Citroen C1 Hatchback 1.2 PureTech Feel 5dr 3+17 personal contract hire, £78.78 pm, £596.34 up front, 10k p/a = £1935.60 TFS vechile leasing
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Citroen C1 Hatchback 1.2 PureTech Feel 5dr 3+17 personal contract hire, £78.78 pm, £596.34 up front, 10k p/a = £1935.60 TFS vechile leasing

54
Found 26th Jun 2016
So I saw this on TFS vechile leasing and I thought it was a pretty good deal.

The initial payment is made up of £236.34 inc VAT initial rental and £360 processing fee.

Then only £78.78 a month for 17 months. 18 month contract all together

= £1,935.60 in total

No road tax required and comes with warranty and breakdown cover.

Personal contract hire
Contract term : 18 months
Rental profile : 3 + 17
Annual mileage : 10000
Production status : Current model
CO2 band : A (0-100 g/km)

54 Comments

Net = £85.65 per month...... cheapest we've seen for a bit. Great value. Good deal
Edited by: "poolman" 26th Jun 2016

Hi Dewhurst, I've updated the price as it works out to be £1,935.60

20 x £78.78 = £1,575.60
Plus £360 processing fee = £1935.60

Original Poster

poolman

Net = £85.65 per month...... cheapest we've seen for a bit. Great value. … Net = £85.65 per month...... cheapest we've seen for a bit. Great value. Good deal


I thought so too! Seems to be a good car with a lot of tech.

Think I am going to go for this myself

Original Poster

BeerDrinker

Hi Dewhurst, I've updated the price as it works out to be £1,935.6020 x … Hi Dewhurst, I've updated the price as it works out to be £1,935.6020 x £78.78 = £1,575.60Plus £360 processing fee = £1935.60


Thank you!

BeerDrinker

Hi Dewhurst, I've updated the price as it works out to be £1,935.6020 x … Hi Dewhurst, I've updated the price as it works out to be £1,935.6020 x £78.78 = £1,575.60Plus £360 processing fee = £1935.60



Oh....£107.53 per month....not so good then......
Edited by: "poolman" 26th Jun 2016

Does anyone know whether they'll do this for a 17 year old? It's cheaper than insuring them on my policy!

matrich1610

Does anyone know whether they'll do this for a 17 year old? It's cheaper … Does anyone know whether they'll do this for a 17 year old? It's cheaper than insuring them on my policy!


This if for the lease of the car alone, you/your son or daughter will still need to arrange an insurance policy!
Edited by: "BeerDrinker" 26th Jun 2016

matrich1610

Does anyone know whether they'll do this for a 17 year old? It's cheaper … Does anyone know whether they'll do this for a 17 year old? It's cheaper than insuring them on my policy!



As beer drinker says they will lease to 17 year old if they have credit or you guarantee it if you have credit but you he would still need to take out insurance

Original Poster

matrich1610

Does anyone know whether they'll do this for a 17 year old? It's cheaper … Does anyone know whether they'll do this for a 17 year old? It's cheaper than insuring them on my policy!



You will still have to insure it. Insurance for me is £700 a year quoted on this car and I am 22 with 1 years no claims. Insurance is always sky high for new super young drivers unfortunately

poolman

Oh....£107.53 per month....not so good then......



£107 for a brand new car with a sensible mileage limit is still excellent value for money.

Dr Zoidberg

£107 for a brand new car with a sensible mileage limit is still excellent … £107 for a brand new car with a sensible mileage limit is still excellent value for money.



There have been C1 deals posted before as low as the £80 mark. This is alright but not a hot deal IMO. Each to their own.
Of course, if the deals were posted correctly in the first place with the monthly 'true' net cost, all confusion could be avoided but hey ho...

Spreading the cost of admin fee across an 18 month term rather than 24/36m and the limited 6months benefit of the 1st service cost makes any 18 month lease term potentially comparatively expensive. Obviously that is offset by having the opportunity to access a newer replacement vehicle at effective month 19, but at more cost... Each to their own.

Dewhurst93

You will still have to insure it. Insurance for me is £700 a year quoted … You will still have to insure it. Insurance for me is £700 a year quoted on this car and I am 22 with 1 years no claims. Insurance is always sky high for new super young drivers unfortunately



Fortunately you mean. There's a reason insurance costs are prohibitive for them to drive at that age as many are at a much greater risk of having an accident. I 100% agree they should pay very high insurance. Insurance cost is based on risk. Once you get to 25 the cost lowers considerably.

Original Poster

AndyRoyd

Spreading the cost of admin fee across an 18 month term rather than … Spreading the cost of admin fee across an 18 month term rather than 24/36m and the limited 6months benefit of the 1st service cost makes any 18 month lease term potentially comparatively expensive. Obviously that is offset by having the opportunity to access a newer replacement vehicle at effective month 19, but at more cost... Each to their own.


So would you say 12 or 24 months would be more beneficial?

Just had one of these on a similar lease deal. Really enjoyed it. Wish it had an inbuilt sat Nav and a light in the boot. Other than that I'd 100% recommend the car and deal.

Original Poster

tomhirst

Just had one of these on a similar lease deal. Really enjoyed it. Wish it … Just had one of these on a similar lease deal. Really enjoyed it. Wish it had an inbuilt sat Nav and a light in the boot. Other than that I'd 100% recommend the car and deal.


Thanks! Did you have any problems with it? I'm really considering it as I've had a bit of bad luck with my current car, so naturally a bit dubious

Does anybody know if you have the option of automatic on this deal? Couldn't see anything that said it was manual but assuming but is

Dewhurst93

[quote=AndyRoyd] Spreading the cost of admin fee across an 18 month term … [quote=AndyRoyd] Spreading the cost of admin fee across an 18 month term rather than 24/36m and the limited 6months benefit of the 1st service cost makes any 18 month lease term potentially comparatively expensive. Obviously that is offset by having the opportunity to access a newer replacement vehicle at effective month 19, but at more cost... Each to their own.


Dewhurst93

So would you say 12 or 24 months would be more beneficial?


"Beneficial" to reduce the equivalent monthly admin cost: obviously yes. Would you want to pay an admin fee each year? That is what would happen if you took say three 12m leases sequentially.
If comparing to say a 36m term, the admin equivalent monthly cost is doubled via 2x18m term leases (i.e. 2 x admin fees, one for each 18m lease). The benefit of the difference in number of services over total 36m may swing either way depending if the lease company would expect a service performed on the single 36m lease vehicle immediately before it was returned (assuming service periods were 12m).

Insurance should be doubled for under 25s so as to reduce premiums for us more experienced, safer older drivers

thankshotdeals

As beer drinker says they will lease to 17 year old if they have credit … As beer drinker says they will lease to 17 year old if they have credit or you guarantee it if you have credit but you he would still need to take out insurance



You would prob need to provide a fully paid insurance policy on the car before release and possibly the renewal and a adult to guarantee the car payments, circumstances are very high risk, they will want to cover their bum, if it saves cash do it, teaches financial responsibility as well.

Just got my C1 from the £66 a month deal on here a while ago and I love it. Even has a DAB radio with Bluetooth

They always try and move the borders on theses deals.

Comment

fishmaster

Fortunately you mean. There's a reason insurance costs are prohibitive … Fortunately you mean. There's a reason insurance costs are prohibitive for them to drive at that age as many are at a much greater risk of having an accident. I 100% agree they should pay very high insurance. Insurance cost is based on risk. Once you get to 25 the cost lowers considerably.



So theres no real reason to pass a driving test then? The test that says that they are competent enough to go on the road on their own? I have encountered many drivers of 'a more mature age' that are downright dangerous and need their licenses taken off them with immediate effect.

Just my opinion obviously...

alvinwallop

They always try and move the borders on theses deals.



Looks like the leasing companies are using these 'processing fees' as a way to make deals look cheaper then they really are. They may not be hidden fees but they certainly not as well highlighted as the monthly charge.

I do think young driver insurance needs to be rethought. maybe a refundable deposit along with a more realistic premium. they crash, deposit gone. No crash, deposit refunded.

The processing fees are what the broker is charging/making for there work the leasing company are the financing company who are financing against the vehicle.

cossiecraig

The processing fees are what the broker is charging/making for there work … The processing fees are what the broker is charging/making for there work the leasing company are the financing company who are financing against the vehicle.



​Yes please.

Disco Dave

Just got my C1 from the £66 a month deal on here a while ago and I love … Just got my C1 from the £66 a month deal on here a while ago and I love it. Even has a DAB radio with Bluetooth



​Who was that with? Thanks

I think I will look more into this deal for my 17 year old son as well. Coming up as £473 a year for the insurance through me with him driving on policy.

Edited by: "cambourne03" 26th Jun 2016

cambourne03

I think I will look more into this deal for my 17 year old son as well. … I think I will look more into this deal for my 17 year old son as well. Coming up as £473 a year for the insurance through me with him driving on policy.



Not sure how this all works because never paid attention at the time when I was young and did it, but if he crashes do you lose your NCB as you are the main policy holder ? Maybe safer but more costly for you to be a named driver on his policy and him earn his own NCB and not risk yours if that's how it works.

Bikerdanny

Not sure how this all works because never paid attention at the time when … Not sure how this all works because never paid attention at the time when I was young and did it, but if he crashes do you lose your NCB as you are the main policy holder ? Maybe safer but more costly for you to be a named driver on his policy and him earn his own NCB and not risk yours if that's how it works.




This quote is taking out a new policy with NCD at all

Jaspabt1

I do think young driver insurance needs to be rethought. maybe a … I do think young driver insurance needs to be rethought. maybe a refundable deposit along with a more realistic premium. they crash, deposit gone. No crash, deposit refunded.


That's effectively what they already have now only you hold the money, not the insurance company.
You crash the car, you pay your excess. Don't crash, you keep the excess. Reduce your insurance premium by increasing your excess amount.

They also 12 month lease option which works out £117 including admin fee. For £10 extra or £120 you will get brand new car every year.

mario2001

They also 12 month lease option which works out £117 including admin fee. … They also 12 month lease option which works out £117 including admin fee. For £10 extra or £120 you will get brand new car every year.


Do you know if the lease co expects the hirer to fund one service on a 12m lease option? Thanks.

cambourne03

I think I will look more into this deal for my 17 year old son as well. … I think I will look more into this deal for my 17 year old son as well. Coming up as £473 a year for the insurance through me with him driving on policy.


Probably worth considering GAP insurance as well.

mario2001

They also 12 month lease option which works out £117 including admin fee. … They also 12 month lease option which works out £117 including admin fee. For £10 extra or £120 you will get brand new car every year.



But you'll be paying the processing fee more regularly, so losing out there as well.

Bikerdanny

Not sure how this all works because never paid attention at the time when … Not sure how this all works because never paid attention at the time when I was young and did it, but if he crashes do you lose your NCB as you are the main policy holder ? Maybe safer but more costly for you to be a named driver on his policy and him earn his own NCB and not risk yours if that's how it works.



I would say better they start accruing their own NCD sooner rather than later and adding you to their policy can often help with the premiums.

Cheap

Dewhurst93

I thought so too! Seems to be a good car with a lot of tech.Think I am … I thought so too! Seems to be a good car with a lot of tech.Think I am going to go for this myself



​No it isn't. It is an awful car. hence why you can lease it for £100 a month. If you want tech and a car that feels nice and solid you're going to have to pay ford focus money minimum.

Original Poster

acj7745

​No it isn't. It is an awful car. hence why you can lease it for £100 a mo … ​No it isn't. It is an awful car. hence why you can lease it for £100 a month. If you want tech and a car that feels nice and solid you're going to have to pay ford focus money minimum.


A good car for young drivers who are looking to build up their NCD and work their way up in terms of career which is what I am currently doing. Seems like a perfecr car for young drivers, don't think we can all afford Ford Focus cars yet... Although I am aiming for that in a few years!
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