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First direct 0% Balance Transfer for 27 months (2.29% fee) free £30 cashback if you transfer £100+
First direct 0% Balance Transfer for 27 months (2.29% fee) free £30 cashback if you transfer £100+

First direct 0% Balance Transfer for 27 months (2.29% fee) free £30 cashback if you transfer £100+

As said in the title seems a good deal for money shifting... Cashback really stood out though for free monies!

Transfer £100 equals 2.90 fee.... Then receive £30 cash back.... £27.10 for free.

Be aware of the credit score implications etc.

11 Comments

You sure the fee of 22.90 is correct?

22.90% fee seems excessive lol.

Promotional rates are only available to first direct Current Account holders who haven't had a first direct Credit Card or Gold Card within the last six months.

mrfleming344

You sure the fee of 22.90 is correct?



£22.90 fee would be for £1,000

Original Poster

muffboy

£22.90 fee would be for £1,000


My days.... Rubbish maths!! Seemed too good to be true so it actually means £27.10 for free !!!! I have been up with my 1 year old since 5am lol

Posted edited
Edited by: "jameswalker457" 14th Apr

Original Poster

shabba1888

Promotional rates are only available to first direct Current Account … Promotional rates are only available to first direct Current Account holders who haven't had a first direct Credit Card or Gold Card within the last six months.



Best get yourself a first direct current account then. They also do a 5% regular saver and a £100 switching incentive
Edited by: "jameswalker457" 14th Apr

Original Poster

meanmoose

22.90% fee seems excessive lol.


Turns out the deal is a lot better than I originally posted

Minimum fee is £5.00. Read the whole thing!

To maximise the free money aspect you only need to balance transfer £220, this will cost £5.04 @ 2.29%.
If you receive £30 for the transfer you will be £24.96 up which is an 11.34% gain on your original £220.
Not really worth it though as balance transfer cards are not really for this purpose.

Original Poster

ichabod05

Minimum fee is £5.00. Read the whole thing!


So that would mean a gaining of £25.00? Still not bad!

Exisiting customers only op should add that so won't waste my time m&s card has lower fee and get £25 cashback plus 32 months and you do not need to be an exisiting customer hotukdeals.com/dea…420
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