European Health Insurance Card (EHIC)
1596°

European Health Insurance Card (EHIC)

89
Refreshed 12th Jul (Posted 11th Jun)
It has been posted many times in the past but always a good thing to have if you travel to the EU.

"A valid European Health Insurance Card gives you the right to access state-provided healthcare during a temporary stay in another European Economic Area (EEA) country or Switzerland.

The EHIC covers treatment that is medically necessary until your planned return home. Treatment should be provided on the same basis as it would to a resident of that country, either at a reduced cost or, in many cases, for free. For example, in some countries, patients are expected to directly contribute a percentage towards the cost of their state-provided treatment. This is known as a patient co-payment. If you receive treatment under this type of healthcare system, you are expected to pay the same co-payment charge as a patient from that country."
Community Updates
Quick guide to applying for your free European Health Insurance Card (EHIC)

8263.jpg
With summer holidays upon us, it’s good to be be aware of what emergency healthcare is available at your travel destination and how much it might cost. The EHIC is a card that covers you for free (or discounted) state-provided health care in all 28 EU countries plus Iceland, Norway, Liechtenstein and Switzerland. It is issued for FREE to all UK residents and you can apply for your card through this link.

BEWARE of scam internet companies that charge you an admin fee for this service. You never need to pay for an EHIC application!

8263.jpg
What you are covered for
Your EHIC gives you the right to access state-provided healthcare at a reduced cost, and sometimes for free, on the same basis as a resident of that country. So, if the country you are in when you need medical assistance asks for a contribution towards your healthcare (eg. prescriptions) then you will still need to pay for that. However, it will cover you for any necessary treatment needed to allow you to continue your stay until you'd planned to return to the UK.

8263.jpg
FAQs


Do I still need travel insurance?
The short answer is yes. The EHIC will only cover you for medical expenses in the country that you are staying, while you are staying there, and even then it may not comprehensively cover all of your costs.Travel insurance will cover ALL of your medical bills and much more, including lost or stolen baggage, repatriation and flight delays.

How can I check what is covered by my EHIC in the country I am travelling to?
Different countries offer different levels of free/reduced cost healthcare. The best way is to check the list here.

How long is my EHIC valid for?
It is valid for up to 5 years and you can re-apply from 6 months before the expiry date.

Do I need to get an EHIC for my children or are they covered under mine?
You must apply for an individual EHIC card for EVERY member of your family, including young babies.

How long will it take to arrive in the post?
Your EHIC will normally arrive within 7 days.

I’m pregnant, can I get maternity care?
Yes, your EHIC will provide you cover for routine maternity care in the country that you are staying, as long as you aren’t going abroad to give birth.

I’d rather choose to have my medical treatments in a different country, can I use the EHIC to do this?
No, the EHIC will not cover your medical expenses if you are going abroad specifically to have treatment.

I already have a health-issue, am I covered by my EHIC?
Yes, the EHIC will cover you for emergency treatment of pre-existing medical conditions but, as stated above, not if you travel to a country to have treatment there.

I’ve lost my EHIC card, what do I do?
If you’re in the UK, there's no charge for replacing a lost or stolen EHIC. Simply re-apply here.

If you're in a country covered by your EHIC and you need medical care, you'll have to apply for a Provisional Replacement Certificate (PRC). You can do that by giving the Overseas Healthcare Team a call on +44 (0)191 218 1999, Monday to Friday, 8am to 5pm. See more details here.

Can I get a free European Health Insurance Card if I live in Northern Ireland, Scotland or Wales?
Yes, absolutely. You will need the following forms of identification when applying:

  • National Insurance or NHS number (England and Wales)
  • CHI number (Scotland)
  • Health and Care number (Northern Ireland)

What happens to the EHIC after Brexit?
Unfortunately, we haven’t had a clear answer to that question yet. However, your EHIC will continue to work for as long as the UK is in the EU, while the Brexit negotiations continue.


More threads you might like...

Want to get a great deal on travel? Find all the latest offers here.

Looking for travel insurance? If you book through Compare the Market you can get a whole load of extra deals on cinema tickets and cheap dining. Take a look at what's on offer here.
(thanks @Newbold )

Had a flight delayed or cancelled? Check out our guide to claiming compensation
here.

Travelling abroad with a child of a different surname? See our advice here.

Ryanair to change their cabin baggage allowance AGAIN! See what you can now take onboard here.

Groups

Top comments
Remember these won't be available after 2019, not allowed to mention the reason why but take a guess
stickyricky39 m ago

I would imagine that this will still be kept on when we LEAVE the EEC


I'm sure it will, but not for British citizens
smk771 h, 55 m ago

Just curious but why would a deal need to be done? It's not as though 18m …Just curious but why would a deal need to be done? It's not as though 18m tourists from the UK are suddenly going to stop taking a holiday to Spain because of the lack of EHIC cards.



They wouldn't necessarily stop going, they would just find themselves out of pocket if something happens if they haven't taken out separate insurance.

...but that situation would only occur if the people doing the negotiations on our behalf were the kind of clumsy, bumbling idiots who are unable to distinguish their posteriors from the joint between the humerus, the ulna and the radius.

Luckily the opposite is true and we have top negotiators and the brightest minds on the case and we are showered by good news on the subject at every turn.
PYLK41 m ago

The way things are going to this country i can see medical tourism …The way things are going to this country i can see medical tourism flourishing in the near future.


Ive been to Hungary to get my teeth done and France and US for cardiac so medical tourism is alive and well for me. We used to pay BUPA £15,000 per annum for international cover and just cancelled our £7,000 pa UK BUPA as were moving to France.
89 Comments
Ye they are amazing but still good to have travel insurance
Just revalidated mine, it had been expired for a year.
Edited by: "Morrow00" 11th Jun
It’s still valid today as number of insurance invalidated a claim who don’t have EHIC

telegraph.co.uk/fin…tml
Thanks for the reminder
Mine expired sometime ago
Scorpion1 h, 42 m ago

No longer valid in Russia; just in case anyone is going out there …No longer valid in Russia; just in case anyone is going out there imminently for the WC, or is a Tory checking up on their investments !


Hasn’t been valid for a number of years when available you had to pay full and claim back ½ later.
As for World Cup the city of Yekaterinburg is in Asia and need worldwide cover European Insurence covers west of the Ural Mountains (city of Perm is European edge)
Remember these won't be available after 2019, not allowed to mention the reason why but take a guess
Worth remembering these have a short date so worth looking at insurance prices soon
The way things are going to this country i can see medical tourism flourishing in the near future.
British tourism to Spain basically props up their economy so I am sure they can do a deal after the event
Stuff's free and STILL people complain?
I was about to suggest downloading the App but it’s being phased out and suggests the website for info. A portent of things to com
PYLK41 m ago

The way things are going to this country i can see medical tourism …The way things are going to this country i can see medical tourism flourishing in the near future.


Ive been to Hungary to get my teeth done and France and US for cardiac so medical tourism is alive and well for me. We used to pay BUPA £15,000 per annum for international cover and just cancelled our £7,000 pa UK BUPA as were moving to France.
This card worked perfectly in the Urgence at Cannes Hospital. Thank you very much, no bill. There was a good explanation on the app about where it worked and didn’t work and how to reclaim, which I assume is now on the website
Scorpion5 h, 27 m ago

No longer valid in Russia; just in case anyone is going out there …No longer valid in Russia; just in case anyone is going out there imminently for the WC, or is a Tory checking up on their investments !


It never was valid in Russia as it’s an EU initiative.
vulcanproject1 h, 7 m ago

British tourism to Spain basically props up their economy so I am sure …British tourism to Spain basically props up their economy so I am sure they can do a deal after the event


Obviously you know nothing about the Spanish economy. It’s tourism that helps from the rest of Europe or don’t they count?
Avatar
deleted864239
This isn't a deal, it is always free and is not new. Not sure why it's been posted?
Just make sure you don't google and go to a scam website where they will charge you for the EHIC
The link provided by the OP is the direct FREE NHS one
I just renewed mine last week and it's valid to 2023 now (took 6 days to arrive...excellent).
You would be best to have one for all EU (as is just now) travel...AND insurance cover of course !!!
I would imagine that this will still be kept on when we LEAVE the EEC
stickyricky39 m ago

I would imagine that this will still be kept on when we LEAVE the EEC


I'm sure it will, but not for British citizens
Lets just say its free until things change,and im sure it will be of help to all who decide to get one.Just DONT go and get one from a website that trys to charge..THEY ARE FREE., so dont give away your hard earned.
Thanks for the reminder, phew that was lucky!
Thanks for reposting opp. Not many people know about this.I just got mine today, valid until 2023. Happy days
EHIC is FREE so don’t put any payment card details, if you’re asked you in the wrong website. Follow the link(Get deal) also this there website
ehic.org.uk/Int….do or go via NHS on nhs.uk/NHS…spx
deleted86423911th Jun

This isn't a deal, it is always free and is not new. Not sure why it's …This isn't a deal, it is always free and is not new. Not sure why it's been posted?


There websites out there that charge for free stuff.
Don't forget you still need medical insurance. In the event of catastrophic injury/ stroke etc this won't get you home.
stickyricky2 h, 58 m ago

I would imagine that this will still be kept on when we LEAVE the EEC


There is no intention of continuing it at the moment.
Avatar
deleted864239
youngmale19671 h, 6 m ago

There websites out there that charge for free stuff.


Great? Those would be illegal and should be reported as such. Anyone with half a brain can find the official site.
deleted86423911th Jun

Great? Those would be illegal and should be reported as such. Anyone with …Great? Those would be illegal and should be reported as such. Anyone with half a brain can find the official site.


Unfortunately it’s not illegal as the person pays for a service.
vulcanproject5 h, 4 m ago

British tourism to Spain basically props up their economy so I am sure …British tourism to Spain basically props up their economy so I am sure they can do a deal after the event


Just curious but why would a deal need to be done? It's not as though 18m tourists from the UK are suddenly going to stop taking a holiday to Spain because of the lack of EHIC cards.
Excuse me.. but how is this an offer ?
smk771 h, 55 m ago

Just curious but why would a deal need to be done? It's not as though 18m …Just curious but why would a deal need to be done? It's not as though 18m tourists from the UK are suddenly going to stop taking a holiday to Spain because of the lack of EHIC cards.



They wouldn't necessarily stop going, they would just find themselves out of pocket if something happens if they haven't taken out separate insurance.

...but that situation would only occur if the people doing the negotiations on our behalf were the kind of clumsy, bumbling idiots who are unable to distinguish their posteriors from the joint between the humerus, the ulna and the radius.

Luckily the opposite is true and we have top negotiators and the brightest minds on the case and we are showered by good news on the subject at every turn.
Rich447 h, 48 m ago

Remember these won't be available after 2019, not allowed to mention the …Remember these won't be available after 2019, not allowed to mention the reason why but take a guess


Really. What is your source of this information?
bobmccluckie2 h, 50 m ago

There is no intention of continuing it at the moment.


Where does it state that?
Is this valid for Morocco?
stickyricky8 h, 2 m ago

I would imagine that this will still be kept on when we LEAVE the EEC


Very unlikely that it will be kept but roaming charges an import tax will be back for sure
Clicked Cold while scrolling! Apologies. Great reminder for everyone.
deleted86423911th Jun

This isn't a deal, it is always free and is not new. Not sure why it's …This isn't a deal, it is always free and is not new. Not sure why it's been posted?

useful information for me and others
iGlad16 h, 31 m ago

It never was valid in Russia as it’s an EU initiative.


I used it a number of years ago as UK and Russia had a agreement and the card was used to obtain 50% off the bill. It was only £30. Wasn’t worth claiming of the insurance.
The healthcare agreement between the UK and Russia terminated with effect from 1 January 2016 this on gov.uk
Post a comment
Avatar
@
    Text