Ford Focus Diesel Hatchback 1.5 TDCi 120 Zetec lease 3+23 @ £168pm 15k/pa at wearecarleasing for £4368
596°Expired

Ford Focus Diesel Hatchback 1.5 TDCi 120 Zetec lease 3+23 @ £168pm 15k/pa at wearecarleasing for £4368

66
Found 13th Jan
Not the most exciting of cars, especially if you get it in plain white.

The deal is initial payment of £504 followed by monthly payments of £168. No processing fee.

Mileage allowance?
15k/yr

So this might suit people who do moderate business miles but not qualify for company car.

Say you do 7000/yr (business) and get paid 45p/mile, that’s £6,300 before factoring fuel on what I would expect a fuel efficient car on the motorway.

Yes the 1.5 hasn’t got as much grunt as the 2.0 and the trim level might not be best. But it’s seems a good deal for a high miler.

After 30k miles over 2 years I’m sure it would depreciate more than £4.5k
Community Updates
Wearcarleasing Deals

Groups

Top comments
I'm 99% sure this is a residential address as I pass the street every day and only live 5 mins away, and although the website says these are in stock, I can say with 100% certainty there are not loads of white focus's parked outside the house. This review seems to confirm they advertise stock they don't have

uk.trustpilot.com/rev….uk

Not saying theres anything wrong with them but just be careful
jamgin25 m ago

Nothing says ”I don't give a damn about the environment ” like driving a di …Nothing says ”I don't give a damn about the environment ” like driving a diesel...


Nothing say's "tiresome hypocritical environmentalist" than electric car buyers whose batteries are mined out of fairy dust.
I still don't get the point in leasing. You can get a 2 year old model for £8.5k. So if you got this deal twice (4 years) then you would've paid around the same amount. Meanwhile you've then got to go find another deal because you don't own a car.

With a used car, you could run it into the ground or sell it and make a good chunk of your money back.

A 2011 model (4 years older) is worth around £5,500 with 60,000 miles. £8.5k-£5.5k = 3k for a car that's lasted twice as long as the lease. Plus you don't have to worry about a slight scratch costing you hundreds when you take it back or going over the milage limits.
Luke4efc53 m ago

Here's …Here's threehttps://www.autotrader.co.uk/classified/advert/201705175546641https://www.autotrader.co.uk/classified/advert/201710190446575https://www.autotrader.co.uk/classified/advert/201711231499064All trade purchases with the standard 6 months warranty you get by law.When I said get the deal twice, I meant buy the deal once, and then again after 2 years giving you 4 years with a focus costing £9k over 4 years.I think you need to get with the times, engines (especially diesels) are far more reliable now and rarely go wrong. Good servicing and it will easily pass 100,000 miles with only wear and tear items.After 2 years the car would still be worth upwards of £6500, so you could afford to spend £1500 on repairs and still be better off than this lease. No massive repair costs £1500 unless you go to the stealership.


Thanks for the examples, but it actually proves a different point for me (more on that below). People come on here and always compare car usage as just that... usage - how do I get from A to B in something that looks/feels similar, rather than the car as a product. A new car is different from a used car. In some cases the trim and shape may be different, but for say 2 years old you're likely to get the same trim/shape but, there may have been advances in drivetrain, and less likely to require repairs.

What a lease generally gives you is... fixed cost, no depreciation/MOT to worry about, full warranty, road tax, breakdown cover, disposal. There are downsides of course... mileage penalties, penalties for excessive wear & tear or damage and of course no ownership. But it is by definition a no ownership model.

As for the 2nd hand examples, of course to ensure a good supply of ,and liquid market for, 2nd hand cars, there needs to be an equally god market of buyers for new cars coming off the production line. That's where, largely, large fleet owners and car finance providers come in. People buying new for ownership are probably a lot smaller. So somebody's got to take that first depreciation hit. The deal is, who can minimise that as much as possible.

This ford can be had brand new (not RRP) for about £18k- and the examples you have kindly shared show that after 2 years of usage with 30k on clock, the asking price is c£10k less. So like-for-like (remember we're not comparing 2nd hand), between owning this car NEW vs leasing it, over 2 years... leasing wins.

If you buy it new £18k and keep it for say 10 years it might work out better but you have some unknowns, depreciation and repair costs as well as some knowns such as MOT test fee, regular servicing & road tax and possibly breakdown cover f you choose. Not sure how much the car would be worth after 10 years and 150k miles (assuming 15k/yr) but I reckon it won't be much

Over that same 10 year period, say you took 5 leases at c£4,500 (though can' guarantee a deal will always be available) that would be £22,500 without the additional costs to worry about that come with ownership
66 Comments
For those that do go for this deal, you should query the road tax and breakdown cover. These are normally included in lease but it says No in deal details
My wife must have been dreaming about this deal last night.

I'm sure I heard her shouting out, 'FOCUS, FOCUS, FOCUS'.
I'm 99% sure this is a residential address as I pass the street every day and only live 5 mins away, and although the website says these are in stock, I can say with 100% certainty there are not loads of white focus's parked outside the house. This review seems to confirm they advertise stock they don't have

uk.trustpilot.com/rev….uk

Not saying theres anything wrong with them but just be careful
julieallen23 m ago

I'm 99% sure this is a residential address as I pass the street every day …I'm 99% sure this is a residential address as I pass the street every day and only live 5 mins away, and although the website says these are in stock, I can say with 100% certainty there are not loads of white focus's parked outside the house. This review seems to confirm they advertise stock they don't havehttps://uk.trustpilot.com/review/wearcarleasing.co.ukNot saying theres anything wrong with them but just be careful


Some leasing companies act as middle- men, with the cars being provided from a supplier or main dealer elsewhere. The stock will most likely be a Ford compound somewhere, with the dealer in question then pulling it out of there and delivering to the customer... that's what happened with my S-Max anyway...
If you can hold off. Wait a few months.
There is a new Focus due and the last time there we’re better prices and trim levels available. Pretty sure my 1.6TDCi Titanium in Blue was 9+23 for £139.
FYI-We ran a few of these and got 58-63mpg out of different high mileage drivers, could get 67mpg on a gentle 50-60mph country back road.
Seems a reasonable deal for a decent car with sensible mileage. Not the most exciting thing but well reviewed. Being replaced soon but if you just want decent wheels at an attractive price why not?
This works out at £182 a month if you included the initial payment.
That is on par (if not better) than Privilege deals I've seen on the Focus. Good find!
I still don't get the point in leasing. You can get a 2 year old model for £8.5k. So if you got this deal twice (4 years) then you would've paid around the same amount. Meanwhile you've then got to go find another deal because you don't own a car.

With a used car, you could run it into the ground or sell it and make a good chunk of your money back.

A 2011 model (4 years older) is worth around £5,500 with 60,000 miles. £8.5k-£5.5k = 3k for a car that's lasted twice as long as the lease. Plus you don't have to worry about a slight scratch costing you hundreds when you take it back or going over the milage limits.
Luke4efc9 m ago

I still don't get the point in leasing. You can get a 2 year old model for …I still don't get the point in leasing. You can get a 2 year old model for £8.5k. So if you got this deal twice (4 years) then you would've paid around the same amount. Meanwhile you've then got to go find another deal because you don't own a car.With a used car, you could run it into the ground or sell it and make a good chunk of your money back. A 2011 model (4 years older) is worth around £5,500 with 60,000 miles. £8.5k-£5.5k = 3k for a car that's lasted twice as long as the lease. Plus you don't have to worry about a slight scratch costing you hundreds when you take it back or going over the milage limits.


Because lease car deals are not aimed at the used car purchaser, but those who are considering buying new or on a pcp deal. The 2 year lease cost should be compared to the 2 year depreciation lost on buying new. I don't think anyone is saying it is the cheapest way to get from A to B.
Luke4efc14 m ago

I still don't get the point in leasing. You can get a 2 year old model for …I still don't get the point in leasing. You can get a 2 year old model for £8.5k. So if you got this deal twice (4 years) then you would've paid around the same amount. Meanwhile you've then got to go find another deal because you don't own a car.With a used car, you could run it into the ground or sell it and make a good chunk of your money back. A 2011 model (4 years older) is worth around £5,500 with 60,000 miles. £8.5k-£5.5k = 3k for a car that's lasted twice as long as the lease. Plus you don't have to worry about a slight scratch costing you hundreds when you take it back or going over the milage limits.




I guess it all depends on whether you intend to keep a car (new) for a long time or whether you tend to replace after a few years. If you keep the car for a long time, then buying outright is the thing to do. If you replace every few years, then you would compare the expected depreciation in value when owning outright vs the cost of leasing for the same period of time.
Edited by: "theyiddo" 13th Jan
Nothing says ”I don't give a damn about the environment ” like driving a diesel...
Luke4efc23 m ago

I still don't get the point in leasing. You can get a 2 year old model for …I still don't get the point in leasing. You can get a 2 year old model for £8.5k. So if you got this deal twice (4 years) then you would've paid around the same amount. Meanwhile you've then got to go find another deal because you don't own a car.With a used car, you could run it into the ground or sell it and make a good chunk of your money back. A 2011 model (4 years older) is worth around £5,500 with 60,000 miles. £8.5k-£5.5k = 3k for a car that's lasted twice as long as the lease. Plus you don't have to worry about a slight scratch costing you hundreds when you take it back or going over the milage limits.


Show me where you can get this model at two years old for 8.5K from a reputable garage with average mileage. I doubt you could get that near that price privately and then you have the hassle and risk of a private purchase . Your two year old car is also out of warranty in a year. You wouldn't get the deal twice, all things equal that's like me suggesting you purchase two cars when you need one, a strange analogy. Most reputable places will follow the BVLRA guidelines on fair wear and tear so you don't have to worry about a slight scratch. What happens when your two year old car is out of warranty and needs an expensive repair? Garage labour rates are not cheap. Some people don't want the hassle of buying and selling privately or accepting the hit of using low trade in values when they upgrade. Some people like the idea of fixed priced motoring and it is entirely feasible on a decent lease deal to beat the cost of ownership on a new car cash deal or PCP. I could go on but as you say yourself you won't get the point.
julieallen1 h, 58 m ago

I'm 99% sure this is a residential address as I pass the street every day …I'm 99% sure this is a residential address as I pass the street every day and only live 5 mins away, and although the website says these are in stock, I can say with 100% certainty there are not loads of white focus's parked outside the house. This review seems to confirm they advertise stock they don't havehttps://uk.trustpilot.com/review/wearcarleasing.co.ukNot saying theres anything wrong with them but just be careful


IndianaBlues1 h, 35 m ago

Some leasing companies act as middle- men, with the cars being provided …Some leasing companies act as middle- men, with the cars being provided from a supplier or main dealer elsewhere. The stock will most likely be a Ford compound somewhere, with the dealer in question then pulling it out of there and delivering to the customer... that's what happened with my S-Max anyway...


Where are they making their cut? There’s no processing/application fee
julieallen2 h, 8 m ago

I'm 99% sure this is a residential address as I pass the street every day …I'm 99% sure this is a residential address as I pass the street every day and only live 5 mins away, and although the website says these are in stock, I can say with 100% certainty there are not loads of white focus's parked outside the house. This review seems to confirm they advertise stock they don't havehttps://uk.trustpilot.com/review/wearcarleasing.co.ukNot saying theres anything wrong with them but just be careful


It certainly is residential! I know the area well although I don't live there now.
The financial info doesn't impress! companiesintheuk.co.uk/ltd…les
jamgin25 m ago

Nothing says ”I don't give a damn about the environment ” like driving a di …Nothing says ”I don't give a damn about the environment ” like driving a diesel...


Nothing say's "tiresome hypocritical environmentalist" than electric car buyers whose batteries are mined out of fairy dust.
nihcaj37 m ago

It certainly is residential! I know the area well although I don't live …It certainly is residential! I know the area well although I don't live there now.The financial info doesn't impress! https://www.companiesintheuk.co.uk/ltd/we-ar-vehicles


If you put their FCA number into the FCA (Financial Conduct Authority) register it checks ok and has been trading for a couple of years. Look like a one-woman band who is probably an agent for someone bigger and taking an introducers commission.
jumbosausage1 h, 33 m ago

Show me where you can get this model at two years old for 8.5K from a …Show me where you can get this model at two years old for 8.5K from a reputable garage with average mileage. I doubt you could get that near that price privately and then you have the hassle and risk of a private purchase . Your two year old car is also out of warranty in a year. You wouldn't get the deal twice, all things equal that's like me suggesting you purchase two cars when you need one, a strange analogy. Most reputable places will follow the BVLRA guidelines on fair wear and tear so you don't have to worry about a slight scratch. What happens when your two year old car is out of warranty and needs an expensive repair? Garage labour rates are not cheap. Some people don't want the hassle of buying and selling privately or accepting the hit of using low trade in values when they upgrade. Some people like the idea of fixed priced motoring and it is entirely feasible on a decent lease deal to beat the cost of ownership on a new car cash deal or PCP. I could go on but as you say yourself you won't get the point.


Here's three
autotrader.co.uk/cla…641
autotrader.co.uk/cla…575
autotrader.co.uk/cla…064

All trade purchases with the standard 6 months warranty you get by law.
When I said get the deal twice, I meant buy the deal once, and then again after 2 years giving you 4 years with a focus costing £9k over 4 years.
I think you need to get with the times, engines (especially diesels) are far more reliable now and rarely go wrong. Good servicing and it will easily pass 100,000 miles with only wear and tear items.
After 2 years the car would still be worth upwards of £6500, so you could afford to spend £1500 on repairs and still be better off than this lease. No massive repair costs £1500 unless you go to the stealership.
Luke4efc34 m ago

Here's …Here's threehttps://www.autotrader.co.uk/classified/advert/201705175546641https://www.autotrader.co.uk/classified/advert/201710190446575https://www.autotrader.co.uk/classified/advert/201711231499064All trade purchases with the standard 6 months warranty you get by law.When I said get the deal twice, I meant buy the deal once, and then again after 2 years giving you 4 years with a focus costing £9k over 4 years.I think you need to get with the times, engines (especially diesels) are far more reliable now and rarely go wrong. Good servicing and it will easily pass 100,000 miles with only wear and tear items.After 2 years the car would still be worth upwards of £6500, so you could afford to spend £1500 on repairs and still be better off than this lease. No massive repair costs £1500 unless you go to the stealership.


All your examples are 2015, hate to break it to you that's not 2 years old. I didn't mention trade I said private purchase, try enforcing your legal rights when something goes wrong then. You haven't factored in any repair cost, increased servicing and MOT cost into your comparison. Getting with the times has nothing to do with cost of ownership so I fail to see your point. Yes modern cars are more reliable, but again they can and do break down. That's why garages exist. Servicing mitigates failure but parts reach their lifespan and fail. If your turbo goes pop, your clutch goes, water ingress into your ECU unit, there are 100s of things to go wrong that with expensive labour rates can cost a fortune to fix. These risks, regardless of your meaningless guarantee that "good servicing and it will pass 100,000 miles with only wear and tear items" still exist. Leasing a car provides as close to fixed cost and risk free as you can get with the knowledge you can hand it back and get a new car with a new warranty to meet your needs (which can change). It's not for everyone and you are one of these people so why the hell are you commenting on a lease thread trying to convert people to the age old virtues of buying a second hand car outright when options such as leasing exist that better meet some peoples needs?
This is a good deal simply because the first 2 years depreciation on a Ford Focus will be a lot more then £4,368.
Luke4efc53 m ago

Here's …Here's threehttps://www.autotrader.co.uk/classified/advert/201705175546641https://www.autotrader.co.uk/classified/advert/201710190446575https://www.autotrader.co.uk/classified/advert/201711231499064All trade purchases with the standard 6 months warranty you get by law.When I said get the deal twice, I meant buy the deal once, and then again after 2 years giving you 4 years with a focus costing £9k over 4 years.I think you need to get with the times, engines (especially diesels) are far more reliable now and rarely go wrong. Good servicing and it will easily pass 100,000 miles with only wear and tear items.After 2 years the car would still be worth upwards of £6500, so you could afford to spend £1500 on repairs and still be better off than this lease. No massive repair costs £1500 unless you go to the stealership.


Thanks for the examples, but it actually proves a different point for me (more on that below). People come on here and always compare car usage as just that... usage - how do I get from A to B in something that looks/feels similar, rather than the car as a product. A new car is different from a used car. In some cases the trim and shape may be different, but for say 2 years old you're likely to get the same trim/shape but, there may have been advances in drivetrain, and less likely to require repairs.

What a lease generally gives you is... fixed cost, no depreciation/MOT to worry about, full warranty, road tax, breakdown cover, disposal. There are downsides of course... mileage penalties, penalties for excessive wear & tear or damage and of course no ownership. But it is by definition a no ownership model.

As for the 2nd hand examples, of course to ensure a good supply of ,and liquid market for, 2nd hand cars, there needs to be an equally god market of buyers for new cars coming off the production line. That's where, largely, large fleet owners and car finance providers come in. People buying new for ownership are probably a lot smaller. So somebody's got to take that first depreciation hit. The deal is, who can minimise that as much as possible.

This ford can be had brand new (not RRP) for about £18k- and the examples you have kindly shared show that after 2 years of usage with 30k on clock, the asking price is c£10k less. So like-for-like (remember we're not comparing 2nd hand), between owning this car NEW vs leasing it, over 2 years... leasing wins.

If you buy it new £18k and keep it for say 10 years it might work out better but you have some unknowns, depreciation and repair costs as well as some knowns such as MOT test fee, regular servicing & road tax and possibly breakdown cover f you choose. Not sure how much the car would be worth after 10 years and 150k miles (assuming 15k/yr) but I reckon it won't be much

Over that same 10 year period, say you took 5 leases at c£4,500 (though can' guarantee a deal will always be available) that would be £22,500 without the additional costs to worry about that come with ownership
Oneday774 h, 40 m ago

If you can hold off. Wait a few months. There is a new Focus due and the …If you can hold off. Wait a few months. There is a new Focus due and the last time there we’re better prices and trim levels available. Pretty sure my 1.6TDCi Titanium in Blue was 9+23 for £139.


Thanks for that.
I've been threatening to dive in to one of these deals eventually and a Focus would do for myself.
I'll use your figures as targets.
Cheap and big mileage allowance for a lease. Good deal.
jumbosausage3 h, 49 m ago

Nothing say's "tiresome hypocritical environmentalist" than electric car …Nothing say's "tiresome hypocritical environmentalist" than electric car buyers whose batteries are mined out of fairy dust.


I mostly cycle so no fairy dust for me.
Shame diesel sales are going down the pan. Lol.
jamgin9 m ago

I mostly cycle so no fairy dust for me.Shame diesel sales are going down …I mostly cycle so no fairy dust for me.Shame diesel sales are going down the pan. Lol.


Brilliant, you can breathe in my noxious fumes as I overtake you in comfort and warmth. Lol.
Great price for 15k miles!
Grahamdue4 h, 12 m ago

If you put their FCA number into the FCA (Financial Conduct Authority) …If you put their FCA number into the FCA (Financial Conduct Authority) register it checks ok and has been trading for a couple of years. Look like a one-woman band who is probably an agent for someone bigger and taking an introducers commission.


One? There's two directors!
jumbosausage2 h, 14 m ago

Brilliant, you can breathe in my noxious fumes as I overtake you in …Brilliant, you can breathe in my noxious fumes as I overtake you in comfort and warmth. Lol.


Lol.
I mostly pass queues of cars every day on my way to work. They're all breathing each others noxious exhaust fumes.
That's what I call karma.
Good deal, diesel still the best option for a lot of people at the moment, Heat added.
Just be careful some of the cars this company offers are 2nd hand
Bully1 h, 6 m ago

Good deal, diesel still the best option for a lot of people at the moment, …Good deal, diesel still the best option for a lot of people at the moment, Heat added.


Could soon be some rather significant bargains for those people - just don't tell the mob as they are creating it by going the other way
nihcaj2 h, 57 m ago

One? There's two directors!


If you looked on the FCA website you'd see just one is notified as active - there may be a second director on companies House so that if something happens to the first the company can either continue be sold or be wound down in an orderly manner.
Oneday779 h, 36 m ago

If you can hold off. Wait a few months. There is a new Focus due and the …If you can hold off. Wait a few months. There is a new Focus due and the last time there we’re better prices and trim levels available. Pretty sure my 1.6TDCi Titanium in Blue was 9+23 for £139.


So we should hold off because you once got a slightly better spec for more money some unknown time ago?

This isn’t how lease deals works. Do I need to tell you about the Passat Alltrack deal?

For those that prefer numbers rather than the above here we go:

RRP of this focus: £21,315
Cost of lease: £4368

Total cost over 2 years: 20.5pct of RRP

Discounted (Drive the Deal: £15,960)
Total cost over 2 years: 27.5pct

The question is whether you think the used value after 2 years is greater than £15,960 - £4368 = £11,520 (cost of funding needs to be factored in too).

Personally I think this is a good deal. Just because it’s an outgoing model DOES NOT mean the price will go any lower.

I have voted hot on the payment profile. I do not know whether the lease company is legit or not.
Edited by: "HHUKD" 13th Jan
jamgin1 h, 42 m ago

Lol.I mostly pass queues of cars every day on my way to work. They're all …Lol.I mostly pass queues of cars every day on my way to work. They're all breathing each others noxious exhaust fumes.That's what I call karma.


Notwithstanding the stink some of the Lycra brigade inhale when they arrive at work sweaty and stinking of BO. It's interesting to meet a cycling eco warrior on a thread about a diesel lease deal. Shouldn't you be rubbing some Vaseline on your chaffed legs and being angry at Donald Trump? Surely better uses of your time?
jumbosausage11 m ago

Notwithstanding the stink some of the Lycra brigade inhale when they …Notwithstanding the stink some of the Lycra brigade inhale when they arrive at work sweaty and stinking of BO. It's interesting to meet a cycling eco warrior on a thread about a diesel lease deal. Shouldn't you be rubbing some Vaseline on your chaffed legs and being angry at Donald Trump? Surely better uses of your time?


They seek him here, they seek him there, the cycling eco warrior is everywhere.
Even smelly diesel lease deals.
HHUKD54 m ago

So we should hold off because you once got a slightly better spec for more …So we should hold off because you once got a slightly better spec for more money some unknown time ago?This isn’t how lease deals works. Do I need to tell you about the Passat Alltrack deal?For those that prefer numbers rather than the above here we go:RRP of this focus: £21,315Cost of lease: £4368Total cost over 2 years: 20.5pct of RRPDiscounted (Drive the Deal: £15,960)Total cost over 2 years: 27.5pctThe question is whether you think the used value after 2 years is greater than £15,960 - £4368 = £11,520 (cost of funding needs to be factored in too). Personally I think this is a good deal. Just because it’s an outgoing model DOES NOT mean the price will go any lower. I have voted hot on the payment profile. I do not know whether the lease company is legit or not.


Going by my experience of buying and leaving Fords for the last 20 years. They always drop in price just before a new model arrives.
Is it a certainty, no. However you can pretty much guarantee higher specs will become available for lower spec money. Titanium seems to be the sweet spot for equipment.
My old Ford Focus still going strong after 6 years, bought for 2k cash. So why pay a company £168 a month only to hand it back?
jamgin2 h, 39 m ago

They seek him here, they seek him there, the cycling eco warrior is …They seek him here, they seek him there, the cycling eco warrior is everywhere.Even smelly diesel lease deals.


Great cheers mate setting a prime example of cyclists everywhere. It's jobsworths like you who just love to piss the world off that mean the rest of us get a hard time on the road. I only cycle to stay fit and get away with eating the odd KFC. I drive a 360 bhp petrol so I don't think we're all eco warriors but then again it's not a smell diesel so it must be ok........
Great deal if you want a car for a week. Guaranteed to get stolen after that. STEER CLEAR OF ALL FORDS
Edited by: "TheBlackhammer214" 14th Jan
Post a comment
Avatar
@
    Text