Don't forget that you can get a paid-for bank account which will provide … Don't forget that you can get a paid-for bank account which will provide this with mobile phone insurance, extended warranty and breakdown cover as well as free cash withdrawals for £120 / year for a family of four. Nationwide.I can recommend it, my wife and I use it. I've used both the extended warranty (laptop failed at 14 months, collected, fixed, returned at no cost) and the mobile phone insurance (dropped it, smashed screen, collected, fixed and returned for £25 excess). I've thankfully not had to use breakdown or travel insurance.
Is the Nationwide account still the number one recommendation of MoneySavingExpert? Cigna is quoting me just £32 for annual EU travel, and I've already got breakdown, but I'm still minded to get the Nationwide account.
Partialy agree with the other poster justmustard, they defintely don't make claiming for things easy which almost acts as deterrent in some cases. I know I experience a slight wave of stress when I realise I'm due to claim back some dental costs as it's time consuming.