After some horrific experiences with both A.A. & R.A.C. breakdown, I was looking elsewhere. I came across Rescue My Car on Money Saving Expert.I have been using them for 3 years now & would certainly recommend them. We have the National with home cover & the personal cover so we are covered for breakdown when driving any vehicle as well as the excess waiver. We also have joint cover for my husband & I & it covers both vehicles - they take the age of the newest car only to work out the premium too which is a bonus. Please note that if you want joint cover you will need to call them up as it is not avaliable online. Our cover for the both of us & all vehicles which is very comprehensive costs us £73.90 per year, but basic cover is an option from just £17.90 too. Have a little play with the easy online quote system to see what you need & what it will cost you. Please note that they do not cover you for running out of fuel, mis-fueling or lost/stolen/broken/damaged keys - this is fairlystandard for most breakdown policies. Think they also exclude accidents too, but your car insurance policy normally covers that. Hope this helps some of you hot dealers out there!