Clydesdale/Yorkshire Current Account switch to them and £150 cash back - links to other banks offers in first post
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Clydesdale/Yorkshire Current Account switch to them and £150 cash back - links to other banks offers in first post

56
Found 13th Jan 2016
Thought this would be posted already today, switch to them and they will give you £150 cash back, they did this early last year and got loads of new business. Usual rules apply have to switch 2 direct debits and transfer in £1000 a month for 2 months and think this may be new activate online banking.

Some good cashback deals at the moment. will add the YB link in first post

other Banks have offers at the moment will add the links to the first post, most have been posted already on here so wont call this a mega thread

56 Comments

Cold there is better deals out there from other banks. unionist enjoy.

hot

From experience, YB do not keep their promises. I transferred from Halifax to YB starting 2nd Dec 2014 (YB said my account would be live from this date) but my account wasn't even open with them til 7th Jan 2015 and in the meantime they managed to convince Halifax to fully close my account with them so I was left with no account whatsoever over Xmas. Ended up transferring back to Hailifax within a week of the YB account being opened without an apology from YB in the whole time!

liston2

Cold there is better deals out there from other banks. unionist enjoy.


Which banks are offering better deals then?

A family member had no major problems going through their account switching service a year ago. Account switched, old one closed and cashback paid. Only downside was ending up with one of their Credit Cards as part of that process.

I tried joining Yorkshire Bank / Clydesdale. Forget on-line, they insist you call them and spend 35 minutes telling the information to someone who is slow at typing things in. Ten days later they sent me eighteen pages of forms to be completed, some of which made no sense and some of which needed the information I had already provided them with over the phone. I went to another bank who gave me £100 and have since given me offers that took the benefits to over £150. (Bank name kept secret for security, but the good deals are out there.)

sunshineonleith1

I tried joining Yorkshire Bank / Clydesdale. Forget on-line, they insist … I tried joining Yorkshire Bank / Clydesdale. Forget on-line, they insist you call them and spend 35 minutes telling the information to someone who is slow at typing things in. Ten days later they sent me eighteen pages of forms to be completed, some of which made no sense and some of which needed the information I had already provided them with over the phone. I went to another bank who gave me £100 and have since given me offers that took the benefits to over £150. (Bank name kept secret for security, but the good deals are out there.)

k

Just opened account online with Yorkshire no problem at all. I laughed when you say for security you can't name the bank you went with... Relax a bit. By knowing just the bank u have ur account no one can do anything...

sunshineonleith1

I tried joining Yorkshire Bank / Clydesdale. Forget on-line, they insist … I tried joining Yorkshire Bank / Clydesdale. Forget on-line, they insist you call them and spend 35 minutes telling the information to someone who is slow at typing things in. Ten days later they sent me eighteen pages of forms to be completed, some of which made no sense and some of which needed the information I had already provided them with over the phone. I went to another bank who gave me £100 and have since given me offers that took the benefits to over £150. (Bank name kept secret for security, but the good deals are out there.)



Bank name a secret for security?

That's like not disclosing that you drive a Skoda for fear it might be stolen!

I opened an account online on Monday with Clydesdale. No problems at all (yet). Accepted there and then.

if you think the £150 is payment for 41 hour work it's a good hourly rate post tax.... so the forms and phone calls are worth it. opened 7 account ts when you could do this a few times so 1050 quid for 7 hours work want bad.

Good luck with the switching process. When I did it last year they sent me reams and reams of paper to fill out - completely ridiculous. A lot of work, but probably worth it for £150..

sunshineonleith1

I tried joining Yorkshire Bank / Clydesdale. Forget on-line, they insist … I tried joining Yorkshire Bank / Clydesdale. Forget on-line, they insist you call them and spend 35 minutes telling the information to someone who is slow at typing things in. Ten days later they sent me eighteen pages of forms to be completed, some of which made no sense and some of which needed the information I had already provided them with over the phone. I went to another bank who gave me £100 and have since given me offers that took the benefits to over £150. (Bank name kept secret for security, but the good deals are out there.)



You what?X)

sunshineonleith1

I tried joining Yorkshire Bank / Clydesdale. Forget on-line, they insist … I tried joining Yorkshire Bank / Clydesdale. Forget on-line, they insist you call them and spend 35 minutes telling the information to someone who is slow at typing things in. Ten days later they sent me eighteen pages of forms to be completed, some of which made no sense and some of which needed the information I had already provided them with over the phone. I went to another bank who gave me £100 and have since given me offers that took the benefits to over £150. (Bank name kept secret for security, but the good deals are out there.)

Are you 12? How is disclosing information on the name of your bank going to aid in security?

Also worth noting that if you have claimed for one of the £150 incentives and can't go for the other one.

zerocrop

Which banks are offering better deals then?



​Santander 123 if you have 9k+ savings, the interest rate still trumps any cashback, unless you close the account like within a month. First direct also offer 100+ switch bonus, but very good CS.

newwayliu1

​Santander 123 if you have 9k+ savings, the interest rate still trumps a … ​Santander 123 if you have 9k+ savings, the interest rate still trumps any cashback, unless you close the account like within a month. First direct also offer 100+ switch bonus, but very good CS.




So there are better deals out there if you have £9000 savings (which sort of commits you to 12 months min?) or if you don't mind losing £50 cashback for better CS? OK (_;)

Edited by: "bellboys" 14th Jan 2016

Have you ever known a poster not reveal the name of the bank they got a great deal on due to security?? We're not asking for your account sort code and pin code, you know. Crikey.

You guys are all idiots revealing your HUKD usernames, I've just used them to ransack all your bank accounts. Security!!

Virtual Insanity

You guys are all idiots revealing your HUKD usernames, I've just used … You guys are all idiots revealing your HUKD usernames, I've just used them to ransack all your bank accounts. Security!!



Hahaha Lmao. That was a classic.

Guys, danger danger, ssshhh don't name the bank.

newwayliu1

​Santander 123 if you have 9k+ savings, the interest rate still trumps a … ​Santander 123 if you have 9k+ savings, the interest rate still trumps any cashback, unless you close the account like within a month. First direct also offer 100+ switch bonus, but very good CS.



This deal is for a current account - you can't compare savings.

Rickardo

This deal is for a current account - you can't compare savings.




He isn't. He is referring to the 123 Current account, and the First Direct Current Account - the former which offers 3% on balances 3-20k. The latter which, I agree, has very good customer service.

Edited by: "xeroc" 14th Jan 2016

Been with Clydesdale bank for 15 years, no problems at all. Fantastic customer service as well.

sunshineonleith1

I tried joining Yorkshire Bank / Clydesdale. Forget on-line, they insist … I tried joining Yorkshire Bank / Clydesdale. Forget on-line, they insist you call them and spend 35 minutes telling the information to someone who is slow at typing things in. Ten days later they sent me eighteen pages of forms to be completed, some of which made no sense and some of which needed the information I had already provided them with over the phone. I went to another bank who gave me £100 and have since given me offers that took the benefits to over £150. (Bank name kept secret for security, but the good deals are out there.)


this is the kind of reply that says more about the commentator than the company... giving info over the phone merely creates the account and leaves a trace of you on their database. the information invariably has to be added to, or confirmed, with a signature at the end as proof of your supply of information. this is to validate the information as correct and to protect themselves against spurious 'i've been robbed and its your fault' claims if money goes missing. while it may be frustrating, i'd suggest taking a step back from your indignation and wee the bigger picture...
Edited by: "marineville" 14th Jan 2016

newwayliu1

​Santander 123 if you have 9k+ savings, the interest rate still trumps a … ​Santander 123 if you have 9k+ savings, the interest rate still trumps any cashback, unless you close the account like within a month. First direct also offer 100+ switch bonus, but very good CS.


personal opinion only but i quite dislike first direct... their silly security tag process each time you access the account, whille fabulously safe, is a royal pain and the way it opens new windows i find clunky. the same goes for hsbc and even nationwide is a bit meh! personally find lloydsm tsb and santander are safe enough without all the palaver. but, hey, what do i know!
Edited by: "marineville" 14th Jan 2016

Original Poster

newwayliu1

​Santander 123 if you have 9k+ savings, the interest rate still trumps a … ​Santander 123 if you have 9k+ savings, the interest rate still trumps any cashback, unless you close the account like within a month. First direct also offer 100+ switch bonus, but very good CS.



may be this article you are referring too

blog.moneysavingexpert.com/201…158

Is Santander still the only one offering 3% on up to £20k?

newwayliu1

​Santander 123 if you have 9k+ savings, the interest rate still trumps a … ​Santander 123 if you have 9k+ savings, the interest rate still trumps any cashback, unless you close the account like within a month. First direct also offer 100+ switch bonus, but very good CS.



Yes I see your point. however, one ought not to confuse interest paid on a given account with an incentive simply to switch. In this instance there is nothing to stop a person switching from wherever to Yorkshire/Clydesdale in order to collect the incentive, and then switching again to Santander!

OrangeAgent

Is Santander still the only one offering 3% on up to £20k?


What do you mean "only one". There were never any others offering 3% on a 20k balance.

newwayliu1

​Santander 123 if you have 9k+ savings, the interest rate still trumps a … ​Santander 123 if you have 9k+ savings, the interest rate still trumps any cashback, unless you close the account like within a month. First direct also offer 100+ switch bonus, but very good CS.



Yes I see your point. however, one ought not to confuse interest paid on a given account with an incentive simply to switch. In this instance there is nothing to stop a person switching from wherever to Yorkshire/Clydesdale in order to collect the incentive, and then switching again to Santander!

Original Poster

OrangeAgent

Is Santander still the only one offering 3% on up to £20k?



you can link this to their saving plus account and get 2% no idea of the limits

Yorkshire Bank on-line is a right pain. Difficult to transfer money.
First Direct charges £10/month if < £1000 balance.
Try Halifax £100 for switch + £5/month
If you have a good balance, try TSB current account. Has 5% interest, good regular savings and 5% cashback on contactless. £750/month minimum. Tesco has 5% also - no minimum monthly. Neither pay to switch IIRC

Current accounts pay best interest rates compared to ISA, bonds etc

seanmoran374

if you think the £150 is payment for 41 hour work it's a good hourly rate … if you think the £150 is payment for 41 hour work it's a good hourly rate post tax.... so the forms and phone calls are worth it. opened 7 account ts when you could do this a few times so 1050 quid for 7 hours work want bad.



Not in my book !

adwils

First Direct charges £10/month if < £1000 balance.



That's statement is not quite right. You need to deposit 1k per month but it doesn't have to stay there.

xeroc

He isn't. He is referring to the 123 Current account, and the First … He isn't. He is referring to the 123 Current account, and the First Direct Current Account - the former which offers 3% on balances 3-20k. The latter which, I agree, has very good customer service.



Sorry, my bad.

SkyeVincent

From experience, YB do not keep their promises. I transferred from … From experience, YB do not keep their promises. I transferred from Halifax to YB starting 2nd Dec 2014 (YB said my account would be live from this date) but my account wasn't even open with them til 7th Jan 2015 and in the meantime they managed to convince Halifax to fully close my account with them so I was left with no account whatsoever over Xmas. Ended up transferring back to Hailifax within a week of the YB account being opened without an apology from YB in the whole time!



Wow, that's a bummer. I thought they had sorted these issues out with the 7-day switching system banks now have in place.

Just to clear up some slightly misleading information above on First Direct.

- You don't need the security key to log in now, only if you are completing certain types of transaction.
- Most people avoid the £10 monthly charge by simply sticking £1 in one of their savings accounts (obviously you're going to need to have £1000 going into it monthly until you get your cashback).
Edited by: "premierfella" 14th Jan 2016

Virtual Insanity

You guys are all idiots revealing your HUKD usernames, I've just used … You guys are all idiots revealing your HUKD usernames, I've just used them to ransack all your bank accounts. Security!!


Clown of the week!

Yorkshire Bank is a nuisance. When you pay money to another account online, the money will disappear in the void and only appear in the destination account until one working day. That was from my savings account with them. It's not nice. At least, the money should show up in the destination account, but with a future date. Nasty grabbing meanie. I stopped using them ...And the CEO receives nearly more than £2m, just sitting on my meagre amounts of money for one working day or 2 to 3 weekends or bank holidays! And we muppets allow this to happen!

Original Poster

aym280

Yorkshire Bank is a nuisance. When you pay money to another account … Yorkshire Bank is a nuisance. When you pay money to another account online, the money will disappear in the void and only appear in the destination account until one working day. That was from my savings account with them. It's not nice. At least, the money should show up in the destination account, but with a future date. Nasty grabbing meanie. I stopped using them ...And the CEO receives nearly more than £2m, just sitting on my meagre amounts of money for one working day or 2 to 3 weekends or bank holidays! And we muppets allow this to happen!




You should talk to them about it unless the destination account doesn't accept faster payments you should see the transfer in 2 hours. Could be that they are making yours as BACS transfers. Ask them to move your account to a faster payment sort code if it's not on the website.

ybs.co.uk/hel…tml
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