Unfortunately, this deal is no longer available
Churchill COVID-19 mileage refund by reducing your expected weekly mileage
495° Expired

Churchill COVID-19 mileage refund by reducing your expected weekly mileage

53
Posted 12th May

This deal is expired. Here are some options that might interest you:

I have not seen Churchill advertise this anywhere, but looking through their website I found it under the FAQs!

Application took about 3 minutes, so worth applying. Fingers crossed it works out.

As a result of lockdown, many of our customers are driving less. This means you may be able to temporarily lower your premium by reducing your expected weekly mileage. The annual mileage on your policy will remain unchanged.

Please fill in the form below and we will confirm what happens next.

Please note: For DriveSure telematics users, you do not need to do anything. We already have your mileage and your premium will be automatically adjusted and refunded if required.

amends.churchill.com/

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bumbaclart12/05/2020 08:17

Does anyone know if there is anything similar with LV=?


Have you tried looking on the LV web site ,Just a thought !
53 Comments
Thank you just completed details.
Thanks for sharing this, I don’t know if it’ll make a huge difference to my annual policy but maybe I’ll have a pleasant surprise! I put on the form that I now do 5 miles per week as my work is less than 3 minutes away (and I’ve only been there twice in 7 weeks!) plus the odd supermarket shop (less than once per week). Fingers crossed for a juicy bonus!
Does anyone know if there is anything similar with LV=?
bumbaclart12/05/2020 08:17

Does anyone know if there is anything similar with LV=?


Have you tried looking on the LV web site ,Just a thought !
beanys12/05/2020 08:24

Have you tried looking on the LV web site ,Just a thought !


How very rude
shelliebish12/05/2020 07:40

Thanks for sharing this, I don’t know if it’ll make a huge difference to my …Thanks for sharing this, I don’t know if it’ll make a huge difference to my annual policy but maybe I’ll have a pleasant surprise! I put on the form that I now do 5 miles per week as my work is less than 3 minutes away (and I’ve only been there twice in 7 weeks!) plus the odd supermarket shop (less than once per week). Fingers crossed for a juicy bonus!


Keep us updated with what happens!
Edited by: "superleeds27" 12th May
saved £20, split over remaining payments. They retain the 10k i have on the policy still
gram333uk12/05/2020 09:19

saved £20, split over remaining payments. They retain the 10k i have on …saved £20, split over remaining payments. They retain the 10k i have on the policy still


What changes did you make?
Most motor policies work this way and the big insurers allow online self-service - lower your mileage as appropriate but also look at your vehicle use. Are u commuting or still using your vehicle for business? You may be able to change to social, domestic and pleasure only, so another potential saving.
Edited by: "venom2099" 12th May
superleeds2712/05/2020 09:23

What changes did you make?


reduced mileage from what was 10k a year to 6k, based on myself working from home during the COVID lock down March - June minimum
I’ve got a multi-car policy with Admiral, and I believe they are refunding £25 per vehicle - no application required.
venom209912/05/2020 09:27

Most motor policies work this way and the big insurers allow online …Most motor policies work this way and the big insurers allow online self-service - lower your mileage as appropriate but also look at your vehicle use. Are u commuting or still using your vehicle for business? You may be able to change to social, domestic and pleasure only, so another potential saving.


But most motor policies also charge £25 ish for a change of details negating any saving.
Just completed details - thanks for the post OP. Will report back....
My MIL (aged 90) doesn’t do more than 500miles in a normal year, she hasn’t been out in her Suzuki since March 8th, mileage since last May, 287.

Her renewal from LV arrived last week, £980, and despite her low miles, £500 excess and full NCB, they tell me that’s the best they can do.
berisford12/05/2020 09:39

My MIL (aged 90) doesn’t do more than 500miles in a normal year, she h …My MIL (aged 90) doesn’t do more than 500miles in a normal year, she hasn’t been out in her Suzuki since March 8th, mileage since last May, 287.Her renewal from LV arrived last week, £980, and despite her low miles, £500 excess and full NCB, they tell me that’s the best they can do.


My mums (80 years) renewal came through this year at £575. A quick search on comparison sites got it down to £256 for the same cover. Well worth 5 minutes of your time.
I'm with Admiral, they just gave me money automatically, didn't have to jump through hoops. And can do this online with them too.
berisford12/05/2020 09:39

My MIL (aged 90) doesn’t do more than 500miles in a normal year, she h …My MIL (aged 90) doesn’t do more than 500miles in a normal year, she hasn’t been out in her Suzuki since March 8th, mileage since last May, 287.Her renewal from LV arrived last week, £980, and despite her low miles, £500 excess and full NCB, they tell me that’s the best they can do.


Try comparethemarket.com, I've always found their quotes to be competitive but premiums always depends on a number of factors; postcode, vehicle, previous accidents, etc so the renewal may well be the going rate, still worth a shot though. Good luck.
So won’t save you anything if you’ve paid upfront for the year?
berisford12/05/2020 09:39

My MIL (aged 90) doesn’t do more than 500miles in a normal year, she h …My MIL (aged 90) doesn’t do more than 500miles in a normal year, she hasn’t been out in her Suzuki since March 8th, mileage since last May, 287.Her renewal from LV arrived last week, £980, and despite her low miles, £500 excess and full NCB, they tell me that’s the best they can do.


90 seems very old to be driving tbf
Edited by: "lucas" 12th May
lucas12/05/2020 10:01

So won’t save you anything if you’ve paid upfront for the year?


I paid upfront for mine, I think it said that they would send the refund to the method of payment that you used originally... you might want to double check when you submit yours. Even if I just get a fiver back, that’s a fiver that I can spend on chocolate whilst I’m working from home!
Dakota77712/05/2020 09:53

Try comparethemarket.com, I've always found their quotes to be competitive …Try comparethemarket.com, I've always found their quotes to be competitive but premiums always depends on a number of factors; postcode, vehicle, previous accidents, etc so the renewal may well be the going rate, still worth a shot though. Good luck.



This. There is completely no incentive in staying loyal to any company (be it insurance or any other with contractual agreements). Unfortunately it means having to do a search and switch every year...

Unrelated but gonna ask here - I'm with Churchill and a renewal is coming up. I'm thinking of leaving and SORNing the car (it's on 0 tax anyway so I can do whatever without losing money). It's also second car in the household.
How long is NCD certificate valid for?
shelliebish12/05/2020 10:10

I paid upfront for mine, I think it said that they would send the refund …I paid upfront for mine, I think it said that they would send the refund to the method of payment that you used originally... you might want to double check when you submit yours. Even if I just get a fiver back, that’s a fiver that I can spend on chocolate whilst I’m working from home!


Lovely, just put down 0 miles, see what they come back with
ghow00712/05/2020 09:29

I’ve got a multi-car policy with Admiral, and I believe they are refunding …I’ve got a multi-car policy with Admiral, and I believe they are refunding £25 per vehicle - no application required.


Yup that is true. I got same info from them as my car insurer.
When I was working at Zurich insurance low mileage like 0-2000 per year was penalised as higher risk of theft and repair due to lack of use could be what LV do too
berisford12/05/2020 09:39

My MIL (aged 90) doesn’t do more than 500miles in a normal year, she h …My MIL (aged 90) doesn’t do more than 500miles in a normal year, she hasn’t been out in her Suzuki since March 8th, mileage since last May, 287.Her renewal from LV arrived last week, £980, and despite her low miles, £500 excess and full NCB, they tell me that’s the best they can do.

vivi_ssj312/05/2020 10:12

This. There is completely no incentive in staying loyal to any company (be …This. There is completely no incentive in staying loyal to any company (be it insurance or any other with contractual agreements). Unfortunately it means having to do a search and switch every year...Unrelated but gonna ask here - I'm with Churchill and a renewal is coming up. I'm thinking of leaving and SORNing the car (it's on 0 tax anyway so I can do whatever without losing money). It's also second car in the household. How long is NCD certificate valid for?


2 years
Will this work if you pay for your insurance annually rather than monthly?
beanys12/05/2020 08:24

Have you tried looking on the LV web site ,Just a thought !


berisford12/05/2020 09:39

My MIL (aged 90) doesn’t do more than 500miles in a normal year, she h …My MIL (aged 90) doesn’t do more than 500miles in a normal year, she hasn’t been out in her Suzuki since March 8th, mileage since last May, 287.Her renewal from LV arrived last week, £980, and despite her low miles, £500 excess and full NCB, they tell me that’s the best they can do.


That'll be the age. At 90 years old, she's likely to have the reaction time of a moderately drunk driver, therefore very high risk despite low miles.

Would be cheaper to get shot of the car and spend money on taxis instead.

Always worth shopping around though.
MetallicA12/05/2020 12:55

Will this work if you pay for your insurance annually rather than monthly?


Yeah when you fill out the form it says refund if paid annually or discount on future payments if monthly
berisford12/05/2020 09:39

My MIL (aged 90) doesn’t do more than 500miles in a normal year, she h …My MIL (aged 90) doesn’t do more than 500miles in a normal year, she hasn’t been out in her Suzuki since March 8th, mileage since last May, 287.Her renewal from LV arrived last week, £980, and despite her low miles, £500 excess and full NCB, they tell me that’s the best they can do.


It never pays to renew! A quick search. On a comparison site will save you a small fortune I can almost guarantee. Been with the same provider 10 years then left to save £200 a year as they would not match!
Just saved myself £25 over the rest of my policy on Hastings Direct
Thanks for this, we’ve done it for both of our cars 🏻
vivi_ssj312/05/2020 10:12

This. There is completely no incentive in staying loyal to any company (be …This. There is completely no incentive in staying loyal to any company (be it insurance or any other with contractual agreements). Unfortunately it means having to do a search and switch every year...Unrelated but gonna ask here - I'm with Churchill and a renewal is coming up. I'm thinking of leaving and SORNing the car (it's on 0 tax anyway so I can do whatever without losing money). It's also second car in the household. How long is NCD certificate valid for?


I believe it is two years but check with Churchill to be on the safe side.
beanys12/05/2020 08:24

Have you tried looking on the LV web site ,Just a thought !


No need for sarcastic comments like that. You could say that for pretty much every offer on here, instead of coming into this app to look for the best deal you could just trawl all the websites.... he asked a genuine customer to see if anyone has had comma from LV. If you haven’t got anything nice to say, don’t say it...
berisford12/05/2020 09:39

My MIL (aged 90) doesn’t do more than 500miles in a normal year, she h …My MIL (aged 90) doesn’t do more than 500miles in a normal year, she hasn’t been out in her Suzuki since March 8th, mileage since last May, 287.Her renewal from LV arrived last week, £980, and despite her low miles, £500 excess and full NCB, they tell me that’s the best they can do.


I can totally understand this as it was most probably over 70 years ago she passed her test. New drivers passing there tests get absolutely hammered when it comes to getting insurance and they are the most upto date drivers in the country with regards to the laws of the road. I do feel for her having to pay such a large amount but I do think that it is justifiable.
Oh , that’s two companies now doing a little bit to help...
shelliebish12/05/2020 07:40

Thanks for sharing this, I don’t know if it’ll make a huge difference to my …Thanks for sharing this, I don’t know if it’ll make a huge difference to my annual policy but maybe I’ll have a pleasant surprise! I put on the form that I now do 5 miles per week as my work is less than 3 minutes away (and I’ve only been there twice in 7 weeks!) plus the odd supermarket shop (less than once per week). Fingers crossed for a juicy bonus!


Work is 3 minutes away and you drive?
Thanks Op!
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