Credit score and report.  free - clearscore.com
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Credit score and report. free - clearscore.com

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old news, thanks anyway
Would never pay for false and inaccurate information.
walsall12334 m ago

Would never pay for false and inaccurate information.



Its Free
It's useful to see if someone has made a false application for a credit card in your name! Happened to me twice a couple of weeks ago. But then you get spammed with emails from Clearscore.
d1gger1 h, 7 m ago

It's useful to see if someone has made a false application for a credit …It's useful to see if someone has made a false application for a credit card in your name! Happened to me twice a couple of weeks ago. But then you get spammed with emails from Clearscore.


1-2 mails a month? Hardly spam and I'm sure you can change.your marketing preferences to reduce them further.

I've signed up to Experian Credit Matcher, Noddle and Clearscore. They all half decent services I wouldn't go as far as to say they are great. You get what you don't pay for with them.

There is no real consistency with the scoring between each company. Experian Credit match gives me a score of 940 something out of 999. Clearscore gives me 490 something out out not sure what and Noddle gives me a weird score too.

These things are designed to flog you "products" from their affiliates such as mortgages, credit cards and loans. You don't need to take out anything and can continue to use them free of charge.

Very handy to see quotations, soft and hard searches.
Not giving Clearscore any heat until they bring back Moose!
Just a quick warning: Even if you unsubscribe from them they will still send you emails once every month or two.
They all give different scores as they all calculate your credit score according to their own logic based on your lending history. There is no 1 agreed method of calculation, it can really only be used as a guide.

On the plus side most of the large lenders won’t even use that score, they will take the data behind and calculate their own based on their organisations lending/risk preferences. So a lending decision is very unlikely to made of the score you see, it’s just calculated from the same data.
jon_avis4 h, 20 m ago

They all give different scores as they all calculate your credit score …They all give different scores as they all calculate your credit score according to their own logic based on your lending history. There is no 1 agreed method of calculation, it can really only be used as a guide.On the plus side most of the large lenders won’t even use that score, they will take the data behind and calculate their own based on their organisations lending/risk preferences. So a lending decision is very unlikely to made of the score you see, it’s just calculated from the same data.



Not only that but all the scores are on their own scale so one has literally no relevance to another.
How do they compare to experian?
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