Dogs Trust Membership - £1,000,000 TP Liability Insurance, UNLIMITED Vetfone access and MORE for £25 a year (£12.50 for seniors)
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Dogs Trust Membership - £1,000,000 TP Liability Insurance, UNLIMITED Vetfone access and MORE for £25 a year (£12.50 for seniors)

44
Found 23rd Jun 2013
£25 for £1m Third Party Liability Insurance for 1 year (£200 excess applies)
only £12.50 for over 60's.
You also get UNLIMITED access to vetfone (costs £12.50 per phone call normally and is a fab service manned by RCVN certified veterinary nurses and saves a trip to the vets when you are worried)
If something happens to you DOGSTRUST also guarantees to take care of your dog.
You also get a 'wag' magazine 3 times a year.

44 Comments

I pay £240 a year for pet insurance, so far £720 has been paid over the years and I have never claimed, My pet insurance only covers up to 12 months, think I am better to take this to cover me third party liability and cancel my pet insurance. What do other people think? Thanks

Queenie this won't cover vets bills - so is a different type of police to yours I'd imagine

I would plan to pay my own vet bills, more concerned if my dog was to bite someone I would need third part cover.

check home insurance, liability can be covered on that..

For liability, this is a great deal - I'd rather give dogs trust my money than any other insurance firm! But personally, I take cover for the vets bills aspect, so no good for me. Heat added though!

queenieburns

I pay £240 a year for pet insurance, so far £720 has been paid over the y … I pay £240 a year for pet insurance, so far £720 has been paid over the years and I have never claimed, My pet insurance only covers up to 12 months, think I am better to take this to cover me third party liability and cancel my pet insurance. What do other people think? Thanks



Pet insurance and TP liability are two different things, pet insurance covers your pet if it needs treatment and liability insurance covers your pet if it causes an accident.

This is a good deal for those with no vet bill insurance to cover you for the potentially disastrous costs that you would be liable for if your dog caused an accident, bit a child etc. Most vet bill insurance includes this 3rd party liability. Vetfone sounds good as the vet bill starts clicking like a taxi-meter as soon as you step into a vets.

We took out vet bill insurance with a well known national department store and it paid for itself within 6 months (bill > £1,000) with a broken leg that needed pinning. It does tie us into the same insurer for life as the dog now has a pre-existing condition but we felt it was worth it. Similar premium level as queenieburns.

Why do we have to have third party insurance on our pets when cyclists are never ever asked to pay any road insurance?

fwog

Why do we have to have third party insurance on our pets when cyclists … Why do we have to have third party insurance on our pets when cyclists are never ever asked to pay any road insurance?

They are if they are to blame....Even pedestrians are..

If one was taken to court because of a dog bite, would this cover the payment the legal bills and pay out the compensation to the third party?

yes, queenie

If one was taken to court because of a dog bite, would this cover the … If one was taken to court because of a dog bite, would this cover the payment the legal bills and pay out the compensation to the third party?



Just as an aside, it might be a better idea for people to socialise their animal and train it properly. There's no excuse for a dog attacking another dog, never mind biting a person. If the former or latter have ever occurred, unprovoked, you've failed as a dog owner and shouldn't be keeping them. In the absence of another dog alpha leader, they look to you for direction and how to behave.

The only possible exception would be rescue dogs, but if corrective training and some tlc has failed and they are still aggressive regardless, they are likely beyond redemption, no matter how much of a bleeding heart you are.

Any dog that is a danger to other dogs and to people in public should never be given any opportunities, or excuses.

ps. speaking from experience. My gentle family golden labrador has been attacked by other dogs 4 times, the last time nearly killed her. My toddler was also bitten. Funnily enough, all by staffies, or staff crosses. You can understand why they have a bad rep.
Edited by: "PatkW" 23rd Jun 2013

Effectively this is an annual charity donation. Its an interesting idea to offer these useful extras with it.

To give some relevance to the pot shot at cyclists above, you can draw a parallel between what the Dogs Trust membership is offering and what membership of the London Cycle Campaign* offers (i.e. third party cover). Just like some cyclists will be happy to accept the risk of being cleaned out by a personal injury claim, so most dog owners accept the same risk. LCC and Dogs Trust give them the option to have this cover for a nominal contribution.

* I don't know off hand if there are similar organisations in other parts of the country who do the same as LCC.

cold - my home insurance covers my dog for "third party issues"

this is not pet insurance and phoning a helpline will nearly always end up being refered to a vet . pointless

Dogs Trust....a charity who recently did a facelift on a Bulldog as a publicity stunt, no thank you.

hendrixchump

Dogs Trust....a charity who recently did a facelift on a Bulldog as a … Dogs Trust....a charity who recently did a facelift on a Bulldog as a publicity stunt, no thank you.



As a publicity stunt? Hardly. They performed the op because the dog was struggling to breath due to excessive skin folds, dogstrust then used the case in the media to highlight the work they do.

hendrixchump

Dogs Trust....a charity who recently did a facelift on a Bulldog as a … Dogs Trust....a charity who recently did a facelift on a Bulldog as a publicity stunt, no thank you.



The second part of your username is absolutely spot on.

Original Poster

It's a great charity and worth supporting - the extras are an added bonus! I think the £25 is worth it alone for Vetfone which is manned by RCVN registered nurses and saves you a consultation fee most of the time at the vets! Third party liability is good for if you have an aggressive dog that likes to bite your postman!!

nat1217

As a publicity stunt? Hardly. They performed the op because the dog was … As a publicity stunt? Hardly. They performed the op because the dog was struggling to breath due to excessive skin folds, dogstrust then used the case in the media to highlight the work they do.



Yeah well, what about the Alsatian they gave a boob job?

rdtorres

Yeah well, what about the Alsatian they gave a boob job?



she seems to be doing ok now

http://i44.tinypic.com/kyemb.jpg

PatkW

Just as an aside, it might be a better idea for people to socialise their … Just as an aside, it might be a better idea for people to socialise their animal and train it properly. There's no excuse for a dog attacking another dog, never mind biting a person. If the former or latter have ever occurred, unprovoked, you've failed as a dog owner and shouldn't be keeping them. In the absence of another dog alpha leader, they look to you for direction and how to behave.The only possible exception would be rescue dogs, but if corrective training and some tlc has failed and they are still aggressive regardless, they are likely beyond redemption, no matter how much of a bleeding heart you are.Any dog that is a danger to other dogs and to people in public should never be given any opportunities, or excuses. ps. speaking from experience. My gentle family golden labrador has been attacked by other dogs 4 times, the last time nearly killed her. My toddler was also bitten. Funnily enough, all by staffies, or staff crosses. You can understand why they have a bad rep.



My dog was attacked by a dog(off it's lead) about 3 times the size of her(pinned down as she sniffed it, leg torn open), so now when it comes to dogs bigger than her she tends to be defensive as soon as they come near her - in your ideal world I should get rid of my dog because of something that happened to her? Do you also suggest people with post traumatic stress are removed from life too?

Whilst your labrador may well be gentle with your family, you can't be certain that there would not be situations where it wouldn't be so gentle, stop being so judgmental about people and dog breeds.

fwog

Why do we have to have third party insurance on our pets when cyclists … Why do we have to have third party insurance on our pets when cyclists are never ever asked to pay any road insurance?



Nobody ever said you had to have third party insurance on your pets.
Edited by: "rdwarr" 23rd Jun 2013

in your ideal world I should get rid of my dog because of something that … in your ideal world I should get rid of my dog because of something that happened to her?



No, I'm saying she shouldn't be put in situations where she's likely to respond with aggression to a non-aggressive situation. That's your responsibility as a dog owner.

I'd also suggest she has an innate behavioural problem. Even if she's been traumatised, she shouldn't be going straight to defensive mode when presented with a bigger dog. She's insecure and probably you're the reason why, as you are likely getting nervous and anxious when bigger dogs come near her and she's picking up on that through multiple cues. Only a small part of that can be attributed to the attack. You need to spend some time with a credited trainer/behaviourist and sort it out. It's not healthy for your dog.

My 3 year old lab is very intelligent and despite 4 unprovoked attacks, is still friendly towards other dogs, why? because I don't get the willies when other dogs come near. I stay calm and confident and I've educated myself to spot signs of imminent attack from other dogs and carry a "walking" stick. She knows I'm looking out for her so she doesn't have a problem. Shame I wasn't the one walking her on the occasions she got jumped.

My dog's gentle with everything btw, not just family. It's partly why we picked a labrador when looking at breeds. They have an excellent temperament. We also spent significant time and money training her and socialising her when she was a puppy.

Dogs take a lot of time and a lot of effort to be healthy trouble-free pets, physically and mentally. Sadly most owners cba, not exercising their dog enough, not behaving properly around it. Most dogs end up left to their own devices and go batshit mental, with all sorts of problems ensuing. Sadly usually ending up on a fast-track to euthanasia. This is especially compounded with high-energy breeds like labs and collies, they were bred to work and have jobs, not to sit on their asses all day eating chum and sleeping. Worse still are hunting dogs etc, bred for strength, stamina and aggression. Look at the stats for animal attacks on humans and see which breeds top the tables.

rdwarr

In what way are the two in the least bit related?It's like saying "Why do … In what way are the two in the least bit related?It's like saying "Why do Mars Bars cost 50p when NASA spent millions sending a man to the Moon?"



That did make me chuckle

PatkW

No, I'm saying she shouldn't be put in situations where she's likely to … No, I'm saying she shouldn't be put in situations where she's likely to respond with aggression to a non-aggressive situation. That's your responsibility as a dog owner.I'd also suggest she has an innate behavioural problem. Even if she's been traumatised, she shouldn't be going straight to defensive mode when presented with a bigger dog. She's insecure and probably you're the reason why, as you are likely getting nervous and anxious when bigger dogs come near her and she's picking up on that through multiple cues. Only a small part of that can be attributed to the attack. You need to spend some time with a credited trainer/behaviourist and sort it out. It's not healthy for your dog.My 3 year old lab is very intelligent and despite 4 unprovoked attacks, is still friendly towards other dogs, why? because I don't get the willies when other dogs come near. I stay calm and confident and I've educated myself to spot signs of imminent attack from other dogs and carry a "walking" stick. She knows I'm looking out for her so she doesn't have a problem. Shame I wasn't the one walking her on the occasions she got jumped.My dog's gentle with everything btw, not just family. It's partly why we picked a labrador when looking at breeds. They have an excellent temperament. We also spent significant time and money training her and socialising her when she was a puppy.Dogs take a lot of time and a lot of effort to be healthy trouble-free pets, physically and mentally. Sadly most owners cba, not exercising their dog enough, not behaving properly around it. Most dogs end up left to their own devices and go batshit mental, with all sorts of problems ensuing. Sadly usually ending up on a fast-track to euthanasia. This is especially compounded with high-energy breeds like labs and collies, they were bred to work and have jobs, not to sit on their asses all day eating chum and sleeping. Worse still are hunting dogs etc, bred for strength, stamina and aggression. Look at the stats for animal attacks on humans and see which breeds top the tables.



While I'd love to give a fuller response (I agree with some of your comments posted in this thread) I'm neck-deep in writing reports so I'll just repeat the mantra deed not breed.

usetheforceluke

cold - my home insurance covers my dog for "third party issues"this is … cold - my home insurance covers my dog for "third party issues"this is not pet insurance and phoning a helpline will nearly always end up being refered to a vet . pointless



Usually covers you if your dog bites someone in your house. I would check your policy as if your dog bites someone outside you may not be covered. Also if your dog was to escape and gets hit by a car, you would be liable for car repairs.

Oh and i'm a Veterinary Nurse and clients can ring us for advice anytime, free of charge.
Edited by: "Ke11111y" 23rd Jun 2013

PatkW

Just as an aside, it might be a better idea for people to socialise their … Just as an aside, it might be a better idea for people to socialise their animal and train it properly. There's no excuse for a dog attacking another dog, never mind biting a person. If the former or latter have ever occurred, unprovoked, you've failed as a dog owner and shouldn't be keeping them. In the absence of another dog alpha leader, they look to you for direction and how to behave.The only possible exception would be rescue dogs, but if corrective training and some tlc has failed and they are still aggressive regardless, they are likely beyond redemption, no matter how much of a bleeding heart you are.Any dog that is a danger to other dogs and to people in public should never be given any opportunities, or excuses. ps. speaking from experience. My gentle family golden labrador has been attacked by other dogs 4 times, the last time nearly killed her. My toddler was also bitten. Funnily enough, all by staffies, or staff crosses. You can understand why they have a bad rep.



I totally agree with this but there is one exception. The change in recent law covers attack in private residence. I have a brilliant, fully trained show dog, who is good with other dogs, children etc. But, she is very protective if our family and powerful. If a burglar broke in and threatened her, she would probably attack (or if someone attacked us). Under the new law, I would be liable for her attacking a burglar. This insurance would cover that event.

The only free advice I ever get from the vet is "bring your dog in and we'll have a look" followed by "here's the bill"

Had a dog from them in November a collie turns out to be retriever ... 4 mths after having him needed two new hips at a year old ... Dogs trust dismissed him and couldn't care less " didn't have it when we had him" but prob born with it ... Stick with insurance

PatkW

Funnily enough, all by staffies, or staff crosses. You can understand … Funnily enough, all by staffies, or staff crosses. You can understand why they have a bad rep.



I've got a staffy and he's the most friendly dog you'll ever meet, he's a year old and has been attacked twice already - once by a jack russell and the other by an alsatian, so the accusation you just threw out there that you can 'understand why they have a bad rep' has no substance. It's not the breed, it's the owner. If you're a dog owner, you should atleast know that.

Edited by: "gsj87" 23rd Jun 2013

I don't have a dog. I just like the picture.

I too have a staff cross and he is so loving and gentle, I have 3 cats and when 2 were kittens they would jump off the chair onto him and he wouldn't even move. He truly is a lovely, kind animal.

So maybe staffs have a bad rep cos people put 2 and 2 together and get 6. If you had 4 accidents in your car and all the other parties drove blue cars would you blame the cars because they are blue or the owners of the cars?

Invest your money into a good dog trainer and then hopefully you will never need insurance for your dog biting someone or something,

Funnily enough, all by staffies, or staff crosses. You can understand why they have a bad rep.
[/quote]

This is because more assholes buy staffies than any other breed

All dogs have it in them to bite no matter what breed. You can do your best to avoid with good training, socialisation and care. In my opinion my own dogs have be brought up well but I would never go as far to say they wouldnt bite. There is always a chance that the situation may arise.

My dogs insurance policy covers me in the (unlikely) event she attacks someone.

Just for the record, she's a jack russell-staffy X and is a wonderful animal. If anything ever happened, it would be entirely my fault and I would accept I had failed as an owner.

Staffy's have a bad reputation because of ignorant mis-informed comments like the one above.

This is because more assholes buy staffies than any other breed



Agreed. I think I made it clear that it's not usually the dogs fault when they demonstrate attack behaviour, but the complete tools that have handled them at some point in the past. I wasn't tarring the whole breed, just remarking you can see why they have a bad rep when my personal experience of vicious behaviour has all involved the breed, or cross variations.

That's likely explained because we live a hundred yards away from the edge of a notorious local council estate, full of boyz in da hood that have them as status dogs and have trained them to show aggression.

I love staffies. When well trained they are loving and affectionate dogs, sorry if anyone thought I was implying they are ALL killers. They do however have an enhanced prey drive, like all game breeds, especially breeds we have selectively bred and designed to fight and are statistically more likely to display "uncharacteristic" behaviour when that prey drive is triggered.
Edited by: "PatkW" 24th Jun 2013

Beano007

Funnily enough, all by staffies, or staff crosses. You can understand why … Funnily enough, all by staffies, or staff crosses. You can understand why they have a bad rep.

This is because more assholes buy staffies than any other breed[/quote]

Well said.

gsj87

I've got a staffy and he's the most friendly dog you'll ever meet, he's a … I've got a staffy and he's the most friendly dog you'll ever meet, he's a year old and has been attacked twice already - once by a jack russell and the other by an alsatian, so the accusation you just threw out there that you can 'understand why they have a bad rep' has no substance. It's not the breed, it's the owner. If you're a dog owner, you should atleast know that.



Obviously "PatkW" is a know it all, and even though he said more assholes have staffies than other breeds could very well be true, but considering hes a know it all its funny that he had to "pay alot of money" to train his dog and wasn't able to do this himself

I trained my dog myself and shes always been a lovely dog

Neillomac

Obviously "PatkW" is a know it all, and even though he said more assholes … Obviously "PatkW" is a know it all, and even though he said more assholes have staffies than other breeds could very well be true, but considering hes a know it all its funny that he had to "pay alot of money" to train his dog and wasn't able to do this himself :)I trained my dog myself and shes always been a lovely dog



I like how you called me a know-it-all twice. ADHD? Sorry, I'd rather trust professionals with *some* aspects of dog training and socialisation than some d-i-y'er who watches re-runs of the Dog Whisperer. You have a nice day now with your lovely dog.
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