Citroen C4 CACTUS 1.2 PureTech Feel 5dr Personal Lease 10k miles £118 a month £118 deposit £2548.99 @ NVS
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Citroen C4 CACTUS 1.2 PureTech Feel 5dr Personal Lease 10k miles £118 a month £118 deposit £2548.99 @ NVS

164
Found 11th Jul 2016
Been in the lookout for a decent cactus deal for a while after hiring one a month ago.
Looks to be a really good deal that's only on for a week.
Colour as first come first serve.

Price includes admin fee.
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164 Comments
What?.... You actually have to pay to drive these?
How do you get it to £2,548.99 please?
Can't get to that price if I assume it's a 24 mth deal. 24 months at just £100 would be £2,400 alone. If its £118 down + 23 x £118 then that will be £2,832.
Ugliest car in the world but gets good reviews. So hot from me.
ghostm4n

Can't get to that price if I assume it's a 24 mth deal. 24 months at just … Can't get to that price if I assume it's a 24 mth deal. 24 months at just £100 would be £2,400 alone. If its £118 down + 23 x £118 then that will be £2,832.



18 month
decent price if you like the car...
andywedge

How do you get it to £2,548.99 please?



£118.80 x18 =2138.40

Admin fee + deposit =358.79

£2497.19

Apologies
Edited by: "dexpearce" 11th Jul 2016
Good name the cactus,because you'll feel a right pr1ck if you buy one
Edited by: "Biggunspaul" 11th Jul 2016
Great car! I got mine on a similar lease deal, had it for 6 months with 12 to go.

Incredible on fuel - it only has a small tank but easy does in excess of 500 miles. I do predominantly urban driving (mixture of 30-50mph) and it does 57mpg easily. That is without driving 'economically'.

The interior and gadgets all work well. The one minor negative is the lack of cup holders except for the one between the two front seats.

As for the exterior, I love it. I've got shark grey, I think they called it, with black panels.

If you:

Like the exterior and/or are not overly concerned
Want a vehicle that is very cheap to run
Not needing/wanting raw power
Would like a new car every 2-3 years

Then a lease of a Cactus is by far the best value out there.
Biggunspaul

Good name the cactus,because you'll feel a right pr1ck if you buy one



Good thing this is a lease deal then
donslibi

Good thing this is a lease deal then



I'm not allowed to say what you call people who would lease a cactus,it's just far too rude
dexpearce

£118.80 x18 =2138.40Admin fee + deposit =358.79£2497.19Apologies



I think it's actually less:

((118.80*18)+239.99)/18 = £132pm

You have doubled-accounted the deposit. It's the first month's rent so only needs to be added in once.
Who ever buys this please PM me your address.. just getting my baseball bat ready.

Why do people buy these cars are you blind? so hideous oO
Ugly car but heat for the price
When you actually apply and choose personal, the price is £143.98 pm + £143.98 deposit?
Why do people care most about a cars appearance?
djjinx1

When you actually apply and choose personal, the price is £143.98 pm + … When you actually apply and choose personal, the price is £143.98 pm + £143.98 deposit?



Think you've gone on the 1.2 Flair. This deal is for the 1.2 Feel.

Personally I've gone for the flair. A bit more but worth it I think.
Anyone ever heard "Personal taste"? I might be in the minority but I reckon it's a good looking car. Is far prefer this looks wise to most of the cars out there, particularly in the price range. Good find OP
I'm guessing a PhD student wouldn't get approved for such a leasing deal? (16k pa tax free stipend) If so does anyone know if there is an option to pay the whole contract upfront? Thanks
I really don't understand the appeal of these deals. 2 and a half grand down and you get nothing at the end of it. Why not just buy a £3-4k used car on finance? Same monthly cost but at the end of it you've got a car. Look after it and you could get a decent chunk of your money back.
bblgoose

I really don't understand the appeal of these deals. 2 and a half grand … I really don't understand the appeal of these deals. 2 and a half grand down and you get nothing at the end of it. Why not just buy a £3-4k used car on finance? Same monthly cost but at the end of it you've got a car. Look after it and you could get a decent chunk of your money back.


Take away the interest and dealer margin and you've actually paid £4k for a £2k car after a couple of years will be worth £1k plus if you're not lucky the same again in repair bills.
​I asked myself the same question when I was looking.

I had a 3-4 year old Seat Ibiza. Did the job nicely when I bought it. I was paying £105 per month on a good rate personal loan.

It did just under 40 mpg and would cost me around £200 a month to fill. Add tax £120 a year, plus an MOT (without factoring in any bills), and servicing, I was paying around £330 per month (petrol, loan, and other costs).

Over 3.5 years (the length of my loan) I'd payed roughly £14k in 'driving' costs (excluding insurance). The car had depreciated, largely due to the increased mileage from 50k to just under 100k.

Factoring in the resale value, if I was generous, the total cost would have been £11.5k.

So my Cactus lease.

£115 per month. No tax. No service costs. No MOT. More fuel efficient, more reliable, comes with Road Side assistance. And a full warranty.

The comparable driving cost per month? Just £245. If I were to do this over 3.5 years (over two leases, so still no MOT), the total cost would be £10,290.

So I've saved myself a little over £1,000 over 3.5 years.

This may not work out the same for everyone, as it largely depends on what vehicle you can get at an affordable monthly price. The big win for me was the much higher MPG which suited my mileage perfectly.

There is no right or wrong answer to a lease/purchase being better. If people do the maths, they will see for themselves if it works out cheaper for them.

What a lease does give you though, particularly those who are less car savy, is a new car with hassle free and no big bill shock driving. And at the end, you start again. No waiting to sell on Auto trader / eBay hoping to get a good price.






bblgoose

I really don't understand the appeal of these deals. 2 and a half grand … I really don't understand the appeal of these deals. 2 and a half grand down and you get nothing at the end of it. Why not just buy a £3-4k used car on finance? Same monthly cost but at the end of it you've got a car. Look after it and you could get a decent chunk of your money back.



oh dear, I hope your trolling.
Ugly?please..
http://2.bp.blogspot.com/_NFWf9ql-g6o/TI-UaDmsxyI/AAAAAAAABLw/AnN6CkdVIiU/s1600/fiat-multipla-2002-001.jpg
Got one of these on the same deal about 7 months ago. Fantastic value. I would have another in a heartbeat at this price.
Biggunspaul

Good name the cactus,because you'll feel a right pr1ck if you buy one



​thats why you lease one.
bblgoose

I really don't understand the appeal of these deals. 2 and a half grand … I really don't understand the appeal of these deals. 2 and a half grand down and you get nothing at the end of it. Why not just buy a £3-4k used car on finance? Same monthly cost but at the end of it you've got a car. Look after it and you could get a decent chunk of your money back.



I really don't understand why people go out for meals. Costs you anything from £20 upwards and at the end of the meal you've got nothing (except maybe a mint).
Hi chaps, are there any servicing 'problems' ie are you forced to use a particular garage and pay premium rates ?
bblgoose

I really don't understand the appeal of these deals. 2 and a half grand … I really don't understand the appeal of these deals. 2 and a half grand down and you get nothing at the end of it. Why not just buy a £3-4k used car on finance? Same monthly cost but at the end of it you've got a car. Look after it and you could get a decent chunk of your money back.


A car is a liability not an asset you should buy assets and leases liabilities
rogertb

Hi chaps, are there any servicing 'problems' ie are you forced to use a … Hi chaps, are there any servicing 'problems' ie are you forced to use a particular garage and pay premium rates ?



No, just use the same garage as if your buying the car, as long as it's to standard manufacturers spec.
This 18 month lease term means your only likely to have 1 service anyway.
Why would I want to pay that kind of money to look a total plonker, driving one of these hideous excrescences?
Thanks Gozer
Biggunspaul

Good name the cactus,because you'll feel a right pr1ck if you buy one



You probably would......you obviously have an inferiority complex.

Funny how some saddos judge people by a metal box on four wheels.......truly amazing.
bblgoose

I really don't understand the appeal of these deals. 2 and a half grand … I really don't understand the appeal of these deals. 2 and a half grand down and you get nothing at the end of it. Why not just buy a £3-4k used car on finance? Same monthly cost but at the end of it you've got a car. Look after it and you could get a decent chunk of your money back.



Because you've been driving around in an old heap of crap for 2 years with all the inevitable repair costs and by the time you've paid the loan off, the car is worth virtually nothing anyway. Whether you like the styling of the Cactus or not, its far superior to any old banger you can get for £3k.
Edited by: "4spoons" 12th Jul 2016
Odd to look at (please get rid of those ridiculous plastic door panels) but they're very nice to drive, are well specc'd and very economic. Seems like a good deal to me.
I cant help but bite on this. Is this called "HotUKModels"?, HotUKFHM"? No. It's deals. This is a great deal, no one cares if your pretending to own a fleet of M3s and Range Rovers at home, and the looks aren't quite to your obviously very well established taste. This car is well designed and cheap. What do you want for your money? I'd certainly rather have this than the droves of focus's and astras you see everywhere.
Oh Jeez - My Hello Yellow Cactus goes back in Feb and looks like I could have a red one straight after.....!!!
dilbertov

Why would I want to pay that kind of money to look a total plonker, … Why would I want to pay that kind of money to look a total plonker, driving one of these hideous excrescences?



I get the feeling you'd look like one walking down the street for free........
zx636r

You probably would......you obviously have an inferiority complex.Funny … You probably would......you obviously have an inferiority complex.Funny how some saddos judge people by a metal box on four wheels.......truly amazing.



What you think I'm sad and have an inferiority complex just because I have taste

Anyway,it's not so much the metal that bothers me,it's more the plastic on the side that's the problem
Edited by: "Biggunspaul" 12th Jul 2016
IlIlIlIlIlIl

I'm guessing a PhD student wouldn't get approved for such a leasing deal? … I'm guessing a PhD student wouldn't get approved for such a leasing deal? (16k pa tax free stipend) If so does anyone know if there is an option to pay the whole contract upfront? Thanks



I don't know the answer to this, but if it is possible then definitely get additional GAP insurance.
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