First direct 0% Balance Transfer for 27 months (2.29% fee) free £30 cashback if you transfer £100+
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First direct 0% Balance Transfer for 27 months (2.29% fee) free £30 cashback if you transfer £100+

11
Found 14th Apr 2017
As said in the title seems a good deal for money shifting... Cashback really stood out though for free monies!

Transfer £100 equals 2.90 fee.... Then receive £30 cash back.... £27.10 for free.

Be aware of the credit score implications etc.
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    11 Comments
    You sure the fee of 22.90 is correct?
    22.90% fee seems excessive lol.
    Promotional rates are only available to first direct Current Account holders who haven't had a first direct Credit Card or Gold Card within the last six months.
    mrfleming344

    You sure the fee of 22.90 is correct?



    £22.90 fee would be for £1,000
    Original Poster
    muffboy

    £22.90 fee would be for £1,000


    My days.... Rubbish maths!! Seemed too good to be true so it actually means £27.10 for free !!!! I have been up with my 1 year old since 5am lol

    Posted edited
    Edited by: "jameswalker457" 14th Apr 2017
    Original Poster
    shabba1888

    Promotional rates are only available to first direct Current Account … Promotional rates are only available to first direct Current Account holders who haven't had a first direct Credit Card or Gold Card within the last six months.



    Best get yourself a first direct current account then. They also do a 5% regular saver and a £100 switching incentive
    Edited by: "jameswalker457" 14th Apr 2017
    Original Poster
    meanmoose

    22.90% fee seems excessive lol.


    Turns out the deal is a lot better than I originally posted
    Minimum fee is £5.00. Read the whole thing!
    To maximise the free money aspect you only need to balance transfer £220, this will cost £5.04 @ 2.29%.
    If you receive £30 for the transfer you will be £24.96 up which is an 11.34% gain on your original £220.
    Not really worth it though as balance transfer cards are not really for this purpose.
    Original Poster
    ichabod05

    Minimum fee is £5.00. Read the whole thing!


    So that would mean a gaining of £25.00? Still not bad!
    Exisiting customers only op should add that so won't waste my time m&s card has lower fee and get £25 cashback plus 32 months and you do not need to be an exisiting customer hotukdeals.com/dea…420
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