Car Breakdown - Personal cover + wife / spouse all for £41 PA @ autoaidbreakdown
521°Expired

Car Breakdown - Personal cover + wife / spouse all for £41 PA @ autoaidbreakdown

92
Found 13th Jul 2015
Still only £41 per year - great level of cover, home start + recovery onward travel etc. Covers you and your partner. As recommended on moneysavingexpert. There are conditions + you do need to claim back the costs if used...........All explained here autoaidbreakdown.co.uk/bre…php . I've claimed a few times over the last 3 years or - never had a problem. OFC if you never have a breakdown, it's even easier :-)

92 Comments

Cheers!

in any car?

Seems like a good deal to me..

Original Poster

muffboy

in any car?


Yep, it's personnel cover.

Been using AutoAid for years - excellent service. Call out whoever can get to you quickest, pay for the repair/recovery and then send AutoAid the bill. Get a refund within a week generally. Appears to cover what you get at the highest, most expensive, level on RAC, AA or Green Flag - but at a fraction of the cost.

Never heard of them before, but as I do little driving this is a good offering, HOT

KrazyPonk

Been using AutoAid for years - excellent service. Call out whoever can … Been using AutoAid for years - excellent service. Call out whoever can get to you quickest, pay for the repair/recovery and then send AutoAid the bill. Get a refund within a week generally. Appears to cover what you get at the highest, most expensive, level on RAC, AA or Green Flag - but at a fraction of the cost.



+1....very pleased with the system. Have claimed a few times including a complete recovery from South London to the Midlands.

No mistress in this cover

Not strictly a deal as it's this price all year round, but if you've never heard of them it's worth repeating I suppose.

Original Poster

atifprince

No mistress in this cover


I'm sure you'd getaway with 1 mistress, but maybe not 2 or the wife as well ;-)

I have looked at these before, but didn't like this bit...

Home breakdowns

If your breakdown occurs at your home, we will arrange help and reimburse any call-out fees and labour charges needed to start the vehicle. If the car can’t be repaired quickly at the scene of the breakdown, we will reimburse the reasonable cost of taking the car to the nearest available garage. The maximum reimbursement under this benefit is ONLY £65.


The nearest available garage may not be the one of your choice, plus £65 may not be enough to get you there

I called them out for a home breakdown, and they asked if I had a preferred garage nearby. They got it started at home, though. Very pleased with the service.

Price didn't rocket on renewal, either!

CrazyBob

I have looked at these before, but didn't like this bit...Home … I have looked at these before, but didn't like this bit...Home breakdownsIf your breakdown occurs at your home, we will arrange help and reimburse any call-out fees and labour charges needed to start the vehicle. If the car can’t be repaired quickly at the scene of the breakdown, we will reimburse the reasonable cost of taking the car to the nearest available garage. The maximum reimbursement under this benefit is ONLY £65.The nearest available garage may not be the one of your choice, plus £65 may not be enough to get you there


Home cover (I think AA/RAC call it "Home Start") is only normally covered at the highest levels of cover. When I was looking at RAC a year ago I had to spend £180 to get any cover at home, so £65 included for my wife and I at £20.50 each is a steal. Also bear in mind that this covers the individuals rather than the car which I much prefer. I have small children and so would never want to be without things like onward travel covered so it's nice to be covered even if we accept a lift from Grandma or when I'm driving the courtesy car from the garage.

I ended up printing out a claims form and keeping it in the glove compartment. This meant that the one time I had to claim it actually got paid before I had to pay off my credit card.

does not cover all cars would not be covered in my Ford Mustang so make sure you read small print!!

I've used them for years - it all worked fine on the two occasions we've needed to claim.

Yeah been doing this for years thanks to Martin Lewis!

Covers you in most cars i believe and lots of other benefits

The only drawback is you pay upfront for the call out and then claim back BUT the payback speed is very quick usually within 7 days

I think they need to update their policy wording...

"Your car must display a valid tax disc"...

A tip for anyone looking for business insurance for their car fleet, i used Just Quote Me via their website and got breakdown cover for no charge, only cover 5 cars with it and the insurance price was spot on too.

I'd rather pay £10 for Nationwide FlexPlus bank account. Gives top breakdown cover, travel insurance, appliance warranty + more.. A lot more value for money.

KrazyPonk

Been using AutoAid for years - excellent service. Call out whoever can … Been using AutoAid for years - excellent service. Call out whoever can get to you quickest, pay for the repair/recovery and then send AutoAid the bill. Get a refund within a week generally. Appears to cover what you get at the highest, most expensive, level on RAC, AA or Green Flag - but at a fraction of the cost.




So you have to ring someone and then this firm will reimnburse you after you claim the bill back?

this looks a very good offer , i never took out breakdown cover on my insurance policy so this would be ideal

I no longer have a car but I think I used AutoAid 3 times when I was with them and the service was always great. As long as you have the money to pay for the recovery and get it back in a week or so it's a great service.

qwerta369

I'd rather pay £10 for Nationwide FlexPlus bank account. Gives top … I'd rather pay £10 for Nationwide FlexPlus bank account. Gives top breakdown cover, travel insurance, appliance warranty + more.. A lot more value for money.



It's £10 a month though isn't it?

Just renewed with Gem as they seem to be one of the few companies to cover motorhomes

qwerta369

I'd rather pay £10 for Nationwide FlexPlus bank account. Gives top … I'd rather pay £10 for Nationwide FlexPlus bank account. Gives top breakdown cover, travel insurance, appliance warranty + more.. A lot more value for money.


That's £10 per month though so the comparable price is £120 per person.
I'm currently paying £20.50 per person so the revelation that I can get better cover by paying 6 times more is hardly newsworthy.

tawse57

So you have to ring someone and then this firm will reimnburse you after … So you have to ring someone and then this firm will reimnburse you after you claim the bill back?


I did it by calling AutoAid who arranged for the rescue vehicle to come to us then paying the breakdown firm directly on Credit Card (I think it was a local firm). The breakdown firm were then able to produce an invoice on the spot and I posted it to AutoAid along with a claim form and my credit card details. I think I got a payment back to my card within a couple of days.

I think you can arrange for the breakdown call-out yourself but I found it easier to let AutoAid do it.

nanuek

I did it by calling AutoAid who arranged for the rescue vehicle to come … I did it by calling AutoAid who arranged for the rescue vehicle to come to us then paying the breakdown firm directly on Credit Card (I think it was a local firm). The breakdown firm were then able to produce an invoice on the spot and I posted it to AutoAid along with a claim form and my credit card details. I think I got a payment back to my card within a couple of days.I think you can arrange for the breakdown call-out yourself but I found it easier to let AutoAid do it.




Right, so..

1. You ring these guys - Autoaid?

2. They send someone out to help you 24 hours a day, 7 days a week?

3. You pay whoever they send to you directly via a credit card? You get an invoice from them there and then?

4. You then claim the money back from Autoaid.

Is that how it works?

I've claimed a few times (including once on Christmas Day) and the service was great every time

Thank you! Just what I was looking for...

Thanks, OP. I've just signed up.

Autoaid themselves have been very good, but be wary of some of the garages/recovery agents they recommend. We had to use a Manchester based recovery firm, and had to pay over the phone with them insisting they'd send an invoice in the post, after 4 calls to them and repeated promises they never did. In the end Autoaid agreed to pay out with a copy of our bank statement, took a few months in all.

This is the problem with so many independent recovery agents being involved, service isn't consistent, and once they have your money they can lose interest.

You have to bear this in mind as to whether you have the time to deal with this kind of stuff as they manage to keep the costs low based on many people never claiming it back. They're an insurance company after all.

So, I can take this and will be covered when I drive my own car and my wife's car? Do you have to give the reg no of each vehicle at the time of taking out the insurance and does it cover cars over 10 years old?

nanuek

That's £10 per month though so the comparable price is £120 per p … That's £10 per month though so the comparable price is £120 per person.I'm currently paying £20.50 per person so the revelation that I can get better cover by paying 6 times more is hardly newsworthy.



It's hardly a revelation.

£120 per year gets you:

1. UK & European Breakdown and Recovery Assistance
2. Worldwide family travel insurance
3. 3% AER in-credit interest on balances up to £2,500
4. 3 month fee-free overdraft
5. Worldwide family mobile phone insurance
6. Extended warranty on appliances
7. Commission-free cash withdrawals abroad
8. Identity theft and emergency card assistance

For me, £120 is a very good deal for the European breakdown cover, worldwide family mobile phone insurance (which includes Apple devices) and worldwide family travel insurance alone. If you only need breakdown cover and don't mind paying out potentially hundreds of pounds first then reclaiming it later then maybe £41 is a good deal for you.

Used the a couple of times over the years and their service have always been first class. This is why they appear to have so many loyal customers.

CrazyBob

I have looked at these before, but didn't like this bit...Home … I have looked at these before, but didn't like this bit...Home breakdownsIf your breakdown occurs at your home, we will arrange help and reimburse any call-out fees and labour charges needed to start the vehicle. If the car can’t be repaired quickly at the scene of the breakdown, we will reimburse the reasonable cost of taking the car to the nearest available garage. The maximum reimbursement under this benefit is ONLY £65.The nearest available garage may not be the one of your choice, plus £65 may not be enough to get you there



I had an issue with my spare car last month which has been stood for 12 months. Breakdown guy turns up, spent 2 hours fault finding, changed 7 fuses but still refuses to start. In the end he had to call for trailer to tow my to my preferred garage 7 miles away on a Saturday. He said there would be two call out charges but he would put it on a combined invoice £113 odd. I paid the bill and sent off a claim to Auto Aid who sent a cheque 10 days later for the full amount. I have been a member for nearly 10 years now (was with their sister company National Breakdown before that). Never trust RAC or AA ever again (former left me and my 8 month pregnant wife stranded on a motorway island for 3 hours on a hot August afternoon !)

octopus

So, I can take this and will be covered when I drive my own car and my … So, I can take this and will be covered when I drive my own car and my wife's car? Do you have to give the reg no of each vehicle at the time of taking out the insurance and does it cover cars over 10 years old?



Yes, No and my third car is 20 years old which has been stood for 12 months - still paid out - no questions ...

tawse57

Right, so..1. You ring these guys - Autoaid? YES2. They send someone out … Right, so..1. You ring these guys - Autoaid? YES2. They send someone out to help you 24 hours a day, 7 days a week? YES3. You pay whoever they send to you directly via a credit card? You get an invoice from them there and then?NO - You pay via credit card but invoice/receipt gets sent to you by post but you get a copy of the job sheet4. You then claim the money back from Autoaid.YES - you fill in claim form along with your receipt and they send a cheque usually within 14 daysIs that how it works?


tawse57

Right, so..1. You ring these guys - Autoaid?2. They send someone out to … Right, so..1. You ring these guys - Autoaid?2. They send someone out to help you 24 hours a day, 7 days a week?3. You pay whoever they send to you directly via a credit card? You get an invoice from them there and then?4. You then claim the money back from Autoaid.Is that how it works?



Yes! Thats exactly how it works

Another recommendation for Autoaid. I have used them several times over 3-years and never had a problem. Interestingly, the last breakdown I had, the recovery guy told me that I didn't need to pay him and that his company would just invoice Autoaid directly. I asked him to verify this and after a call to his office it was confirmed that I did not need to pay anything. I heard nothing after and can only assume all is well.

Very good deal, especially if you have an older vehicle in your fleet (_;)
Edited by: "celticprince" 13th Jul 2015
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