Check Car insurance for Free
-47°Expired

Check Car insurance for Free

13
Found 7th Jun 2017
I was looking for buying a used car and wasn't sure if the car is currently insured or not, if reliable or not.

I could check MOT or other details on GOV.UK site but couldn't find if car is currently insured or not

But the I found the site below, looks good and check in 3 easy steps

ownvehicle.askmid.com/
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AndyRoyd

Any existing insurance will not pass to you so not sure of the relevance … Any existing insurance will not pass to you so not sure of the relevance to you of any existing insurance on a used car that you may or may not purchase.



​Surely it is relevant and important if you take it for a test drive!
13 Comments
Not a deal mate, and its really old and well known.
It may not be a deal but definitely useful for people like me
old site with old data. still shows me as having no insurance. bought it 6 months ago and checked it's valid.
mamadonnmu

I was looking for buying a used car and wasn't sure if the car is … I was looking for buying a used car and wasn't sure if the car is currently insured or not...


Any existing insurance will not pass to you so not sure of the relevance to you of any existing insurance on a used car that you may or may not purchase.
AndyRoyd

Any existing insurance will not pass to you so not sure of the relevance … Any existing insurance will not pass to you so not sure of the relevance to you of any existing insurance on a used car that you may or may not purchase.



​Surely it is relevant and important if you take it for a test drive!
I often change my car and another good one is Cazana, it can give you a rough value of the car and what the miles should be, previous plate changes, owner changes and MOT's. Oh and how many previous owners
MrBeansDrivingInstructor

Surely it is relevant and important if you take it for a test drive!


Presumably you refer to a private sale, which is still irrelevant as the database does not indicate if the vehicle has "any driver" cover. Regardless, there is significant risk in using any seller insurance as the seller may have obtained the insurance under false pretenses, effectively rendering it invalid. I would not feel comfortable using any insurance other than my own and arranged specifically for the purpose.
AndyRoyd

Presumably you refer to a private sale, which is still irrelevant as the … Presumably you refer to a private sale, which is still irrelevant as the database does not indicate if the vehicle has "any driver" cover. Regardless, there is significant risk in using any seller insurance as the seller may have obtained the insurance under false pretenses, effectively rendering it invalid. I would not feel comfortable using any insurance other than my own and arranged specifically for the purpose.



​Or the car could be stolen? Or they could turn out to be masked axe-wielding homicidal maniacs? Or Lord Lucan?

If you have comprehensive insurance then you can very often (not always) drive another (insured) car under third party cover so being able to check does have its uses?
liamf12

old site with old data. still shows me as having no insurance. bought it … old site with old data. still shows me as having no insurance. bought it 6 months ago and checked it's valid.



​i have to disagree pal,old site but the data is up to date,my insurance had a day where I wasn't covered before my new policy kicked in and it showed up immediately.
MrBeansDrivingInstructor

...If you have comprehensive insurance then you can very often (not … ...If you have comprehensive insurance then you can very often (not always) drive another (insured) car under third party cover so being able to check does have its uses?


Again, the mention of "drive another (insured) car under third party cover" relies on the seller having legitimate insurance, which the database and potential buyer has no way of checking. The buyer simply needs to sort their own (temporary) insurance.
This service is for checking your own details only, you cannot use it to check other cars.
Jumpingphil

Yes you can. I have done it a few times for dodgy cars in my everyday … Yes you can. I have done it a few times for dodgy cars in my everyday travels.

Whilst you are physically able to enter any registration you like the site clearly tells you that it is for checking your own car and if you want details on someone else's car to use a different service, in addition the tick box is to confirm as much and to use it for other reasons is breaking the DPA.
DVLA use old tape backup technology to update their databases. This is a very time consuming process. Bit of a waste of time really offering this as a 'service' as any information it gives you is probably outdated.
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