousuki

Santander no longer provides 27 month No fee balance transfer. They will provide 18 months only, thread need to be update.

Forreslad

Has anybody got Tandem Card? thinking of signing up to it.....it does Refer a friend thing, happy to oblige and help someone out....anyone??

Anon32

Looks like someone reposted your deal here funny how their's is not deleted out

Rimuru

What's the chances of these offers happening each year? So like January 2020, 2021. Thinking of juggling around the balance to clear off later.

Barclaycard travel credit card with 0% fees. 0% for 12 months on purchases and you can withdraw cash and spend fee free abroad and you get till the end of the statement date to pay it off! Ends 2022
527°Expired
Posted 3rd Mar 2018Posted 3rd Mar 2018
Barclaycard travel credit card with 0% fees. 0% for 12 months on purchases and you can withdraw cash and spend fee free abroad and you get till the end of the statement date to pay it off! Ends 2022
Our travel credit card could be the one for you. 0% interest on purchases for 12 months from the date you open your account No non-sterling transaction fees on your forei… Read more
supacook2k

First time I've known mastercard rate to be less than visa so its good to know they do beat them now and again.

123mattybc

Applied for this a few days ago, but haven't even got any email or heard anything. Anyone else experienced this? Also, I'm a student, but it didn't have that as an employment option, is that a problem?

woldranger

Nope, completely separate with different numbers. I go to the US most years and I've never had any issues when using my card.

Anon32

The 0% i believe is on all purchases and lasts 12 months. You didn't get that before and you only get the statement date with clarity. Meaning you could get this card for a new purchases here. Butbthen use it abroad. But like you in africa lots of people don't take cards and electricty is a problem so cash is king. Its all i need now is a card where you can withdraw cash wi no fees in the uk and abroad but can pay it off on the statement date. To date no card exists the closest is the saga card where if you withdraw cash you get to the statement date to pay it off. The downside is there is a cash machine fee of 2%. One day someone will offer it. Then i'll just have one and keep it

rickitmk12

I've got a few trips lined up this year so this card sounds good for me. I always carry a lot of cash around on trips but I think I'd prefer now to use a card and withdraw what I need when I'm out there. It's still 0% on UK purchases right? I understand there's interest on withdrawing ££ cash but I' never use it for that anyway.

FREE Experian Credit Checks - Barclaycard customers
-116°Expired
Posted 4th Jan 2018Posted 4th Jan 2018
FREE Experian Credit Checks - Barclaycard customers
Totally free Experian Credit Reference checks - no catches, no free deals for 28 days etc just a total free offer. Might help some people so decided to share.
ziggycj

No. They only do a soft search so it doesn't leave any kind of record. The Money Saving Expert one (and probably all others as well) give you a report monthly. I think the ones you pay for, you can request reports more frequently but the free ones send a new report monthly.

AceofJs

Viewing your own credit report can't damage your credit score!? Can it??

eslick

You might want to check that, Barclays are never at the top of the mortgage rate charts and there are plenty of better banks out there just for product ranges and value and that’s not even touching on their amazing award winning customer service, oh wait that’s never going to happen is it :( you you might also want to look into having a savings account linked to your mortgage, your accounts are offset so don’t have interest so technically they aren’t savings.

speculatrix

Barclay's offset mortgage is a good product. You can have lots of accounts, including savings accounts for children, and offset them all against your mortgage.

Cyrus

dang, i already requested the experian report via barclaycard so dont want to request it again as it may impact my score. Its all the same source and I already banked with barclaycard so lets see what they say ....

Barclaycard 27 months 0% interest on purchases and balance transfers
1005°Expired
Posted 3rd Jan 2018Posted 3rd Jan 2018
Update: Barclaycard has improved the Platinum card so it offers 27 months at 0% for both purchases and balance transfers. The Platinum card offers: 0% interest on purchases … Read more
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Smiff

ok so i got credited back about 60gbp of the about 70gbp my 2001gbp transfer cost, cool. now does anyone know if we can get this credit multiple times (within the 60 days offer period) if i do another transfer, and if so does it need to be over 2000gbp? site doesnt say in any obvious way i can see. thanks if anyone can save me a call to them, which is a little awkward right now.

Ioana79

I'm searching for money transfer card and via Uswitch I found out that I might be eligible for Virgin 12 months 0,% money transfer card or 20 months 0% card. If I apply for the second one with longer interest free period (but bit higher transfer fee of 2.5% instead of 2%) does it mean that they will give me higher limit? Second question is - if I start my new permanent job on Monday - can I apply straight away or I need to wait (how long?) So that my application isn't rejected? Thank you for sharing your thoughts...

FunkiestMonkey

Cloud cuckoo land. Last time it happened the poor and hard working middle got poorer and rich are as rich as ever.

mtuk1

Not if it’s just one or two applications it won’t. It’s not recorded on your credit report that you’ve been declined.

reggea86

The reason I did cancel my card was,lots of problem with direct debit payments(there is always available fund on my account),idiotic non understandable fees and charges,interest increases with no warnings given,increasing credit limit with not letting you know - causing higher fees again.They cheat where they can.

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