Unfortunately, this deal is no longer valid
FairFX pre paid card. Free £35 with no purchase necessary. Voucher is discounted of price straight away. If you have money then an extra tenner over the groupon deal! Must top up £500 then withdraw back out via cash machine! Fee 50p
161° Expired

FairFX pre paid card. Free £35 with no purchase necessary. Voucher is discounted of price straight away. If you have money then an extra tenner over the groupon deal! Must top up £500 then withdraw back out via cash machine! Fee 50p

111
Posted 31st Aug 2018

This deal is expired. Here are some options that might interest you:

The Fair FX sterling* prepaid card, as its name suggests, allows you to load it in pounds. It converts it to other currencies when you spend overseas, and charges a relatively low 1.4% exchange fee.

Plus, new customers applying via our link will get an extra £35 credit when they load £500+. Use link above not get deal link

People might say its not as good as the groupon deal. But for people who have the money. This deal is a free £35. You do not need to spend via groupon. Order through mse and the voucher will appear. Then top up £500 when you order the card. Make sure you select business and personal so you get fee free in the UK and only 50p withdrawal fee then have £535 in total! Withdraw the £500 the maximum allowed and then spend the free £35 at a supermarket. Total profit is £35. The groupon deal is £25.75 profit but you only need £9.75 to get it going.

Need-to-knows
  • You get FairFX's own exchange rate, which is charged at 1.4% off the near-perfect Mastercard exchange rates.
  • You're charged £1 to withdraw cash from overseas ATMs, so try to spend rather than withdrawing cash. However if you select business use then it's 50p. You can make up to three withdrawals a day, and 10 over a four-day period.
  • The card takes seven to 10 working days to arrive.
  • You must load the card with at least £500 to get the £35.
  • Bizarrely, you're charged to spend in the UK with this card, so select business use so spending is free and only a 50p cash machine charge.
  • FairFX is regulated by the Financial Conduct Authority, meaning money you deposit is ring-fenced in a separate bank account, so in the event there are problems with FairFX, the money is safe.

Crexit to chanci but if you have the money worth it for the extra tenner
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Top comments
Fork out £500 for the sake of an extra £5 or £10?

Seriously? How desperate are some people for a few extra quid of free money?

35017941-YO4Ca.jpg


Voted stone cold, it's just crazy.
Edited by: "deeky" 31st Aug 2018
111 Comments
Better deal than Groupon deal!
BiGfactHunt31st Aug 2018

Better deal than Groupon deal!


Only if you have £500 to spare but you can get it back in cash if necessay.
How does this compare to a Revolut card?
kw216 m ago

How does this compare to a Revolut card?


Imho it's not as good. The exchange rate is slightly less. However the Groupon deal or this is good for free money 🤑. I got myself a starling account as it offered a higher monthly cash withdrawal.
Bagged three FX cards at a dollar exchange rate of $4.6 to the pound taking the free cash into account but that's all I'll use them for.
Can't work out the pros and cons of Revolut v Monzo v Starling v this.
Do they carry out a credit check?
Isn't the £35 added as a voucher to your account, which you can only redeem upon the second time you top the card up (usually minimum top-up of £50)? I have had previous offers with fairfx and that is how it has been previously.
Edited by: "neeon82" 31st Aug 2018
terriclarkfan20 m ago

Can't work out the pros and cons of Revolut v Monzo v Starling v this.


Monzo and Starling are both full bank accounts with sort code and account number, Revolut I'm not too sure of. This here is a currency card. You load money into it and you spend whatever money you have on it. Some prefer a card like this for security reasons - you can't lose more than what you have in it, but in the big pictures it's the facilities and exchange rates you should look out for.
luvclub31/08/2018 14:45

Comment deleted


Profit is what you make after you deduct what you put in. The groupon deal is £25 profit not £30 it would be £30 if you only paid the £5 to groupon and no further money
Redbu1131/08/2018 14:32

Do they carry out a credit check?


HAve just done it and there was no credit check.
Can i use a credit card to top-up and not incur any charges?
Anon323 m ago

Profit is what you make after you deduct what you put in. The groupon deal …Profit is what you make after you deduct what you put in. The groupon deal is £25 profit not £30 it would be £30 if you only paid the £5 to groupon and no further money


Ok you're right. Sorry.
Anon3231/08/2018 14:48

Profit is what you make after you deduct what you put in. The groupon deal …Profit is what you make after you deduct what you put in. The groupon deal is £25 profit not £30 it would be £30 if you only paid the £5 to groupon and no further money


I feel like your maths is off here.

£5 Groupon purchase = £35 of spendable money.

£500 loaded onto card = £535 of spendable money.

1st Scenario profit = £30
2nd Scenario profit = £35

So the difference in this deal is an extra £5 which is great if you have the initial £500 to tie up for a few days.
AstalaVista3 m ago

Can i use a credit card to top-up and not incur any charges?


No check as its a pre paid card! Not sure about credit card. It would probably go down as cash. If it didn't then you could load £1000 plus for 24 months interest free then withdraw over teo days in cash. So I can't see that happening. Gonna ask them though. Because if you could do that then it would be fantastic.
danjo2331/08/2018 14:54

I feel like your maths is off here. £5 Groupon purchase = £35 of spendable …I feel like your maths is off here. £5 Groupon purchase = £35 of spendable money.£500 loaded onto card = £535 of spendable money. 1st Scenario profit = £302nd Scenario profit = £35So the difference in this deal is an extra £5 which is great if you have the initial £500 to tie up for a few days.


He's right, let me have another go at your working out method:

£10 investment (£5 Groupon purchase + £5 topup) = £35 of spendable money.

£500 loaded onto card = £535 of spendable money.

1st Scenario profit = £25
2nd Scenario profit = £35
Pakman31/08/2018 15:08

He's right, let me have another go at your working out method:£10 …He's right, let me have another go at your working out method:£10 investment (£5 Groupon purchase + £5 topup) = £35 of spendable money.£500 loaded onto card = £535 of spendable money. 1st Scenario profit = £252nd Scenario profit = £35


But surely the £5 topup is the same as £500 topup? Could you explain to me the difference?
"Load £500 or more to qualify for the additional £35 credit.This will be added to your account as a voucher."

What's the significance of the £35 credit being a 'voucher', I'm worried that it might not be as straightforward to spend or withdraw.

OP you say "Withdraw the £500 the maximum allowed and then spend the free £35 at a supermarket."

I'm assuming your referring to the maximum daily withdrawal limit. Would I be able to withdraw £500 and then £35 the day after?
Fork out £500 for the sake of an extra £5 or £10?

Seriously? How desperate are some people for a few extra quid of free money?

35017941-YO4Ca.jpg


Voted stone cold, it's just crazy.
Edited by: "deeky" 31st Aug 2018
Pakman7 m ago

He's right, let me have another go at your working out method:£10 …He's right, let me have another go at your working out method:£10 investment (£5 Groupon purchase + £5 topup) = £35 of spendable money.£500 loaded onto card = £535 of spendable money. 1st Scenario profit = £252nd Scenario profit = £35


Thats what I thought. If i give you a tenner and you give it back to me its not profit. I've cancelled my groupon for the £4.25 back and loaded £500 on here! Free £35 as I have spent nothing with groupon. If peopke think this is cold and the other deal hot. Then thats fine. It all depends on what outlay you have. Not everyone will have £500 spare. As the other deal has expired then this is a very good deal.
danjo2331/08/2018 15:14

But surely the £5 topup is the same as £500 topup? Could you explain to me …But surely the £5 topup is the same as £500 topup? Could you explain to me the difference?


Yes the £5 is not profit just as my £500 is not profit. So this £5 and the fee to groupon must be deducted from the total £35 so therefore £25 profit. Or £25.75 if you used the groupon voucher. As this deal is no fee to groupon then its a free £35 on the 500 topup.
danjo2331/08/2018 15:14

But surely the £5 topup is the same as £500 topup? Could you explain to me …But surely the £5 topup is the same as £500 topup? Could you explain to me the difference?


It is. But when calculating profit, you have to subtract your own top up of course.

Which you did in scenario 2 but not scenario 1, that's the difference.
Anon324 m ago

Yes the £5 is not profit just as my £500 is not profit. So this £5 and the …Yes the £5 is not profit just as my £500 is not profit. So this £5 and the fee to groupon must be deducted from the total £35 so therefore £25 profit. Or £25.75 if you used the groupon voucher. As this deal is no fee to groupon then its a free £35 on the 500 topup.


Ok, I see what you're saying. Either way, this deal is better if you have £500 put in. I don't, so the other deal worked better for me.
Pakman31/08/2018 15:23

It is. But when calculating profit, you have to subtract your own top up …It is. But when calculating profit, you have to subtract your own top up of course.Which you did in scenario 2 but not scenario 1, that's the difference.


Yup, I see the difference now. Thanks for clarifying.
When I go to topup, I am being offered £35 discount when topping up. So I pay £465 and get a card with £500 balance.

Once loaded onto the card, I withdraw £500 fully in cash from ATM.

Does that sound right?
danjo2331/08/2018 15:25

Yup, I see the difference now. Thanks for clarifying.


Your welcome.

Free monies either way!
terrible deal im afraid
AstalaVista5 m ago

When I go to topup, I am being offered £35 discount when topping up. So I …When I go to topup, I am being offered £35 discount when topping up. So I pay £465 and get a card with £500 balance. Once loaded onto the card, I withdraw £500 fully in cash from ATM.Does that sound right?


I think it's more like: top up £500 and then another £35 will appear. Leaving you with £535 to withdraw if possible. But I still don't know the significance of the extra £35 being a 'voucher' and whether that would affect its 'withdrawability'
AstalaVista20 m ago

When I go to topup, I am being offered £35 discount when topping up. So I …When I go to topup, I am being offered £35 discount when topping up. So I pay £465 and get a card with £500 balance. Once loaded onto the card, I withdraw £500 fully in cash from ATM.Does that sound right?


Altavista is right topup £500 and cost to you is £465 so it applies straight away. So topup £500.50 and total cost on your card is £465.50

Wait for your card to come withdraw the maximum for £500 and the other 50p pays the cash machine fee. This is better than what I thought. No need to pay groupon anything. And this voucher doesn't expire so I will wait till holiday or wait to have the £500 then order the card.
deeky31/08/2018 15:18

Fork out £500 for the sake of an extra £5 or £10?Seriously? How desperate a …Fork out £500 for the sake of an extra £5 or £10?Seriously? How desperate are some people for a few extra quid of free money? [Image] Voted stone cold, it's just crazy.


Yep go for the Groupon one.
It is really very simple. Load £500 onto the prepaid card. Get £535 on card. Withdraw £500 at atm. Use the £35 left on card to spend on something or use the remaining balance to subscribe to things like, “which” magazine subscription for £1 (£10 cashback) there’s loads of offers like this where you can use the card to set up recurring payment method and get decent cashback. You don’t have to worry about cancelling because the card won’t have any credit on them. Any bits of money left on the card can be used to top up your Amazon account.
ssc114 m ago

Yep go for the Groupon one.


Its expired so for the same few minutes work i've made an extra £10 in profit. Also got my money back from groupon. I can withdraw this back out you have to speculate to accumulate. If you think its desparate then I suggest you read chancis deal here. You'll see how 'desperate' people are

What I get from it is people want to make as much money as possible from as little outlay as possible. I'm happy to use more of my resources to make more. Thats genreally he it works put more in get more out.
danjo231 h, 19 m ago

But surely the £5 topup is the same as £500 topup? Could you explain to me …But surely the £5 topup is the same as £500 topup? Could you explain to me the difference?


Groupon: out of £35, £10 are your investment, so you get £25 reward.
The other deal, you load £500, and you get £535, so £35 is the reward.
kevlfc1 h, 7 m ago

terrible deal im afraid


Why terrible? Perhaps deal not good for people who cannot have £500 'locked' until the card arrives. I will order one for me and one for my wife, this is £1000 'investment' for 1-2 weeks and will get £70 profit. I don't think you can get so much from a bank in such a short period of time. Hot from me, easy money!
Edited by: "sheffield788" 31st Aug 2018
How to select BUSINESS and PERSONAL?
Couple of questions:

-Loading £500 onto the card immediately converts it to euros (it's a euro / USD card I think). If I withdraw the £500 at a UK ATM (and presumably the daily limit is £500 or above), is there a currency conversion charge? I would have guessed so!

-The remaining £35 bonus is described as a voucher. I would assume this means that the next day I can't just go to a cash point and withdraw £30 in the UK and spend £5 on mastercard (which I don't see accepted a lot at least here ….)
Has anyone got to the bottom of what the voucher bit means?
The MSE offer which this comes from is a little low on detail I thought.
£35 for free and people are complaining? What are they doing on HUKD?
Don't much understand this stuff so bear with me.

Travelling a few times over next six months.

With this card can I load say £1000 and then make ATM withdrawals whilst abroad in required currency.... Eg Euros for Germany, Zlotys for Poland etc?

Would save me repeatedly ordering different travel currencies.

This is a cost effective way of acquiring travel spending money?

Already have a Clarity card for larger spends but thought this could be useful for everyday spending money/smaller purchases.

Please advise.
popoyaya32 m ago

£35 for free and people are complaining? What are they doing on HUKD?


Its £70 if you get one for your partner too, i think some people cant afford the upfront cost so moan
Zoea50 m ago

Couple of questions:-Loading £500 onto the card immediately converts it to …Couple of questions:-Loading £500 onto the card immediately converts it to euros (it's a euro / USD card I think). If I withdraw the £500 at a UK ATM (and presumably the daily limit is £500 or above), is there a currency conversion charge? I would have guessed so!-The remaining £35 bonus is described as a voucher. I would assume this means that the next day I can't just go to a cash point and withdraw £30 in the UK and spend £5 on mastercard (which I don't see accepted a lot at least here ….) Has anyone got to the bottom of what the voucher bit means?The MSE offer which this comes from is a little low on detail I thought.


No you input £500 but you pay £465 the voucher is a discount! So input £500.50 it will cost you £465.50 on your debit card. Choose business and personal as no spending fees and cheaper cash withdrawal. When your card comes the next week you will have £500.50 withdraw the maximum amount which is £500. Make sure its a bank cash machine as some operators set a lower limit. The 50p will pay the fee bingo all done. No money to groupon and your money back. My voucher says no expiry so I'm going to do this when I'm due on holiday. And use it for what its meant for.

choose the UK card then if you do spend abroad its 1.4% plus 50p extra for atm withdrawal so mske sure you get the maximum out. Not as good as revolut but consudering you got £35 extra tjen I consuder it better than revolut. Also revolut charge a 1.5% markup on the weekends so this would actually be better. Albiet in pence but still a saving!
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