The only card you'll ever need
- Easy to understand, easy to manage - One low rate for all your Purchases, Balance Transfers and Cash Advances
- No Fees - no Balance Transfer*, Cash Withdrawal** or Annual Fees
- No Fees on spending or cash withdrawals abroad
Better than halifax as it charges a lower rate at 12.9% apr! No cash withdrawal fees even in the UK! So good if you want to withdraw cash here!
The Barclays card is better if you only withdraw cash abroad. As you get until the statement date to pay it off! However withdraw cash in the UK and they charge interest straight away at 27.9% apr and charge a cash machine fee.
The halifax is the same as this but charges 18.9% apr.
Withdraw £100cash here or abroad and you'll only pay £1.10 per month. Obviously if you can pay off quicker then you'll pay less.
No fees for purchases and you get till the statement date to pay it off. If you do not then 12.9% apr will be applied.
A warning lower credit scores can get 17.9% or 21.9% apr but halifax and barclays do that also.